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Medallion Bank Announces Launch of Series G Preferred Stock Offering

Medallion Bank is reopening its Nasdaq-traded Series G preferred to raise capital that may fund FDIC-approved redemption of its Series E preferred.

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Medallion Bank (MBNKO) launched a public offering of additional Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series G, par value $1.00 and liquidation amount $25 per share, as a reopening of its original May 22, 2025 issuance.

The Series G Preferred Stock trades on the Nasdaq Capital Market under ticker “MBNKO,” and Medallion Bank will remain a wholly owned subsidiary of Medallion Financial upon completion. The bank expects to grant underwriters a 30-day option to purchase additional Series G shares to cover over-allotments. Net proceeds are intended for general corporate purposes, which may include redeeming some or all outstanding Senior Series E Preferred Stock, subject to FDIC approval.

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Positive

  • Reopening of Series G preferred provides additional capital-raising capacity
  • Use of proceeds may include redemption of outstanding Series E preferred, subject to FDIC approval

Negative

  • None.

Market Context

MFIN closed at $11.95, down 0.25% before publication; the Series G reopening therefore entered again...
Analysis

MFIN closed at $11.95, down 0.25% before publication; the Series G reopening therefore entered against a slightly lower pre-headline price, while the article disclosed no offering size or pricing.

Key Figures

Liquidation Amount: $25 per share Par Value: $1.00 per share Original Issuance: May 22, 2025 +2 more
Liquidation Amount
$25 per share
Series G preferred stock
Par Value
$1.00 per share
Series G preferred stock
Original Issuance
May 22, 2025
Series G preferred stock reopening
Over-Allotment Option
30 days
Underwriters may purchase additional shares solely for over-allotments
Offering Exemption
Section 3(a)(2)
Securities Act of 1933 exemption

Key Terms

non-cumulative perpetual preferred stock, over-allotments, offering circular
3 terms
non-cumulative perpetual preferred stock financial
"Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series G"
Non-cumulative perpetual preferred stock is a type of investment that pays a fixed dividend forever, without a set end date. If the company skips some dividends in a year, you don’t get that money later, and it’s gone forever. It matters because investors get regular income but may miss out if the company faces financial trouble.
over-allotments financial
"solely to cover over-allotments, if any"
An over-allotment is a temporary extra batch of shares that the underwriters of a stock offering are allowed to sell beyond the original amount, with the right to buy those shares back later. Think of it as spare tickets sold to meet demand and then reclaimed if needed to keep the market orderly; it helps stabilize the stock price after an offering and can affect short-term supply and potential dilution, which matters to investors tracking price and ownership stakes.
offering circular regulatory
"made only by means of an offering circular"
An offering circular is a formal disclosure document provided to potential investors when a company or issuer makes securities available for sale. It lays out what is being sold, the price and terms, key financial facts, management background, intended use of proceeds and the main risks — like the product label and instruction manual for an investment. Investors use it to compare options and judge whether the risk and potential return fit their needs.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SALT LAKE CITY, Sept. 22, 2026 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBNKO), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, along with loan origination services to fintech strategic partners, announced today that it has launched a public offering of additional shares of its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series G, par value $1.00 per share, with a liquidation amount of $25 per share (the “Series G Preferred Stock”). The offering is a reopening of Medallion Bank's original issuance of its Series G Preferred Stock, which occurred on May 22, 2025. Medallion Bank’s Series G Preferred Stock is traded on the Nasdaq Capital Market under the ticker symbol “MBNKO.” Medallion Bank is and will remain a wholly owned subsidiary of Medallion Financial upon completion of the offering.

Medallion Bank expects to grant the underwriters a 30-day option to purchase additional shares of the Series G Preferred Stock solely to cover over-allotments, if any.

Medallion Bank intends to use the net proceeds from this offering for general corporate purposes, which may include, among other things, redeeming some or all of its outstanding Senior Series E Non-Cumulative Perpetual Preferred Stock (the “Series E Preferred Stock”), subject to the prior approval of the Federal Deposit Insurance Corporation.

Piper Sandler & Co., Lucid Capital Markets, LLC, Muriel Siebert & Co., LLC, A.G.P. / Alliance Global Partners, and Ladenburg Thalmann & Co. Inc. are acting as joint book-running managers. William Blair & Company, L.L.C., InspereX LLC, B. Riley Securities, Inc., and Clear Street LLC are acting as lead managers.

