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Fortun Holdings Reports Q2 2026 Revenue Growth of 18% and 82% Increase in Income

(Very High)
(Very Positive)
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Fortun Holdings (OTC:FRTU) reported strong Q2 2026 results, with amount received up 29.2% to $3.89 million and GAAP revenue up 17.9% to $1.67 million versus Q2 2025. Income before income taxes rose 81.6% to $489,540, expanding pretax margin to 29.4% from 19.1%.

Q2 amount funded increased 5.3% to $3.39 million, while non-GAAP accounts receivable grew 68.3% to $10.49 million. For H1 2026, amount funded rose 36.5% to $6.84 million, amount received 49.1% to $7.16 million, GAAP revenue 42.2% to $3.21 million, and income before income taxes 84.3% to $910,898, lifting pretax margin to 28.4%.

The company highlighted disciplined capital deployment, an initial rollout of its AI-enabled underwriting and workflow platform, a 120% June application increase, and record $1.45 million funding in July 2026, while cautioning that application volume and single-month results may not predict future performance.

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Positive

  • Q2 2026 income before taxes up 81.6% to $489,540
  • Q2 2026 GAAP revenue increased 17.9% to $1,667,048
  • Pretax margin expanded to 29.4% in Q2 from 19.1% (+10.3 pts)
  • H1 2026 GAAP revenue up 42.2% to $3,209,001
  • H1 2026 income before taxes up 84.3% to $910,898
  • Non-GAAP accounts receivable grew 68.3% YoY to $10,490,021

Negative

  • Q2 2026 number of deals fell 13.5% to 463 from 535
  • Q2 2026 amount funded grew only 5.3% YoY to $3,388,200
  • Company notes application volume does not necessarily translate into revenue or profitability
  • Management cautions record July 2026 funding is a single month and may not indicate future performance

News Explained

Q2 funding growth was generated primarily from existing capital; the $750,000 received in H1 did not begin supporting new fundings until Q3.

Fortun Holdings reported Q2 2026 results; the $750,000 received during the first half did not support new fundings until Q3, so Q2 funded volume came primarily from the existing capital base and portfolio receipts.

The Q2 deal count was $463 versus $535 a year earlier, while first-half deal count rose to $925 from $796; Fortun says the prior-year quarter included transactions added through a portfolio acquisition, making that Q2 comparison less representative of organic origination.

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Pretax margin expands to approximately 29%; first-half funded volume increases 37%; July funding reaches a company record.

  • Q2 amount received increased 29.2% to $3.89 million and GAAP revenue increased 17.9% to $1.67 million.

  • Q2 income before income taxes increased 81.6% to $489,540; pretax margin expanded to 29.4% from 19.1%.

  • First-half amount funded increased 36.5% to $6.84 million, amount received increased 49.1% to $7.16 million, and revenue increased 42.2% to $3.21 million.

  • June 2026 funding applications increased approximately 120%; July 2026 funding reached approximately $1.45 million, the highest monthly volume in Company history.

MIAMI, FL / ACCESS Newswire / August 18, 2026 / Fortun Holdings, Corp. (OTCID:FRTU) ("Fortun" or the "Company"), a financial technology company focused on providing revenue-based financing to underserved small businesses, today announced financial and operating results for the second quarter and six months ended June 30, 2026.

Q2 results were led by a 29.2% increase in amount received, a 17.9% increase in GAAP revenue and an 81.6% increase in income before income taxes. Pretax margin expanded to 29.4% from 19.1% in the prior-year quarter. For the first six months of 2026, amount funded increased 36.5%, GAAP revenue increased 42.2% and income before income taxes increased 84.3%.

"Q2 was a quarter in which the operating leverage of our model became increasingly visible. We increased amount funded despite limited new capital deployment during the quarter and while moving our AI-enabled underwriting and workflow platform through its initial production rollout. At the same time, amount received increased 29%, revenue increased 18%, and income before taxes increased 82%. Taken together, these results demonstrate the strength and resilience of our operating model, with substantial growth in receipts, revenue and profitability even during a period of disciplined capital deployment".

- Yoel Damas, Chief Executive Officer

Q2 2026 FINANCIAL AND OPERATING HIGHLIGHTS

  • Amount funded increased 5.3% to $3,388,200, compared with $3,217,598 in Q2 2025.

  • Amount received increased 29.2% to $3,886,261, compared with $3,008,397 in Q2 2025.

  • GAAP revenue increased 17.9% to $1,667,048, compared with $1,414,086 in Q2 2025.

  • Income before income taxes increased 81.6% to $489,540, compared with $269,539 in Q2 2025.

  • Pretax margin increased to 29.4% from 19.1%, an expansion of approximately 10.3 percentage points.

  • Non-GAAP accounts receivable increased 68.3% to $10,490,021 at June 30, 2026, compared with $6,234,136 at June 30, 2025.

