HomeTrust Bancshares, Inc. reports developments as the bank holding company for HomeTrust Bank, a North Carolina state-chartered bank that offers retail and commercial banking products. Company news centers on quarterly earnings, net interest income, funding costs, credit-loss provisions, loan-sale gains, capital returns through cash dividends and common-stock repurchases, and changes to branch and market strategy.
Updates also describe the bank’s lending mix, including commercial real estate, construction and development, commercial and industrial, equipment finance, municipal leases, residential mortgage, home equity and consumer loans. Other recurring items include community-bank market expansion, commercial banking leadership and local-market initiatives in the states the bank serves.
HomeTrust Bancshares (NYSE: HTB) appointed Charles F. Bowman to its Board of Directors, effective October 26, 2026. Bowman has served as an advisory director of the company and HomeTrust Bank since July 2026.
He currently advises executives at MyNextSeason. He retired as Bank of America’s president for North Carolina in 2022 after 26 years at the bank. His previous roles included Global Compliance Executive and Associate General Counsel, alongside leadership responsibilities in regulatory remediation and other operations.
HomeTrust Bancshares (NYSE: HTB) reported preliminary third-quarter 2026 net income of $18.0 million and declared its quarterly cash dividend. Diluted earnings per share rose to $1.11 from $0.94 in the June quarter, while net interest margin increased to 4.46% from 4.41%. Purchased renewable energy tax credits provided a $1.9 million federal income tax benefit. Merger-related expense was $904,000, versus none in the prior quarter.
HomeTrust repurchased 923,897 shares at an average $48.03 during the quarter. Its unchanged $0.15-per-share dividend is payable November 25, 2026. The proposed Blue Ridge Bankshares acquisition exchanges each Blue Ridge share for 0.086 HomeTrust shares, subject to limited exceptions. HomeTrust expects closing early in the first quarter of 2027, pending regulatory and shareholder approvals; Blue Ridge shareholders are expected to own approximately 35% of the combined company.
HomeTrust Bancshares (NYSE: HTB) completed its previous stock repurchase program and authorized repurchases of up to 790,000 additional common shares.
The completed 5% program began in August 2026 and repurchased 832,000 shares at an average price of $47.70 per share. The new authorization represents approximately 5% of currently outstanding shares. Purchases may occur in the open market or through privately negotiated transactions, depending on market conditions and other factors.
HomeTrust Bancshares (NYSE: HTB) agreed to acquire Blue Ridge Bankshares (NYSEAM: BRBS) in an all-stock merger valued at approximately $448.1 million. Blue Ridge shareholders will receive 0.086 HTB shares per BRBS share, implying about $4.28 per share based on HomeTrust’s recent 5‑day VWAP.
The deal is expected to create a commercial bank with over $7 billion in assets and more than 60 locations across the Southeast. HomeTrust stockholders are projected to own about 65% of the combined company, with Blue Ridge shareholders owning about 35%. The transaction is targeted to close in early Q1 2027, subject to regulatory and stockholder approvals, and is projected by HomeTrust to be ~30% EPS accretive by 2028, with an estimated 8.3% tangible book value dilution and a roughly 3.25‑year earn‑back period.
HomeTrust Bancshares (NYSE: HTB) completed its December 2025 5% stock repurchase program, buying 870,000 shares at an average price of $44.49 per share. The board has now authorized a new program to repurchase up to 832,000 additional shares, about 5% of current outstanding shares, via open-market or privately negotiated transactions.
HomeTrust Bancshares (NYSE: HTB) reported preliminary net income of $15.6 million, or $0.94 diluted EPS, for the quarter ended June 30, 2026, down from $16.8 million, or $0.99, in the prior quarter. Quarterly ROA was 1.46% and ROE 10.44%, while net interest margin improved to 4.41% from 4.31%.
Results reflected lower noninterest income (down $784,000) and higher noninterest expense (up $1.0 million), including a $1.1 million loss on redemption of junior subordinated debt, partly offset by a $1.0 million increase in net interest income. The Board raised the quarterly cash dividend by $0.02 to $0.15 per share, payable August 27, 2026, and the Company repurchased 153,606 shares at an average price of $46.31. For the first six months of 2026, net income was $32.4 million versus $31.7 million a year earlier, and net interest margin rose to 4.36%. The Company also launched a new Healthcare Banking Division after quarter end.
HomeTrust Bank (NYSE:HTB) announced a new Healthcare Banking Division to serve medical, dental, and veterinary practices. The division targets needs across the business lifecycle, including acquisition, ownership transition, expansion, and long-term operations.
Three experienced healthcare banking officers will lead coverage across the Southeast.
HomeTrust (NYSE: HTB) announced on May 5, 2026 it was named to the 2026 KBW Bank Honor Roll for a second consecutive year and to Forbes’ 2026 List of America’s Best Banks for a third consecutive year. Only 6% of eligible banks (17 institutions) made the KBW list. The bank also earned spots on American Banker’s Best Banks to Work For and was named a Best Place to Work by Best Companies Group across all five states it serves.
HomeTrust Bancshares (NYSE: HTB) reported net income of $16.8 million for Q1 2026, or $0.99 diluted EPS, up from $16.1 million ($0.93) in Q4 2025. Net interest margin expanded to 4.31%. Provision for credit losses declined to $370,000. The Board raised the quarterly cash dividend to $0.15 per share, payable May 28, 2026 (record date May 14).
Q1 included 533,240 share repurchases at an average $42.85, higher noninterest income and a 4.0% increase in noninterest expense.
HomeTrust Bank (NYSE: HTB) celebrates the Asheville Tourists' 2026 opening day at the newly renamed HomeTrust Park on April 21, 2026. The partnership reflects both organizations' century-long community ties in Asheville and includes the Bank's investment in ballpark improvements while preserving its historic character.