NASB Financial, Inc. Announces Financial Results

Rhea-AI Summary

NASB Financial (OTCQX: NASB) reported net income of $8.3 million or $1.15 per share for the quarter ended December 31, 2025, versus $8.1 million ($1.12) in the prior quarter and $8.0 million ($1.10) year‑ago. Total assets were $2.97 billion and stockholders' equity was $436.6 million. Non‑interest income declined year‑over‑year while customer deposits rose to $1.87 billion. Cash dividend paid per share for the quarter was $0.35.

Positive

• None.

Negative

• Non‑interest income declined 39.5% YoY to $1.89 million for 12/31/25
• Quarterly cash dividend per share reduced from $0.60 to $0.35 sequentially

KANSAS CITY, Mo., Feb. 4, 2026 /PRNewswire/ -- NASB Financial, Inc. (the "Company") (OTCQX: NASB) announced today net income for the quarter ended December 31, 2025, of $8.3 million or $1.15 per share.  This compares to net income of $8.1 million or $1.12 per share for the quarter ended September 30, 2025, and compares to net income of $8.0 million or $1.10 per share for the quarter ended December 31, 2024. 

NASB Financial, Inc. is a unitary thrift holding company for North American Savings Bank, F.S.B. ("NASB").  Since 1927, NASB has been serving the financial needs of customers by providing an array of personal banking and lending products in the Kansas City metro area.  NASB offers competitive residential and commercial mortgages nationwide with the safety and security of a Federal institution.  For more information, visit nasb.com.

(Financial Highlights Schedule Attached)

NASB Financial, Inc.
Financial Highlights
(Dollars in thousands, except per share data)
									Three Months Ended
									12/31/25		9/30/25				12/31/24
EARNINGS DATA:
	Net interest income							$	20,960		21,162				19,564
	Provision for credit losses								--		--				66
	Non-interest income								1,889		2,065				3,124
	Non-interest expense								11,844		12,539				12,073
	Income tax expense								2,707		2,629				2,595
	Net income							$	8,298		8,059				7,954
FINANCIAL CONDITION DATA:
	Total assets							$	2,966,618		2,932,977				2,919,263
	Total loans held for investment and       mortgage-backed securities, net								2,208,550		2,181,844				2,186,076
	Customer and brokered deposit      accounts								1,874,438		1,823,300				1,800,419
	Stockholders' equity								436,622		430,942				413,891
FINANCIAL RATIOS AND PER SHARE DATA:
	Book value per share							$	60.36		59.78				57.20
	Earnings per share								1.15		1.12				1.10
	Cash dividends paid per share								0.35		0.60				0.25
	Return on assets (annualized net income      divided by total average assets)								1.13 %		1.10 %				1.10 %
	Return on equity (annualized net income      divided by average stockholders' equity)								7.65 %		7.54 %				7.69 %
	Weighted average shares outstanding								7,225,644		7,212,753				7,232,473

 

View original content:https://www.prnewswire.com/news-releases/nasb-financial-inc-announces-financial-results-302679473.html

SOURCE NASB Financial, Inc.

FAQ

What were NASB Financial's net income and EPS for the quarter ended December 31, 2025 (NASB)?

NASB reported net income of $8.3 million and EPS of $1.15 for the quarter ended December 31, 2025. According to the company, results compare to $8.1 million ($1.12) in the prior quarter and $8.0 million ($1.10) year‑ago.

How did NASB Financial's total assets and equity change in Q4 2025 (NASB)?

Total assets were reported at $2.9666 billion and stockholders' equity at $436.6 million as of 12/31/25. According to the company, both figures increased modestly versus the prior quarter.

Why did NASB Financial's non‑interest income matter in the 12/31/25 results (NASB)?

Non‑interest income fell to $1.889 million for 12/31/25, down significantly year‑over‑year. According to the company, the decline in non‑interest income contributed to pressure on overall profitability trends despite stable net interest income.

What dividend did NASB Financial pay for the quarter ended December 31, 2025 (NASB)?

NASB paid a cash dividend of $0.35 per share for the quarter ended 12/31/25. According to the company, this represents a sequential decrease from the prior quarter's $0.60 per share payout.

How did NASB Financial's loan and deposit balances look at December 31, 2025 (NASB)?

Loans and mortgage‑backed securities totaled approximately $2.209 billion, and customer plus brokered deposits were $1.874 billion at 12/31/25. According to the company, deposits increased compared with the prior quarter.