First Utd Corp Stock Price, News & Analysis

First United Corporation (NASDAQ: FUNC) reported Q3 2025 net income of $6.9M or $1.07 diluted EPS, up from $5.8M ($0.89) in Q3 2024 and $6.0M ($0.92) in Q2 2025. Nine‑month net income was $18.7M or $2.88 EPS versus $14.4M ($2.19) a year earlier. Key metrics: annualized ROAA 1.24% and ROAE 13.23%. The bank cited higher loan yields, new loan production and expense control driving a non‑GAAP FTE net interest margin of 3.69% for Q3 and a nine‑month NIM of 3.64%. Provision expense included a $0.5M charge related to one non‑accrual commercial relationship. A cash dividend of $0.26 per share was declared for the quarter.

First United Corporation (NASDAQ: FUNC) has announced its fourth quarter 2025 dividend. The company's Board of Directors has declared a cash dividend of $0.26 per share. The dividend will be payable on November 3, 2025, to shareholders of record as of the close of business on October 17, 2025.

First United Corporation (NASDAQ: FUNC) reported strong Q2 2025 financial results with consolidated net income of $6.0 million, or $0.92 per diluted share, up from $4.9 million ($0.75/share) in Q2 2024. The company's net interest margin reached 3.65% in Q2 2025, driven by increased loan yields and stable funding costs.

Key highlights include $65.1 million in commercial loan originations and $19.2 million in residential mortgage originations. Total assets grew to $2.0 billion, with gross loans increasing by $21.7 million since December 2024. The bank declared a cash dividend of $0.22 per common share for the quarter.

Performance metrics for H1 2025 showed strong results with Return on Average Assets of 1.20% and Return on Average Equity of 12.78%. The company expanded its Morgantown team and maintains a positive outlook on market growth potential.

First United Corporation (NASDAQ: FUNC) has announced its third quarter 2025 dividend payment. The company's Board of Directors has declared a cash dividend of $0.22 per share, which will be distributed to shareholders of record as of July 18, 2025. The dividend payment is scheduled for August 1, 2025. This announcement represents the company's commitment to providing regular returns to its shareholders through dividend distributions.

First United (NASDAQ: FUNC) reported Q1 2025 consolidated net income of $5.8 million, or $0.89 per diluted share, compared to $3.7 million in Q1 2024 and $6.2 million in Q4 2024. The company achieved a net interest margin of 3.56% and saw deposits increase by $48.7 million.

Key highlights include:

• $36.1 million in commercial loan originations and $11.4 million in residential mortgage originations
• Provision expense of $0.7 million driven by stable asset quality
• Operating expenses increased by $0.5 million compared to linked quarter
• Cash dividend of $0.22 per common share declared

The bank reported strong asset quality with the allowance for credit losses at $18.5 million, representing 1.25% of outstanding loans. Total assets reached $2.0 billion, with outstanding loans at $1.5 billion. The company maintains a positive outlook for 2025 despite challenges in funding due to inflation and high competition.

First United (NASDAQ: FUNC) has announced its second quarter 2025 dividend payment. The company's Board of Directors has declared a cash dividend of $0.22 per share. The dividend will be paid on May 1, 2025, to shareholders who hold the company's common stock as of the market close on April 17, 2025.

First United (NASDAQ: FUNC) reported strong Q4 2024 financial results with consolidated net income of $6.2 million ($0.95 per diluted share), compared to $1.8 million ($0.26 per diluted share) in Q4 2023. Full-year 2024 net income reached $20.6 million ($3.15 per diluted share), up from $15.1 million in 2023.

The quarter saw robust loan growth with $72.2 million in commercial loan originations and $23.3 million in residential mortgage originations. Net interest margin was 3.48% for Q4 2024. Deposits increased by $34.4 million due to seasonal municipal deposit fluctuations, partly offset by retail certificate runoff. The company maintained strong pricing and expense discipline, resulting in a solid efficiency ratio despite intense market competition.

Total assets reached $2.0 billion, representing a $67.2 million increase since December 2023. Outstanding loans grew by $74.1 million year-over-year, while total deposits increased by $23.9 million.

First United (NASDAQ: FUNC) has announced its first quarter 2025 dividend. The company's Board of Directors has declared a cash dividend of $0.22 per share, which will be paid on February 3, 2025. Shareholders who hold FUNC common stock as of the close of business on January 17, 2025, will be eligible to receive this dividend payment.

First United (NASDAQ: FUNC) reported consolidated net income of $5.8 million for Q3 2024, or $0.89 per diluted share, compared to $4.5 million, or $0.67 per diluted share, for Q3 2023. Year-to-date income was $14.4 million, or $2.19 per diluted share, compared to $13.3 million for the same period in 2023. Key highlights include:

• Net interest margin (FTE) was 3.46% for Q3 2024
• Strong loan production with $52.1 million in commercial and $19.9 million in residential mortgage originations
• Decreased provision expense due to improved asset quality
• Slight increase in deposits due to seasonal municipal deposit fluctuations
• Repayment of $15.0 million in higher-cost brokered CDs
• Obtained $90.0 million in new FHLB borrowings at 3.89% average rate
• Declared a cash dividend of $0.22 per share, a 10% increase over Q2