Chainlink and Mastercard Partner to Enable Over 3 Billion Cardholders to Purchase Crypto Directly Onchain
Mastercard (NYSE:MA) has partnered with Chainlink to enable over 3 billion cardholders to purchase crypto assets directly onchain through a secure fiat-to-crypto conversion system. The collaboration integrates Mastercard's global payments network with Chainlink's interoperability infrastructure, alongside key partners including zerohash, Shift4 Payments, Swapper Finance, and XSwap.
The partnership leverages the Uniswap protocol to create a unified, compliant platform where zerohash provides core compliance and transaction infrastructure, Shift4 enables card processing, and XSwap sources liquidity from decentralized exchanges. The service is now live through the Swapper Finance platform at swapper.finance.
Mastercard (NYSE:MA) ha stretto una collaborazione con Chainlink per permettere a oltre 3 miliardi di titolari di carte di acquistare asset crypto direttamente onchain tramite un sistema sicuro di conversione da fiat a crypto. Questa partnership integra la rete globale di pagamenti di Mastercard con l'infrastruttura di interoperabilità di Chainlink, insieme a partner chiave come zerohash, Shift4 Payments, Swapper Finance e XSwap.
La collaborazione sfrutta il protocollo Uniswap per creare una piattaforma unificata e conforme, dove zerohash fornisce l'infrastruttura principale per la conformità e le transazioni, Shift4 gestisce l'elaborazione delle carte, e XSwap garantisce la liquidità proveniente dagli exchange decentralizzati. Il servizio è ora attivo attraverso la piattaforma Swapper Finance su swapper.finance.
Mastercard (NYSE:MA) se ha asociado con Chainlink para permitir que más de 3 mil millones de titulares de tarjetas compren activos criptográficos directamente onchain mediante un sistema seguro de conversión de fiat a cripto. La colaboración integra la red global de pagos de Mastercard con la infraestructura de interoperabilidad de Chainlink, junto con socios clave como zerohash, Shift4 Payments, Swapper Finance y XSwap.
La asociación aprovecha el protocolo Uniswap para crear una plataforma unificada y conforme, donde zerohash proporciona la infraestructura central para cumplimiento y transacciones, Shift4 habilita el procesamiento de tarjetas, y XSwap obtiene liquidez de intercambios descentralizados. El servicio ya está disponible a través de la plataforma Swapper Finance en swapper.finance.
Mastercard (NYSE:MA)는 Chainlink와 협력하여 30억 명 이상의 카드 소지자가 안전한 법정화폐-암호화폐 변환 시스템을 통해 온체인에서 직접 암호 자산을 구매할 수 있도록 지원합니다. 이번 협업은 Mastercard의 글로벌 결제 네트워크와 Chainlink의 상호운용성 인프라를 통합하며, zerohash, Shift4 Payments, Swapper Finance, XSwap 등 주요 파트너들과 함께 진행됩니다.
이 파트너십은 Uniswap 프로토콜을 활용해 통합되고 규정을 준수하는 플랫폼을 구축하며, zerohash는 핵심 컴플라이언스 및 거래 인프라를 제공하고, Shift4는 카드 처리 기능을 지원하며, XSwap은 탈중앙화 거래소에서 유동성을 조달합니다. 이 서비스는 현재 Swapper Finance 플랫폼 swapper.finance에서 이용 가능합니다.
Mastercard (NYSE:MA) s'est associé à Chainlink pour permettre à plus de 3 milliards de titulaires de cartes d'acheter des actifs cryptographiques directement onchain via un système sécurisé de conversion fiat-vers-crypto. Cette collaboration intègre le réseau mondial de paiements de Mastercard avec l'infrastructure d'interopérabilité de Chainlink, ainsi que des partenaires clés tels que zerohash, Shift4 Payments, Swapper Finance et XSwap.
Le partenariat exploite le protocole Uniswap pour créer une plateforme unifiée et conforme, où zerohash fournit l'infrastructure centrale de conformité et de transaction, Shift4 permet le traitement des cartes, et XSwap source la liquidité des échanges décentralisés. Le service est désormais disponible via la plateforme Swapper Finance sur swapper.finance.
Mastercard (NYSE:MA) hat eine Partnerschaft mit Chainlink geschlossen, um über 3 Milliarden Karteninhabern den direkten Kauf von Krypto-Assets onchain über ein sicheres Fiat-zu-Krypto-Konvertierungssystem zu ermöglichen. Die Zusammenarbeit verbindet Mastercards globales Zahlungsnetzwerk mit Chainlinks Interoperabilitätsinfrastruktur sowie wichtigen Partnern wie zerohash, Shift4 Payments, Swapper Finance und XSwap.
Die Partnerschaft nutzt das Uniswap-Protokoll, um eine einheitliche, konforme Plattform zu schaffen, bei der zerohash die Kerninfrastruktur für Compliance und Transaktionen bereitstellt, Shift4 die Kartenverarbeitung ermöglicht und XSwap Liquidität von dezentralen Börsen bezieht. Der Dienst ist jetzt über die Swapper Finance Plattform unter swapper.finance verfügbar.
- Access to crypto markets expanded to over 3 billion Mastercard cardholders
- Strategic partnership combines traditional finance with decentralized finance (DeFi)
- Integration with multiple established partners strengthens service offering
- Compliant infrastructure ensures regulatory compliance for crypto transactions
- Complex multi-layered collaboration may present integration challenges
- Potential exposure to crypto market volatility risks
- Regulatory uncertainty in various jurisdictions could affect service availability
Insights
Mastercard's partnership with Chainlink bridges traditional payments to crypto, potentially expanding MA's ecosystem to DeFi markets.