TRANSPARENT CONTEXT FOR THE Q2 COMPARISON

The Company reported 463 deals in Q2 2026, compared with 535 in Q2 2025, a decrease of 13.5%. The prior-year quarter included transactions added through a portfolio acquisition, which elevated the reported Q2 2025 deal count and makes that comparison less representative of the Company's organic origination activity. On a six-month basis, the number of deals increased 16.2% to 925 from 796.

Q2 2025 also reflected a different capital deployment profile. During the first half of 2026, Fortun received $750,000 of new capital; however, those proceeds did not begin supporting new fundings until Q3. As a result, Q2 2026 funded volume was generated primarily from the Company's existing capital base and portfolio receipts rather than from newly deployed external capital. Management believes the 5.3% year-over-year increase in amount funded, viewed in that context, demonstrates disciplined capital utilization.

Q2 2026 also included the initial rollout of Fortun's proprietary AI-enabled underwriting and workflow platform, moving the system from concept-stage development in Q1 into production testing and implementation. The rollout required system testing, underwriting calibration and employee adoption. Management believes the implementation period, together with the timing of capital deployment, moderated near-term transaction throughput while the Company prioritized underwriting integrity, operating controls and platform scalability.

Management believes Q2 funding activity was shaped more by deployment capacity and implementation timing than by a lack of market demand. In June 2026, the Company received approximately 495 funding applications, up approximately 120% from its prior monthly average. Following quarter-end, Fortun funded approximately $1.45 million in July 2026, the highest monthly funding volume in Company history and approximately 28% above the updated first-half monthly average based on the results reported in this release. July results are not included in Q2 or first-half financial results, and one month does not establish a trend.

"We are not presenting Q2 as a pure volume quarter. The more important takeaway is that Fortun generated higher receipts, revenue and earnings from an existing capital base while completing a major technology transition. June application activity and record July funding are encouraging early indicators that demand remains strong and that the platform is positioned to convert additional deployment capital into growth."

- Yoel Damas, Chief Executive Officer

FIRST-HALF 2026 HIGHLIGHTS

  • Amount funded increased 36.5% to $6,835,100, compared with $5,006,198 in H1 2025.

  • Amount received increased 49.1% to $7,164,855, compared with $4,806,010 in H1 2025.

  • Number of deals increased 16.2% to 925, compared with 796 in H1 2025.

  • GAAP revenue increased 42.2% to $3,209,001, compared with $2,256,022 in H1 2025.

  • Income before income taxes increased 84.3% to $910,898, compared with $494,195 in H1 2025.

  • Pretax margin increased to 28.4% from 21.9%, an expansion of approximately 6.5 percentage points.

"Income growth substantially outpaced revenue growth in both the quarter and the first half, demonstrating the earnings leverage in the Fortun platform. In Q2, amount received also outpaced funded-volume growth, and pretax margin expanded by more than ten percentage points. As additional capital is deployed, our focus remains on preserving underwriting discipline, portfolio performance and operating controls rather than pursuing volume at the expense of returns."

- Juan M. Sese, Chief Financial Officer

Q2 2026 VS. Q2 2025 - KEY METRICS

Metric

Q2 2026

Q2 2025

YoY

Amount Funded

$

3,388,200

$

3,217,598

+5.3

%

Amount Received

$

3,886,261

$

3,008,397

+29.2

%

Number of Deals

463

535

-13.5

%

GAAP Revenue

$

1,667,048

$

1,414,086

+17.9

%

Income Before Income Taxes

$

489,540

$

269,539

+81.6

%

Pretax Margin

29.4

%

19.1

%

+10.3

pts

Non-GAAP Accounts Receivable
at June 30

$

10,490,021

$

6,234,136

+68.3

%

H1 2026 VS. H1 2025 - KEY METRICS

Metric

H1 2026

H1 2025

YoY

Amount Funded

$

6,835,100

$

5,006,198

+36.5

%

Amount Received

$

7,164,855

$

4,806,010

+49.1

%

Number of Deals

925

796

+16.2

%

GAAP Revenue

$

3,209,001

$

2,256,022

+42.2

%

Income Before Income Taxes

$

910,898

$

494,195

+84.3

%

Pretax Margin

28.4

%

21.9

%

+6.5

pts

OPERATING METRICS AND NON-GAAP MEASURES

Amount funded, amount received, number of deals and non-GAAP accounts receivable are operating metrics used by management to evaluate portfolio activity, capital deployment, collections and operating performance. These metrics are not measures of financial performance prepared in accordance with generally accepted accounting principles and should not be considered substitutes for, or superior to, GAAP financial measures. Investors are encouraged to review these operating metrics together with the Company's GAAP financial results.

