Globe Life Inc. Announces Fourth Quarter 2025 Earnings Release and Conference Call

Rhea-AI Summary

Globe Life (NYSE: GL) will release its Fourth Quarter 2025 financial results after market close on Wednesday, February 4, 2026. The earnings press release and related financial and statistical information will be posted under Financial Reports on the company's investor website.

A live conference call will broadcast on Thursday, February 5, 2026 at 11:00 AM Eastern (10:00 AM Central). Dial-in is 1-646-357-8766 (passcode: Globe Life Inc.) and an online webcast is available under Calls and Meetings on the investor site; a replay will also be available via the same link. Globe Life is a holding company providing life and supplemental health insurance to the middle-income market through multiple distribution channels.

Key Figures

Q3 2025 net income: $4.73 per diluted share Q3 2025 net operating income: $4.81 per diluted share Insurance underwriting income: $503.1M +5 more

8 metrics

Q3 2025 net income $4.73 per diluted share Third quarter 2025 results vs $3.44 prior year

Q3 2025 net operating income $4.81 per diluted share Third quarter 2025 results vs $3.49 prior year

Insurance underwriting income $503.1M Q3 2025, 30% year-over-year growth

Total premium revenue $1.231B Q3 2025 premium revenue, up 5% year-over-year

Share repurchases 840,242 shares for $113M Q3 2025 buybacks

Quarterly dividend $0.2700 per share Dividend payable January 30, 2026

Investment income 2024 More than $1 billion Full-year 2024 investment income noted by AM Best

Market cap $11,298,451,194 Market capitalization before this news

Market Reality Check

Price: $138.97 Vol: Volume 503,405 is close t...

normal vol

$138.97 Last Close

Volume Volume 503,405 is close to the 489,722 20-day average (relative volume 1.03x). normal

Technical Price $142.41 is above the $131.36 200-day MA, ~3.67% below the $147.83 52-week high and 30.2% above the $109.38 low.

Peers on Argus

Globe Life was up 0.34% while peers like UNM (0.42%), LNC (1.04%), MET (1.96%), ...

Globe Life was up 0.34% while peers like UNM (0.42%), LNC (1.04%), MET (1.96%), PRU (0.88%), and AFL (1.91%) also traded higher, but momentum scanners did not flag a coordinated sector move.

Common Catalyst Select peers had routine news (e.g., UNM dividend, AFL partnership), suggesting stock-specific factors alongside a generally firm life insurance group.

Historical Context

5 past events · Latest: Dec 23 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Dec 23	Reinsurance affiliate	Positive	+0.8%	Formation and licensing of Bermuda Class C reinsurance affiliate.
Nov 12	Rating affirmation	Positive	+1.3%	AM Best affirmed ratings with strong balance sheet and performance.
Nov 06	Dividend declaration	Neutral	+0.3%	Announcement of quarterly cash dividend per share and payment dates.
Oct 22	Q3 2025 earnings	Positive	-0.3%	Strong EPS and underwriting income growth versus prior year.
Oct 09	Earnings call notice	Neutral	-0.3%	Scheduling of Q3 2025 earnings release and conference call.

Pattern Detected

Operational and ratings-related news have generally seen positive price reactions, while at least one strong earnings report saw a slight negative move, indicating occasional divergence on fundamental beats.

Recent Company History

Over late 2025, Globe Life reported strong Q3 results with net income of $4.73 and net operating income of $4.81 per diluted share, alongside higher underwriting income and premiums. Earlier, AM Best affirmed ratings with a stable outlook, citing a strong balance sheet and investment income above $1 billion. The company formed a Bermuda Class C reinsurer and continued dividends and buybacks. Prior earnings release and conference call announcements in 2025 typically coincided with modest single-day moves around the news.

Market Pulse Summary

This announcement continues Globe Life’s established pattern of pre-announcing quarterly earnings re...

Analysis

This announcement continues Globe Life’s established pattern of pre-announcing quarterly earnings releases and conference calls, giving investors a clear timetable for upcoming results. Recent history includes strong Q3 2025 performance, ongoing dividends of $0.2700 per share, and share repurchases of 840,242 shares for $113M. Investors may watch for how upcoming results compare with prior growth in underwriting income and premiums, as well as any updates to capital management and ratings momentum.

Key Terms

bring your own license (BYOL)

1 terms

bring your own license (BYOL) technical

"use their existing Oracle license benefits, including Bring Your Own License (BYOL)"

Bring Your Own License (BYOL) is a business arrangement where a customer uses software or service subscriptions they already own when moving to a new platform, such as a cloud provider, instead of buying new licenses there. For investors, BYOL affects a company’s revenue mix, margins and customer retention—like a homeowner taking their own furniture into a rental: it lowers upfront cost for the customer but can reduce recurring sales and change the predictability of future income.

AI-generated analysis. Not financial advice.

MCKINNEY, Texas, Jan. 15, 2026 /PRNewswire/ -- Globe Life Inc. (NYSE: GL) will announce its Fourth Quarter 2025 financial results after the market closes on Wednesday, February 4, 2026. At that time, a copy of the Company's Fourth Quarter 2025 earnings press release and any other financial and statistical information about the quarter will be available on the Company's website, https://investors.globelifeinsurance.com/, under Financial Reports and Other Financial Information.

A live conference call will broadcast on Thursday,
February 5, 2026, at 11:00am Eastern (10:00am Central)
Phone: at 1-646-357-8766 (passcode: Globe Life Inc.), or
Online: under Calls and Meetings at: https://investors.globelifeinsurance.com/
You can also hear a replay of the conference call by using the same link above.

Globe Life Inc. is a holding company specializing in life and supplemental health insurance for the middle-income market distributed through multiple channels, including direct to consumer and exclusive and independent agencies.

FAQ

When will Globe Life (GL) report Fourth Quarter 2025 earnings?

Globe Life will report Fourth Quarter 2025 results after market close on Wednesday, February 4, 2026.

What time and date is the Globe Life (GL) earnings conference call for Q4 2025?

The live conference call is scheduled for Thursday, February 5, 2026 at 11:00 AM ET (10:00 AM CT).

How can investors join the Globe Life (GL) Q4 2025 conference call?

Call 1-646-357-8766 (passcode: Globe Life Inc.) or listen online via the Calls and Meetings section on the company's investor website.

Where will Globe Life (GL) post the Q4 2025 earnings release and financial information?

The earnings release and financial information will be posted under Financial Reports and Other Financial Information on the Globe Life investor website.

Will there be a replay of the Globe Life (GL) Q4 2025 conference call?

Yes. A replay will be available via the same online link listed in the Calls and Meetings section of the investor site.

What business does Globe Life (GL) operate in?

Globe Life is a holding company that provides life and supplemental health insurance to the middle-income market through direct, exclusive agency, and independent agency channels.