This strategic partnership between Mastercard and Chainlink represents a significant advancement in bridging traditional payment infrastructure with decentralized finance. By enabling over 3 billion Mastercard cardholders to purchase crypto assets directly onchain through secure fiat-to-crypto conversion, Mastercard is positioning itself at the intersection of traditional and digital asset economies.
The technical architecture of this integration is particularly noteworthy. zerohash provides the regulatory compliance and transaction infrastructure for fiat-to-crypto conversion, Shift4 Payments handles card processing, while Swapper Finance and XSwap deliver the user experience layer. Liquidity is sourced from decentralized exchanges like the Uniswap protocol, creating a comprehensive solution that maintains compliance while accessing DeFi liquidity pools.
For Mastercard, this represents a strategic evolution beyond previous crypto initiatives. Rather than merely facilitating crypto purchases through third-party exchanges, this integration creates direct pathways between Mastercard's payment rails and onchain decentralized exchanges. This positions the company as an infrastructure provider for the growing crypto economy while leveraging its existing global payments network.
The multi-party collaboration demonstrates Mastercard's ecosystem approach to innovation, allowing them to maintain their position in the transaction flow while embracing emerging financial technologies. As consumer interest in digital assets continues to grow, this infrastructure enables Mastercard to remain relevant regardless of whether transactions occur in traditional currency or crypto assets.
The launch of Swapper Finance as the consumer-facing platform for this integration provides an immediate implementation of this technology stack, allowing Mastercard to gain practical experience in bridging these previously separate financial worlds.
Chainlink and Mastercard are connecting the offchain payments world directly to the onchain DeFi world in close partnership with zerohash, Swapper Finance, Shift4 Payments, and XSwap, while leveraging the Uniswap protocol.
"This is the type of traditional finance and decentralized finance convergence that Chainlink was built to make possible. I'm excited about Chainlink's ability to enable this critical connection between the traditional payments world and the over three billion cardholders in the Mastercard user base, directly into the next generation trading environments of onchain decentralized exchanges," said Sergey Nazarov, Co-Founder of Chainlink. "It has been great collaborating closely with the Mastercard team on this innovative implementation, as well as the teams at Swapper Finance, XSwap, Shift4, and zerohash, this was a complex and multilayered collaboration, which I was thrilled to see the Chainlink community help make possible."
"There's no doubt about it – people want to be able to easily connect to the digital assets ecosystem, and vice versa. That's why we continue to leverage our proven expertise and global payments network to bridge the gap between onchain commerce and offchain transactions," said Raj Dhamodharan, executive vice president, Blockchain & Digital Assets at Mastercard. "In coming together with Chainlink, we're unlocking a secure and innovative way to revolutionize onchain commerce and drive the broader adoption of crypto assets."
Swapper Finance leverages XSwap, the leading DEX built out of the Chainlink ecosystem that uses the Chainlink standard for data and interoperability, via an integration between zerohash and Shift4 Payments. zerohash provides the core compliance, custody, and transaction infrastructure, making it possible to convert fiat into crypto for smart contract consumption in a regulated manner. Shift4 enables seamless card processing, while XSwap sources liquidity from decentralized exchanges like the Uniswap protocol, enabling the final execution of swaps onchain. Together, these technologies create a unified, compliant, and intuitive user experience that brings crypto access directly to mainstream payment cardholders.
Bringing zerohash, Shift4 Payments, Swapper Finance, and XSwap technologies together with the Chainlink standard and the power of the Mastercard network allows large amounts of previously hard to access value to now be leveraged for executing transactions onchain.
"We are excited to be the infrastructure partner alongside Chainlink and Mastercard on the Swapper Finance platform," said Edward Woodford, CEO & Co-Founder, zerohash. "zerohash's flexible crypto and stablecoin infrastructure powers seamless, compliant crypto-to-crypto swaps. zerohash provides the infrastructure to make access to decentralized exchanges simple through seamless compliant onboarding, abstracting away the complexities of smart contracts and low-latency onchain transactions."
"The Uniswap protocol has become foundational for onchain markets, enabling developers around the world to build new tools for a wide range of users," said Drew Turchin, Head of Business Development at Uniswap Labs. "It's exciting to see this Swapper leverage the protocol and is another great example of how the protocol continues to serve as critical infrastructure in the financial stack."
As adoption of crypto assets continues to grow, collaborations like the one between Mastercard and Chainlink are helping drive a new wave of user-centric solutions that bridge the gap between crypto-native technology and real-world usability.
Swapper Finance, a Chainlink-powered platform, is live and available today at https://swapper.finance.
About Chainlink
Chainlink is the backbone of the blockchain industry, the global standard for connecting blockchains to real-world data, other blockchains, governments, and enterprise systems. Chainlink has enabled tens of trillions in transaction value across the blockchain economy, powering critical use cases across DeFi, banking, tokenized real-world assets (RWAs), cross-chain, and more. Chainlink is widely adopted by major financial market infrastructures, institutions, and top DeFi protocols, including Swift, Euroclear, Fidelity International, UBS, ANZ, Aave, GMX, Lido, and many more. Learn more by visiting chain.link.
About Mastercard (NYSE: MA)
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
www.mastercard.com
About zerohash
zerohash is the leading infrastructure provider for crypto, stablecoin, and tokenized assets. Its API and embeddable dev-kit enables innovators to easily launch solutions across cross-border payments, commerce, trading, remittance, payroll, tokenization and on/off-ramps.
zerohash powers solutions for some of the largest and innovative companies including Interactive Brokers, Stripe, Shift4, Franklin Templeton, Felix Pago, Kalshi and LightSpark. zerohash Holdings is backed by investors, including Point72 Ventures, Bain Capital Ventures, and NYCA. https://zerohash.com/
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SOURCE Chainlink; Mastercard
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