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Community First Credit Union (OTCPK:FSBH) agreed to acquire substantially all assets and assume substantially all liabilities of First Southern Bank, per a definitive agreement announced Nov 18, 2025.
After close, the combined credit union will have ~$3.3B assets, $2.5B loans, $2.9B member shares and deposits, and 31 branches across Georgia and Florida. FSBH shareholders will receive ~$17.14 cash per share; FSBH will liquidate and dissolve post-closing. The transaction is expected in Q2–Q3 2026, subject to regulatory and shareholder approvals and customary closing conditions.
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