The offering of the Medallion Bank’s Series G Preferred Stock is exempt from the registration requirements of the Securities Act of 1933 pursuant to Section 3(a)(2) of that Act and will be made only by means of an offering circular. This press release is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to buy securities, and shall not constitute an offer, solicitation or sale in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of that jurisdiction. The securities are neither insured nor approved by the Federal Deposit Insurance Corporation or any other Federal or state regulatory body.

The preliminary offering circular relating to the offering is available at medallionbankoffering.com. In addition, copies of the preliminary offering circular may also be obtained from: Piper Sandler & Co.; Attn: Debt Capital Markets, 1251 Avenue of the Americas, 6th Floor, New York, 10020, or by email at fsg-dcm@psc.com.

About Medallion Bank

Medallion Bank specializes in providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, along with loan origination services to fintech strategic partners. The Bank works directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States. Medallion Bank is a Utah-chartered, FDIC-insured industrial bank headquartered in Salt Lake City and is a wholly owned subsidiary of Medallion Financial Corp.
For more information, visit www.medallionbank.com

This press release contains “forward-looking statements”, which reflect Medallion Bank’s current views with respect to future events and which address matters that are, by their nature, inherently uncertain and beyond Medallion Bank’s control. These statements are often, but not always, made through the use of words or phrases such as “expect” and “intend” or the negative version of those words or other comparable words or phrases of a future or forward-looking nature. These statements relate to the offering of shares of the Series G Preferred Stock, the anticipated use of the net proceeds by Medallion Bank and the grant to the underwriters of an option to purchase additional shares of the Series G Preferred Stock. No assurance can be given that the transaction discussed above will be completed on the terms described, or at all, or that Medallion Bank will decide to redeem its Series E Preferred Stock or, if it does, the amount to be redeemed and the timing of redemption and required regulatory approval. Completion of the offering on the terms described, including the grant of the option to the underwriters, and the application of net proceeds, are subject to numerous conditions, many of which are beyond the control of Medallion Bank. Medallion Bank undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law. For a description of certain risks to which Medallion Bank is or may be subject, please refer to the factors discussed under the headings “Cautionary Note Regarding Forward-Looking Statements” and “Risk Factors,” in Medallion Bank’s Annual Report on Form 10-K for the year ended December 31, 2025 and Quarterly Reports on Form 10-Q for the quarters ended March 31, 2026 and June 30, 2026.

This press release does not constitute a notice of redemption with respect to the Series E Preferred Stock.

Company Contact

Investor Relations

212-328-2176

investorrelations@medallion.com


FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What type of security is Medallion Bank offering in this transaction?

Medallion Bank is offering additional shares of its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series G, with a par value of $1.00 per share and a liquidation amount of $25 per share, as a reopening of the original Series G issuance completed on May 22, 2025.

Will Medallion Bank remain a subsidiary of Medallion Financial after the Series G offering?

Medallion Bank states that it is and will remain a wholly owned subsidiary of Medallion Financial upon completion of the Series G Preferred Stock offering.

Is the Series G preferred stock offering registered under the Securities Act of 1933?

The Series G Preferred Stock offering is exempt from the registration requirements of the Securities Act of 1933 pursuant to Section 3(a)(2) and will be made only by means of an offering circular.

Are the Series G preferred securities insured or approved by any regulatory body?

The securities offered are neither insured nor approved by the Federal Deposit Insurance Corporation or any other federal or state regulatory body.

How can investors obtain the preliminary offering circular for the Series G preferred offering?

The preliminary offering circular is available at medallionbankoffering.com. Copies may also be obtained from Piper Sandler & Co., Attn: Debt Capital Markets, 1251 Avenue of the Americas, 6th Floor, New York, 10020, or by email at fsg-dcm@psc.com.

Who is managing the Medallion Bank Series G preferred stock offering?

Piper Sandler & Co., Lucid Capital Markets, LLC, Muriel Siebert & Co., LLC, A.G.P. / Alliance Global Partners, and Ladenburg Thalmann & Co. Inc. are acting as joint book-running managers, while William Blair & Company, L.L.C., InspereX LLC, B. Riley Securities, Inc., and Clear Street LLC are acting as lead managers.

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