Welcome to our dedicated page for First Internet B news (Ticker: INBK), a resource for investors and traders seeking the latest updates and insights on First Internet B stock.
First Internet Bancorp (INBK) is a Nasdaq-listed bank holding company for First Internet Bank, which opened in 1999 as an industry pioneer in the branchless delivery of banking services. News about INBK often centers on its financial performance, capital actions, and developments in its digital banking operations.
Investors following INBK news can find updates on quarterly and annual financial results, including earnings releases that the company announces through press releases and accompanying conference calls and webcasts. These items are frequently furnished in Form 8-K filings and provide detail on revenue, net interest margin, asset quality, capital ratios, and other performance metrics, as well as management commentary on business trends.
Company news also covers balance sheet and portfolio actions. For example, First Internet Bancorp has announced an agreement to sell a substantial portfolio of performing single tenant lease financing loans to entities affiliated with Blackstone Real Estate Debt Strategies, along with related servicing arrangements. Such releases describe the expected impact on regulatory capital ratios, balance sheet flexibility, and exposure to specific loan types.
First Internet Bank-related news includes product and partnership announcements that reflect its digital banking focus. These have included recognition for its Do More Business Checking account, the availability of Zelle for eligible business customers through its digital banking platform, and partnerships with financial technology and payments companies in areas such as SBA lending and multi-user consumer financial accounts. Together, these updates give insight into how the bank develops and delivers its consumer, small business, and commercial banking services.
By reviewing the INBK news feed, readers can monitor earnings announcements, dividend declarations, loan portfolio transactions, stock repurchase authorizations, and product or technology partnerships that the company discloses through press releases and regulatory communications.
First Internet Bancorp (Nasdaq: INBK) has agreed to sell up to $869 million of performing single tenant lease financing loans to Blackstone (NYSE: BX) affiliated vehicles. The transaction, expected to close around September 18, 2025, will be executed at approximately 95% of the unpaid principal balance.
The strategic sale aims to strengthen First Internet's capital position and boost its return on average assets to 1.00%. The company plans to move $550 million of deposit balances off-balance sheet, enhancing its tangible common equity ratio. First Internet Bank will maintain customer-facing servicing responsibilities for the loan portfolio.
For Blackstone Real Estate, this deal adds to their recent $22 billion commercial real estate portfolio acquisitions over the past 24 months, with their BREDS platform having deployed $38 billion from January 2024 through June 2025.
First Internet Bancorp (NASDAQ:INBK) reported second quarter 2025 results with net income of $0.2 million and diluted EPS of $0.02. The company achieved net interest income of $28.0 million, up 11.5% from Q1 2025, and a net interest margin of 1.96%.
Key metrics include loan growth of $108.2 million (2.5% increase) and deposit growth of $353.2 million (7.1% increase) from Q1 2025. Credit quality metrics showed nonperforming loans at 1.00% of total loans, with net charge-offs of $14.3 million primarily in small business lending and franchise finance.
The company faces challenges in franchise finance and small business portfolios but reports improving core banking metrics with seven consecutive quarters of rising net interest income. Management provided positive guidance for future quarters, projecting continued NIM expansion and normalized SBA loan sale activity in Q3 2025.
[ "Net interest income increased 11.5% quarter-over-quarter to $28.0 million", "Strong deposit growth of $353.2 million, up 7.1% from Q1 2025", "Seven consecutive quarters of rising net interest income", "Net interest margin improved by 14 basis points to 1.96%", "Total loan growth of $108.2 million, up 2.5% from previous quarter", "Robust growth in fintech deposits strengthening liquidity position" ]First Internet Bancorp (NASDAQ: INBK) has scheduled the release of its second quarter 2025 financial results after market close on Wednesday, July 23, 2025. The company will host a conference call and webcast to discuss the results on Thursday, July 24, 2025, at 2:00 p.m. Eastern Time.
Investors can access the conference call through multiple channels, including U.S. toll-free and international dial-in numbers. The presentation materials and webcast will be available on the company's website, with the webcast replay and slides remaining accessible for 12 months following the call.
First Internet Bank (INBK) and Increase have won American Banker's 2025 Innovation of the Year award in the Payments category for their High-fidelity ACH solution. This technology enhancement brings improved speed and reliability to Automated Clearing House transactions by providing end-to-end visibility of payment processing. The solution allows operators to track network events in a timeline format, ensuring timely execution of payroll, rent, and bill payments.
The partnership highlights First Internet Bank's continued innovation in digital banking, building on their 25-year history of branchless banking services. The High-fidelity ACH project focuses on providing transparency and improved reliability for scaled platforms, allowing users to track payment submissions and fund availability with precision.
First Internet Bancorp (INBK) reported its Q1 2025 financial results with net income of $0.9 million and diluted EPS of $0.11. The company achieved pre-tax, pre-provision income of $12.0 million, marking a 10.8% increase from Q4 2024 and 48.5% from Q1 2024.
Key highlights include net interest income of $25.1 million, representing a 6.6% increase from the previous quarter. The bank saw loan growth of $83.8 million (2.0% increase) and deposit growth of $12.4 million (0.3% increase). The net interest margin expanded to 1.82%, up 15 basis points from Q4 2024.
Credit quality metrics showed nonperforming loans at 0.80% of total loans, with net charge-offs at 0.92% and an allowance for credit losses at 1.11% of total loans. The tangible book value per share increased 0.6% to $44.04 from the previous quarter.
First Internet Bancorp (INBK) has scheduled the release of its first quarter 2025 financial results after market close on Wednesday, April 23, 2025. The company will host a conference call and webcast to discuss the results on Thursday, April 24, 2025, at 2:00 p.m. Eastern Time.
Investors can access the conference call through multiple channels: U.S. toll-free (1-800-549-8228), U.S. toll (1-646-564-2877), or international toll (1-289-819-1520) using Conference ID 30935. A replay will be available for one week until May 1, 2025. The presentation slides and webcast can be accessed through the company's website at firstinternetbancorp.com and will remain archived for 12 months.
First Internet Bancorp (Nasdaq: INBK) has announced its Board of Directors has declared a quarterly cash dividend of $0.06 per common share. The dividend will be paid on April 15, 2025 to shareholders of record as of March 31, 2025.
Future dividend declarations and amounts will be determined by the Board of Directors based on various factors including operational results, financial condition, capital requirements, regulatory restrictions, business strategy, and other relevant considerations.