Marqeta, Inc. Stock Price, News & Analysis

Marqeta (NASDAQ: MQ), the global modern card issuing platform, reported strong Q2 2025 financial results with Total Processing Volume of $91 billion, up 29% year-over-year. The company achieved Net Revenue of $150 million (20% growth) and Gross Profit of $104 million (31% growth).

Key highlights include a GAAP Net Loss of $0.6 million and Adjusted EBITDA of $29 million. The company announced the completion of the TransactPay acquisition to strengthen European operations and enabled the KlarnaOne Card with Visa Flexible Credential technology. For Q3 2025, Marqeta guides 15-17% Net Revenue and Gross Profit growth with 12-13% Adjusted EBITDA margin.

Marqeta (NASDAQ: MQ), a modern card issuing platform, has scheduled its second quarter 2025 earnings conference call for August 6, 2025, at 4:30 pm ET. The company's Interim CEO and CFO, Mike Milotich, will host the call. Financial results will be released via press release after market close on the same day.

The earnings call will be accessible through a live webcast on Marqeta's investor relations website, with a replay available after the event.

Marqeta (NASDAQ: MQ) has announced a significant expansion of its partnership with Klarna to power a new debit card in the U.S. The card, leveraging Visa Flexible Credential (VFC) technology, will allow users to choose between immediate payment or pay-later options on a single card. Marqeta, which became the first U.S. issuer processor certified for VFC in July 2024, has been supporting Klarna's virtual cards since 2018 and currently operates in six countries with the company. The new Klarna Card is currently in trial phase in the U.S., with a broader rollout planned for later in 2025. This collaboration represents a strategic advancement in flexible payment solutions, building on Marqeta's established relationship with Klarna and showcasing the company's ability to enable innovative payment solutions at a global scale.

Marqeta (NASDAQ: MQ) reported strong Q1 2025 financial results, showing significant growth and improved profitability. The company achieved Total Processing Volume of $84 billion, up 27% year-over-year, while Net Revenue grew 18% to $139 million. Gross Profit increased 17% to $99 million, maintaining a 71% margin. The company significantly reduced its net loss to $8 million from $36 million in Q1 2024, with Adjusted EBITDA reaching $20 million, up 118%. Key business updates include the migration of Perpay Credit Card and the launch of Bitpanda Card across 26 European countries. Looking ahead, Marqeta projects Q2 2025 Net Revenue growth of 11-13% and Gross Profit growth of 23-25%, with full-year 2025 guidance showing Net Revenue growth of 13-15% and Gross Profit growth of 14-16%.

Marqeta (NASDAQ: MQ) has been selected by Perpay to power the Perpay Credit Card, issued by Celtic Bank. The partnership involves migrating Perpay's credit card offering to Marqeta's modern credit platform to enhance scalability and user experience. The Perpay Credit Card is an unsecured credit card designed to help users build or improve their credit through automated paycheck-linked payments.

Through Marqeta's platform, Perpay gains access to instant virtual card issuance, real-time cardholder data, spend controls, and a flexible rewards engine. The platform enables Perpay to customize the entire user experience from application to everyday spending, while offering personalized rewards for spending within Perpay's marketplace. This migration demonstrates the growing demand for modern credit solutions with enhanced scalability and flexibility.

Marqeta (NASDAQ: MQ), the global modern card issuing platform, has scheduled its first quarter 2025 financial results announcement for Wednesday, May 7, 2025. The company will host a conference call and webcast at 4:30 pm ET, following the release of financial results after market close. Mike Milotich, serving as both Interim Chief Executive Officer and Chief Financial Officer, will lead the conference call. Investors can access the webcast through Marqeta's investor relations website, where a replay will also be available after the event.

Marqeta (NASDAQ: MQ) has partnered with Spendesk Financial Services (SFS) as their issuer processor in Europe. This collaboration enhances Spendesk's spend management and procurement platform, serving over 4,000 SMBs across Europe.

Through Marqeta's open API platform, Spendesk now offers enhanced features including:

• Real-time card processing and secure transactions
• Customizable spend controls for both physical and virtual cards
• Dynamic expense screening and authorization
• Integration with existing accounting software
• AI-powered solution for procurement and expense management

The partnership enables businesses to implement time-specific spending restrictions, monitor unusual transactions, and approve/deny transactions in real-time, significantly reducing friction in expense management processes.

Marqeta (NASDAQ: MQ) announced its partnership with Trading 212 to expand into 20 new European markets within six months. Trading 212, the UK's most downloaded investing app since 2016, leverages Marqeta's platform to power its debit card program offering zero fx fees, no account fees, and 0.5% cashback rewards that can be reinvested.

Trading 212, serving over 3 million customers, is pioneering zero-commission stock trading in the UK and Europe. The partnership utilizes Marqeta's presence in 40+ countries to accelerate market entry and implements advanced security features including Real Time Decisioning and 3D Secure for fraud prevention.

Green Dot (NYSE: GDOT) and Marqeta, Inc. (NASDAQ: MQ) have announced a strategic collaboration to enhance cash services across the United States. The partnership leverages Green Dot's extensive network of over 95,000 retail locations nationwide, enabling convenient cash deposits for Marqeta's customers.

The collaboration addresses the persistent demand for cash services, particularly among low-to-moderate income (LMI) and mature consumers aged 55-plus, who still prefer cash transactions according to Federal Reserve data. Through this partnership, customers can access cash deposit services at major retailers including Walmart, Walgreens, 7-Eleven, and CVS.

The Green Dot Network, powered by Arc, provides comprehensive coverage with 96% of the U.S. population living within three miles of a service location. This initiative aims to bridge the digital divide while offering affordable financial services, particularly beneficial in underbanked communities where traditional banks are reducing their physical presence.