Welcome to our dedicated page for JSB Financial news (Ticker: JFWV), a resource for investors and traders seeking the latest updates and insights on JSB Financial stock.
JSB Financial Inc. (JFWV) is the OTC Pink-traded holding company for Jefferson Security Bank, an independent community bank founded in 1869. The bank operates six offices in Berkeley County and Jefferson County, West Virginia, and Washington County, Maryland, serving individuals, businesses, municipalities and community organizations.
This news page aggregates company-issued updates and press releases about JSB Financial Inc. and Jefferson Security Bank. Readers can review quarterly and annual earnings announcements, which discuss trends in net income, net interest income, net interest margin, loan growth, deposit mix, liquidity and regulatory capital ratios. These releases also provide detail on asset quality metrics such as nonaccrual loans, past dues, charge-offs and the allowance for credit losses.
In addition to financial results, JSB Financial Inc. regularly announces semi-annual cash dividends on its common stock, including changes in the annual dividend per share. The company also issues news about leadership developments, such as executive promotions and board appointments, reflecting changes in its management and governance structure.
Because Jefferson Security Bank identifies itself as the oldest independent, locally owned and managed bank in West Virginia and notes recognition by American Banker magazine as a Top 100 and previously Top 200 Community Bank, its news flow offers insight into how a long-established community bank manages growth, capital and risk. Investors and community stakeholders can use this page to follow the company’s reported performance, dividend decisions and organizational updates over time.
JSB Financial (OTCID: JFWV) reported Q1 2026 net income of $1.1 million, up 56.3% from Q1 2025; EPS $4.40 vs $2.81. Quarterly net interest income was $4.5 million and NIM 3.32%. Total assets were $577.6 million; loans $406.6 million; deposits $535.7 million.
JSB Financial (OTCID: JFWV) declared a semi-annual cash dividend of $1.45 per share, a 7% increase from the prior semi-annual dividend of $1.35 per share. The dividend is payable March 13, 2026 to shareholders of record as of March 2, 2026.
JSB Financial (OTCID: JFWV) reported 2025 consolidated net income of $4.2M, up 1.5% year-over-year, and Q4 2025 net income of $1.3M, up 96.1% year-over-year. Book value per share rose 22% to $142.76 and shareholders' equity increased 22.3% to $36.8M.
Loans grew 6.2% to $401.8M, deposits rose to $518.9M, net interest margin expanded to 2.98%, and the company raised its annual dividend to $2.60 per share.
JSB Financial (OTCID: JFWV) reported unaudited Q3 2025 net income of $1.1 million, down $835 thousand from Q3 2024, with basic EPS $4.40 versus $7.64 a year earlier. Excluding notable 2024 recoveries, pre-tax income rose to $1.4 million in Q3 2025 from $960 thousand in Q3 2024. Year-to-date net income was $2.8 million vs $3.4 million in 2024.
Key balance-sheet items: total assets $554.8M, net loans $394.4M (+4.7% YoY), deposits $513.3M, and book value per share $134.09. Tier 1 leverage was 8.02%. Management declared a semi-annual dividend of $1.35 per share (annualized $2.60).
JSB Financial Inc. (OTCID: JFWV), the parent company of Jefferson Security Bank, has announced a semi-annual cash dividend of $1.35 per share. The dividend will be paid on September 12, 2025 to shareholders of record as of September 2, 2025.
This represents an increase from the previous semi-annual dividend, bringing the total annual dividend to $2.60 per share for 2025, an 8.3% increase from the $2.40 per share paid in 2024.
JSB Financial Inc. (OTCID: JFWV) reported strong Q2 2025 financial results with unaudited net income of $987,000, up 24.8% year-over-year. The company achieved earnings per share of $3.83, compared to $3.07 in Q2 2024.
Key highlights include net interest income of $3.8 million (up 17.5% YoY), record-level net loans of $391.2 million (up 4.6% YoY), and improved net interest margin of 2.85%. Total deposits reached $502.9 million, with noninterest-bearing deposits representing 26.5% of total deposits. Asset quality remained strong with nonperforming loans at just 0.15% of total loans.
The bank maintained strong capital ratios, with a Tier 1 capital ratio of 7.89% and total risk-based capital ratio of 13.88%, well above regulatory requirements for well-capitalized institutions.
JSB Financial (OTC Pink: JFWV) has announced a semi-annual cash dividend of $1.25 per common share, representing a $0.05 increase from the previous dividend of $1.20 paid in September 2024. The dividend will be payable on March 14, 2025 to shareholders of record on March 3, 2025. The dividend increase was approved by the Board of Directors at their February 19, 2025 meeting.
JSB Financial Inc. (JFWV) reported strong financial results for 2024, with unaudited consolidated net income reaching $4.1 million, a 35.2% increase from 2023's $3.0 million. Basic and diluted earnings per share rose to $15.94 from $11.15 year-over-year.
The company's performance showed improvements in key metrics, with net interest income increasing 17.6% to $14.5 million, including a $1.3 million interest recovery from a prior nonperforming loan. Total assets grew 7.2% to $536.9 million, while net loans increased 8.7% to $378.2 million. Deposits saw significant growth of 16.1% to $494.7 million.
Asset quality remained strong with historically low levels of past dues and nonaccrual loans. The allowance for credit losses was $4.1 million, representing 1.07% of total loans. The company maintained strong capital ratios and declared cash dividends totaling $2.40 per share in 2024.
JSB Financial Inc. (OTC Pink: JFWV) has announced the promotion of Dustin T. Branner to Executive Vice President and Chief Lending Officer of Jefferson Security Bank. Branner, who brings over 20 years of experience in commercial lending, financial advising, and investing, has been with the bank for nearly 16 years. He initially joined in 2005 as a Commercial Lender, briefly left in 2013, and returned in 2017 as Senior Vice President and Commercial Loan Officer.
Branner holds a Bachelor of Finance from University of Maryland UC and has completed various professional certifications, including ABA Graduate Commercial Lending School and multiple FINRA Securities Licenses. He is also a U.S. Navy veteran who served for 4 years, including assignments on the USS New Orleans and The Bonhomme Richard.