Application volume is an operating indicator and does not necessarily translate proportionately into approvals, completed transactions, funded volume, revenue or profitability. The July funding result represents a single month and may not be indicative of future monthly performance.

ABOUT FORTUN HOLDINGS, CORP.

Fortun Holdings, Corp. is a financial technology company focused on expanding access to revenue-based financing for underserved small businesses. Through its operating subsidiaries and technology-enabled platform, the Company originates, underwrites, funds and services financing transactions designed to support the working-capital needs of entrepreneurs across the United States and Puerto Rico.

For additional information, visit www.frtu.com and www.fortunfunding.com.

FORWARD-LOOKING STATEMENTS

This press release contains forward-looking statements that are subject to risks and uncertainties. Forward-looking statements include, but are not limited to, statements regarding the anticipated benefits of the Company's technology and workflow investments, expected market demand, future capital deployment, the Company's ability to scale its platform, future funding volumes, portfolio performance, margins, profitability, business strategy and objectives, and the timing and completion of financial close, audit or review processes. Forward-looking statements are often identified by words such as "will," "expects," "believes," "anticipates," "intends," "plans," "estimates," "projects," "outlook," "may," "should," or similar expressions. These statements are based on management's current expectations and assumptions, which may prove to be incorrect, and there can be no assurance that any forward-looking statement will be achieved.

Actual results and future events may differ materially from those expressed or implied due to risks and uncertainties, including, among others: the Company's ability to execute its business strategy and achieve anticipated operating results; the preliminary and unaudited nature of certain operating metrics referenced in this release, which are subject to revision and may change, potentially materially, as the Company completes its financial close and audit or review processes; the Company's ability to obtain or maintain adequate liquidity and financing on acceptable terms, or at all; changes in competitive, economic, market or regulatory conditions; risks relating to counterparties, vendors and strategic partners; risks associated with acquisitions, integrations, technology implementation or other strategic initiatives; and volatility in the Company's stock price and trading volume, including risks associated with trading on the OTC markets. This list is not exhaustive.

Forward-looking statements speak only as of the date they are made. Readers should not place undue reliance on these statements. Except as required by law, the Company undertakes no obligation to update or revise any forward-looking statements to reflect events or circumstances after the date of this release.

INVESTOR RELATIONS CONTACT

Fortun Holdings, Corp.
www.frtu.com
info@fortunco.com

Hayden IR
James Carbonara
(646) 755-7412
james@haydenir.com

SOURCE: Fortun Holdings, Corp



View the original press release on ACCESS Newswire

FAQ

How did Fortun Holdings (FRTU) perform financially in Q2 2026?

Fortun Holdings reported Q2 2026 GAAP revenue of $1,667,048, up 17.9% year over year, and income before income taxes of $489,540, up 81.6%. According to Fortun, pretax margin expanded to 29.4% from 19.1%, reflecting improved profitability on higher receipts.

What were the key H1 2026 results for Fortun Holdings (FRTU)?

For H1 2026, Fortun Holdings reported GAAP revenue of $3,209,001, up 42.2%, and income before income taxes of $910,898, up 84.3%. According to Fortun, amount funded rose 36.5% to $6,835,100 and pretax margin increased to 28.4% from 21.9%.

How did Fortun Holdings (FRTU) funding and deal volume change in Q2 2026?

In Q2 2026, Fortun’s amount funded increased 5.3% to $3,388,200, while the number of deals declined 13.5% to 463. According to Fortun, the prior-year quarter included portfolio acquisition deals, making Q2 2025 less representative of organic origination activity.

What drove the increase in Fortun Holdings (FRTU) pretax margin in Q2 2026?

Fortun’s pretax margin rose to 29.4% in Q2 2026 from 19.1% a year earlier, an expansion of about 10.3 percentage points. According to Fortun, income before taxes grew 81.6% on higher receipts and revenue generated largely from its existing capital base.

What was Fortun Holdings (FRTU) non-GAAP accounts receivable as of June 30, 2026?

As of June 30, 2026, Fortun reported non-GAAP accounts receivable of $10,490,021, a 68.3% increase from $6,234,136 a year earlier. According to Fortun, this operating metric helps management evaluate portfolio activity and collections alongside GAAP financial results.

Did Fortun Holdings (FRTU) see signs of demand in mid-2026 applications and funding?

Fortun received about 495 funding applications in June 2026, approximately 120% above its prior monthly average, and funded about $1.45 million in July, a company record. According to Fortun, application volume and single-month funding may not predict future performance.

What technology developments did Fortun Holdings (FRTU) highlight with its Q2 2026 results?

In Q2 2026, Fortun moved its proprietary AI-enabled underwriting and workflow platform from concept into production testing and implementation. According to Fortun, the rollout required system testing, underwriting calibration and employee adoption while the company maintained disciplined capital deployment and operating controls.