Welcome to our dedicated page for Jefferson Capital news (Ticker: JCAP), a resource for investors and traders seeking the latest updates and insights on Jefferson Capital stock.
Jefferson Capital, Inc. purchases and manages charged-off, insolvency and active consumer accounts through operations in the United States, Canada, the United Kingdom and Latin America. The company buys and services secured and unsecured receivable portfolios, including credit card, automotive, utilities, telecom and other consumer accounts, and provides debt servicing and portfolio management for credit originators.
Recurring news for JCAP covers quarterly and annual operating results, collections and portfolio deployments, completed portfolio acquisitions, credit facility amendments, cash dividend declarations and public-company governance updates. Company announcements also address its relationships with creditors, banks, fintech origination platforms, telecommunications providers, credit card issuers and auto finance companies.
Jefferson Capital (NASDAQ:JCAP) reported strong first quarter 2026 results, with record collections up 19% to $309.9 million and revenue up 13.9% to $176.4 million. ERC increased 18% to about $3.4 billion and the cash efficiency ratio reached 73.0%.
Pre-tax income was $51.1 million, with net income of $37.6 million and EPS of $0.61; adjusted EPS was $0.73. The leverage ratio improved to 1.79x, the revolving credit facility was upsized to $1.15 billion, and a quarterly dividend of $0.24 per share was declared.
Jefferson Capital (NASDAQ: JCAP) will release first quarter 2026 financial results after market close on Thursday, May 14, 2026, followed by a live webcast at 5:00 PM Eastern Time the same day. The webcast and archived replay are available in the investor relations section at the company's website.
Jefferson Capital (NASDAQ: JCAP) announced an expanded revolving credit facility, increasing capacity by $150 million to a total of $1.15 billion on April 23, 2026. The amendment adds two new bank partners ($75 million each) and raises the cap on future increases to $1.425 billion. The amendment included no other material changes, and management said the expansion provides increased financial flexibility to support growth initiatives.
Jefferson Capital (NASDAQ: JCAP) appointed Susan Atkins and James Pierce to its Board of Directors, effective March 18, 2026, and announced Christopher Giles is stepping down after serving since 2018. Atkins brings 40+ years in corporate finance and restructurings; Pierce brings technology, cybersecurity, and operations experience.
The company said the additions support governance, risk oversight, and execution of its growth plan while acknowledging Giles' contributions during the transition to a public company.
Jefferson Capital (NYSE: JCAP) reported record fourth-quarter and full-year 2025 results driven by strong collections, deployments and estimated remaining collections (ERC). Fourth-quarter collections rose 41% to $245.3M, revenue grew 30% to $154.8M, and ERC reached $3.38B. The board declared a $0.24 quarterly dividend payable April 2, 2026.
Leverage improved to 1.82x, adjusted pre-tax income increased 15% for the quarter to $51.1M, and the company completed a Bluestem portfolio purchase and a secondary equity offering in January 2026.
Jefferson Capital (NASDAQ: JCAP) will release fourth-quarter and full-year 2025 financial results after market close on Thursday, March 12, 2026, followed by a webcast at 5:00 pm Eastern Time the same day.
Investors can access the live webcast and archived replay in the investor relations section at the company's website.
Jefferson Capital (Nasdaq: JCAP) priced a secondary offering of 10,000,000 shares by existing stockholders at $20.50 per share with a 30‑day option to sell up to 1,500,000 additional shares. The selling stockholders will receive all net proceeds. Concurrently, Jefferson Capital agreed to purchase 3,000,000 shares of its common stock from the underwriters at a per‑share price equal to the price payable to the selling stockholders. The offering and the concurrent repurchase are expected to close on January 9, 2026, subject to customary closing conditions. A registration statement was declared effective by the SEC on January 7, 2026. Joint‑lead bookrunners include Jefferies and Keefe, Bruyette & Woods.
Jefferson Capital (Nasdaq: JCAP) announced on January 5, 2026 that certain existing stockholders intend to sell 10,000,000 shares in an underwritten secondary offering, with underwriters holding a 30‑day option to buy up to 1,500,000 additional shares at the public offering price less underwriting discounts and commissions.
Concurrently, Jefferson Capital intends to purchase 3,000,000 shares from the underwriters at the same per‑share price; the repurchased shares will be retired and no longer outstanding. Proceeds from the offering will go to the selling stockholders. The transactions are subject to customary closing conditions and effectiveness of a Form S‑1 registration statement.
Jefferson Capital (NASDAQ: JCAP) completed the previously announced acquisition of a credit card portfolio from affiliates of Bluestem Brands on Dec. 4, 2025. The net purchase price was $196.7 million and the company reported estimated remaining collections of $311.4 million associated with the portfolio.
The transaction increases Jefferson Capital's owned consumer receivables and adds a portfolio with a stated collections profile of $311.4 million against a $196.7 million purchase price.
Jefferson Capital (NASDAQ:JCAP) reported third quarter 2025 results with broad operational momentum. Key metrics: Collections +63% to $236.8M, Deployments +22% to $151.0M, Estimated Remaining Collections (ERC) +27% to $2.93B, and Revenue +36% to $150.8M. Pre-tax income was $45.5M and adjusted pre-tax income was $54.8M. Leverage improved to 1.59x from 2.52x. Post-quarter the company upsized its revolving credit facility to $1.0B and announced a $302.8M Bluestem portfolio purchase expected to close in Q4 2025. The board declared a quarterly cash dividend of $0.24 per share.