Klarna Group plc Stock Price, News & Analysis

Klarna (KLAR) is now available on Apple Pay in France and Italy as of December 9, 2025, expanding Apple Pay support to a total of eight countries.

Eligible customers can split purchases into three monthly installments, pay up to 30 days later interest-free, or choose longer-term financing with competitive rates. Millions of shoppers across eight markets can use Klarna on iPhone, iPad, and in-store with Apple Pay. Klarna reports 114 million active consumers globally. Klarna performs underwriting before approval; Apple provides technical services and does not retain transaction-linked user data.

Klarna (KLAR) launched Premium and Max membership tiers in the U.S. on December 4, 2025, expanding beyond its Core and Plus plans and following UK/EU rollouts. The program pairs with the Klarna Card (issued by WebBank) and offers perks without credit-card spending requirements, including airport lounge access, travel protection, lifestyle subscriptions, and cashback.

Key metrics: Klarna Card has over 4 million U.S. sign-ups; Core/Plus memberships exceeded 1 million in two months. Pricing: Core $4.99, Plus $9.99, Premium $19.99, Max $44.99 per month. Cashback: 1.5% (Premium), 2% (Max). Release notes $1.2T U.S. credit card debt and cites forward-looking risks.

Klarna (KLAR) launched the AI for Climate Resilience Program on December 4, 2025, to fund and scale AI solutions that help vulnerable communities adapt to climate risks.

The global initiative received 1,200+ proposals, selected six projects across India, Africa, Latin America and Indonesia, and will provide each participant with funding plus 18 months of mentoring, technical and strategic support.

Klarna said it has directed over USD 24 million to 100+ climate and nature projects since 2021 and will leverage its two years of internal AI deployment experience for the program.

Klarna (KLAR) partnered with Cozey to add Klarna’s Buy Now, Pay Later options to Cozey’s online stores in Canada and the United States as of December 2, 2025. The integration enables shoppers to choose Pay in Full, Pay in 4 (four interest-free installments), or Financing for larger purchases at checkout.

The partnership aims to expand Klarna’s presence in the high‑AOV furniture category and to improve Cozey’s checkout flexibility and customer experience. Company executives highlighted shared customer‑first goals and expected greater payment choice for Cozey shoppers.

Klarna (KLAR) launched Tap to Pay on December 2, 2025, rolling the feature out across 14 European markets to turn the Klarna app into a contactless wallet using NFC.

Customers can open their Klarna Card in the app, use debit mode by default or create a flexible payment plan, then tap their phone at checkout. The feature builds on the Klarna Card, used by more than 4 million consumers, and is accepted at over 150 million merchant locations via Visa Flexible Credential. Tap to Pay works on both iOS and Android; Klarna Credit Card support will be added soon.

Klarna (KLAR) reported a 45% year-over-year increase in US GMV for November 1 through Black Friday, Nov 28, 2025, marking record Black Friday sales growth. Growth occurred across categories including footwear, technology, beauty, and home goods.

Notable consumer trends during Black Friday Weekend (28–30 Nov 2025 vs 29 Nov–1 Dec 2024): Birkenstock rose to the #1 adult shoe brand, Timberland reached #2; Apple AirPods 4 led tech; PS5 Slim/Pro and Nintendo Switch 2 led gaming; Baccarat Rouge 540 was the top beauty item; Ninja dominated home goods and mattresses moved to #2.

Klarna (KLAR) announced a multi-market partnership with Lufthansa Group to offer Klarna flexible payment options at checkout for travel bookings. The integration is facilitated by Adyen and launched in mid‑November. Initial availability covers Austria, Belgium, Denmark, Finland, Germany, the Netherlands, Norway, Sweden, Switzerland, and the United States. Customers can choose to pay in full, pay later, or spread payments. The rollout targets all Lufthansa Group airlines (Lufthansa, Austrian Airlines, SWISS, Brussels Airlines) by the end of Q2 2026.

Klarna (KLAR) announced the launch of KlarnaUSD, its first stablecoin, built on Open Issuance by Bridge and planned to go live on Tempo’s mainnet in 2026 after current testnet availability. Klarna positions the move as a payments cost-reduction play, citing 114 million customers, $112 billion annual GMV, and industry estimates that stablecoin transactions reach $27 trillion annually and that cross-border fees total an estimated $120 billion per year. The project deepens Klarna’s partnership with Stripe and Tempo; Klarna said it will announce an additional partner in the coming weeks. The release includes standard forward-looking risk statements about regulatory, funding, and market uncertainties.

Klarna (KLAR) expanded its partnership with Blackhawk Network to add Klarna payment options on Giftcards.com and across BHN partner digital gift stores, timed for the 2025 holiday season.

The move enables consumers to buy digital gift cards from 350+ brands using Klarna’s Pay in Full, Pay in 4 interest-free installments, or Financing. Klarna cited the U.S. gift card market projection of $447 billion in 2025 and noted expansion of its in-app Gift Card Mall into Canada and France.

The announcement highlights broader checkout availability, transparent fees, and scheduled delivery and personalization features for recipients.