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Mercury Insurance Unveils the Most Affordable New Sedans, Subcompact Crossovers to Insure This Year

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Mercury Insurance (NYSE: MCY) has released its annual list of the most affordable new sedans and subcompact crossovers to insure for 2025-2026 models. The analysis, in its 10th year, considers factors such as claims history, repair costs, and vehicle safety records.

The top three most affordable vehicles to insure are the Volkswagen Golf R, Acura Integra, and Mazda 3. The list includes a diverse range of vehicles from entry-level premium cars to budget-friendly options like the Nissan Kicks and Kia K4, with many featuring improved fuel efficiency for cost-conscious consumers.

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Three Hyundai Motor Group Products and Two Nissan Products Top This Year's List

LOS ANGELES, July 29, 2025 /PRNewswire/ -- Specific sedan and subcompact crossover models are once again some of the most affordable vehicles to purchase and own, according to Mercury Insurance (NYSE: MCY), a leading auto insurer in California. Announced today, Mercury has compiled a list of the most affordable sedans and subcompact crossovers to insure. This list was created with the goal of helping budget-conscious consumers find a vehicle that will help them maximize insurance savings.

Factors contributing to insurance costs include claims on similar vehicles, costs to repair and vehicle safety records. Mercury's research and development team examined vehicles that are available at car dealerships today to compile this list.

This is the 10th year that Mercury has published this list, which includes 2025 and 2026 model-year vehicles.

"The list of vehicles this year is one of the most diverse ever, ranging from entry-level premium cars like the Acura Integra to more affordable options like the Nissan Kicks and Kia K4," said Chong Gao, Director of Product Management R&D for Mercury Insurance. "Many of these vehicles are smaller and more fuel efficient, which serve as great options for consumers on a tighter budget."

The top 10 list for sedans and subcompact crossovers, beginning with the most affordable make and model to insure is:

  • Volkswagen Golf R
  • Acura Integra
  • Mazda 3
  • Kia K4
  • Nissan Versa
  • Volvo S90
  • Hyundai Venue
  • MINI Cooper
  • Kia K5
  • Nissan Kicks

"Choosing any of these vehicles will help keep the cumulative cost of ownership down, which is something we have always emphasized at Mercury."

About Mercury Insurance

Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home-sharing, ride-hailing and mechanical protection insurance.

Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit www.MercuryInsurance.com or follow the company on Twitter or Facebook.

 

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SOURCE Mercury Insurance

FAQ

What are the top 3 most affordable cars to insure according to Mercury Insurance (MCY) in 2025?

According to Mercury Insurance's 2025 analysis, the top 3 most affordable vehicles to insure are the Volkswagen Golf R, Acura Integra, and Mazda 3.

What factors does Mercury Insurance (MCY) consider when determining insurance costs for vehicles?

Mercury Insurance considers three main factors: claims history on similar vehicles, costs to repair, and vehicle safety records.

Which budget-friendly subcompact crossovers made Mercury Insurance's (MCY) 2025 affordable insurance list?

The Hyundai Venue and Nissan Kicks are the subcompact crossovers that made Mercury's most affordable to insure list.

How many years has Mercury Insurance (MCY) been publishing their most affordable vehicles to insure list?

This marks the 10th year that Mercury Insurance has been publishing their list of most affordable vehicles to insure.