International Bancshares Stock Price, News & Analysis

International Bancshares Corporation (NASDAQ:IBOC) reported Q3 2025 net income of $108.4 million and diluted EPS of $1.74, up 8.6% and 8.8% year‑over‑year, respectively. Nine‑month net income was $305.4 million with diluted EPS of $4.91, increases of 3.8% and 4.0% vs. prior year.

Total assets were $16.6 billion, total net loans $9.2 billion, and deposits $12.5 billion at Sept. 30, 2025. Results were supported by higher interest income and a lower provision for credit losses, partially offset by higher interest expense from increased deposit rates. Management highlighted continued balance sheet and liquidity management and new AI initiatives to drive efficiencies.

International Bancshares Corporation (NASDAQ:IBOC) reported strong financial results for H1 2025, with net income reaching $197.0 million or $3.16 diluted EPS, representing a 1.4% increase from H1 2024. For Q2 2025, the company achieved $100.1 million in net income ($1.61 EPS), up 3.2% year-over-year.

The bank's performance was driven by increased interest income from investment and loan portfolios, though partially offset by higher deposit interest expenses. Total assets grew to $16.5 billion, with net loans at $9.0 billion and deposits reaching $12.5 billion as of June 30, 2025. The Texas-based financial holding company operates 166 facilities and 255 ATMs across Texas and Oklahoma.

International Bancshares Corporation (NASDAQ: IBOC) has declared a cash dividend of $0.70 per share for shareholders of record as of August 15, 2025, payable on August 29, 2025.

The company's strong financial position is highlighted by $16.3 billion in total assets, with operations spanning 166 facilities and 255 ATMs across Texas and Oklahoma. CEO Dennis E. Nixon emphasized the company's nearly 60-year track record of positive earnings, strong capital position, and significant liquidity as key factors enabling this discretionary dividend.

International Bancshares Corporation (NASDAQ:IBOC) reported Q1 2025 net income of $96.9 million or $1.56 diluted EPS, showing a slight 0.5% decrease from $97.3 million in Q1 2024. The bank's performance was positively impacted by increased interest income from investment and loan portfolios, though partially offset by higher interest expenses on deposits.

Total assets reached $16.3 billion (up from $15.7B in Dec 2024), with net loans at $8.9 billion (up from $8.7B) and deposits at $12.5 billion (up from $12.1B). The Texas-based financial holding company operates 166 facilities and 255 ATMs across Texas and Oklahoma.

International Bancshares (NASDAQ:IBOC) reported its 2024 annual net income of $409.2 million or $6.57 diluted EPS, showing a slight decrease of 0.8% in EPS and 0.6% in net income compared to 2023's $411.8 million. However, Q4 2024 showed stronger performance with net income of $115.1 million, up 8.2% from Q4 2023.

The bank's performance was positively influenced by increased interest income from investment and loan portfolios, though partially offset by higher interest expenses on deposits. Total assets reached $15.7 billion, up from $15.1 billion in 2023. Net loans grew to $8.7 billion from $7.9 billion, while deposits increased to $12.1 billion from $11.8 billion year-over-year.

International Bancshares (NASDAQ: IBOC) has announced a 6% increase in its cash dividend, declaring a payment of $0.70 per share. The dividend will be payable on February 28, 2025, to shareholders of record as of February 14, 2025.

The company attributes this dividend increase to its continued record of superior financial performance, strong capital position, and significant liquidity. IBOC has maintained positive earnings for over 58 years and currently operates with approximately $15.9 billion in total assets, managing 166 facilities and 256 ATMs across 75 communities in Texas and Oklahoma.

International Bancshares (NASDAQ:IBOC) reported net income of $294.1 million ($4.72 diluted EPS) for the first nine months of 2024, representing a 3.7% decrease from $305.4 million ($4.91 diluted EPS) in 2023. Q3 2024 net income was $99.8 million ($1.60 diluted EPS), down 3.4% from $103.3 million in Q3 2023. The company benefited from increased interest income from investment and loan portfolios but faced higher interest expenses on deposits and increased non-interest expenses. Total assets reached $15.9 billion, with net loans at $8.4 billion and deposits at $12.1 billion as of September 30, 2024.

IBC Bank has partnered with Finanta to transform its commercial lending operations through digital solutions. The collaboration introduces advanced technologies including automated loan origination, enhanced collateral management, and improved risk assessment capabilities. The partnership aims to streamline complex lending processes, reduce decision times, and provide better customer experiences through automated workflows and digital tools. Key features include digital credit analysis, construction loan management, and AI-driven financial advice. This strategic initiative demonstrates IBC Bank's commitment to modernizing its commercial lending services and improving operational efficiency.

International Bancshares (NASDAQ: IBOC) has declared a cash dividend of 66 cents per share for shareholders of record as of August 14, 2024, payable on August 28, 2024. The decision was made by IBC's Board of Directors on July 31, 2024. Dennis E. Nixon, president and CEO, attributed this discretionary dividend to the company's continued record of superior financial results, strong capital position, significant liquidity, and over 57 years of positive earnings.

IBC is a multi-bank financial holding company based in Laredo, Texas, with approximately $15.5 billion in total assets. It operates 166 facilities and 256 ATMs across 75 communities in Texas and Oklahoma. The company remains committed to responsible management and enhancing shareholder value.