NASB Financial, Inc. Announces Financial Results

Rhea-AI Summary

NASB Financial (OTCQX: NASB) reported net income of $9.4 million ($1.30 EPS) for the quarter ended March 31, 2026, versus $5.8 million ($0.80) a year earlier and $8.3 million ($1.15) in the prior quarter. Six-month net income was $17.7 million ($2.45).

Key metrics: net interest income $21.7M, non-interest income $2.545M, book value per share $61.32, quarterly dividend $0.35, and ROE (annualized) 8.59%.

Positive

• Quarterly net income increased to $9.41M (+62% YoY)
• Earnings per share rose to $1.30 from $0.80 YoY
• Net interest income grew to $21.75M (three months)
• Non-interest income expanded to $2.545M from $0.518M YoY
• Return on equity improved by 302 bps to 8.59% (annualized)
• Quarterly dividend increased to $0.35 per share

Negative

• None.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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KANSAS CITY, Mo., May 6, 2026 /PRNewswire/ -- NASB Financial, Inc. (the "Company") (OTCQX: NASB) announced today net income for the quarter ended March 31, 2026, of $9.4 million or $1.30 per share.  This compares to net income of $8.3 million or $1.15 per share for the quarter ended December 31, 2025, and compares to net income of $5.8 million or $0.80 per share for the quarter ended March 31, 2025.  

Net income for the six months ended March 31, 2026, was $17.7 million or $2.45 per share.  This compares to net income of $13.8 million or $1.90 per share for the six months ended March 31, 2025. 

NASB Financial, Inc. is a unitary thrift holding company for North American Savings Bank, F.S.B. ("NASB").  Since 1927, NASB has been serving the financial needs of customers by providing an array of personal banking and lending products in the Kansas City metro area.  NASB offers competitive residential and commercial mortgages nationwide with the safety and security of a Federal institution.  For more information, visit nasb.com.

(Financial Highlights Schedule Attached)

NASB Financial, Inc.
Financial Highlights
(Dollars in thousands, except per share data)
										Three Months Ended												Six Months Ended
										3/31/26			12/31/25				3/31/25					3/31/26			3/31/25
EARNINGS DATA:
		Net interest income					$			21,746			20,960				19,560					42,706			39,124
		Provision for credit losses								100			--				135					100			201
		Non-interest income								2,545			1,889				518					4,434			3,642
		Non-interest expense								11,709			11,844				12,240					23,553			24,313
		Income tax expense								3,071			2,707				1,895					5,778			4,490
		Net income					$			9,411			8,298				5,808					17,709			13,762
FINANCIAL CONDITION DATA:
	Total assets						$			3,156,241			2,966,618				3,033,963					3,156,241			3,033,963
	Total loans held for investments and     mortgage-backed securities, net						2,202,682						2,208,550				2,155,237					2,202,682			2,155,237
	Customer and brokered deposit          accounts								1,875,016				1,874,438				1,917,821					1,875,016			1,917,821
	Stockholders' equity								440,065				436,622				420,814					440,065			420,814
FINANCIAL RATIOS AND PER SHARE DATA:
	Book value per share						$            61.32						60.36				58.18					61.32			58.18
	Earnings per share								1.30				1.15				0.80					2.45			1.90
	Cash dividends paid per share								0.35				0.35				0.25					0.70			0.50
	Return on assets (annualized net income      divided by total average assets)						1.23 %						1.13 %				0.78 %						1.16 %		0.93 %
	Return on equity (annualized net income      divided by average stockholders' equity)						8.59 %						7.65 %				5.57 %						8.13 %		6.60 %
	Weighted average shares outstanding								7,222,560				7,225,644				7,234,733					7,224,119			7,233,591

 

View original content:https://www.prnewswire.com/news-releases/nasb-financial-inc-announces-financial-results-302764510.html

SOURCE NASB Financial, Inc.

FAQ

What did NASB report for net income in Q1 2026 (NASB)?

NASB reported $9.4 million in net income for Q1 2026. According to the company, that equals $1.30 per share, up from $0.80 per share in Q1 2025, and contributed to six-month net income of $17.7 million.

How did NASB's net interest income change in the quarter (NASB)?

Net interest income for the quarter was $21.75 million. According to the company, this figure rose from $19.56 million in Q1 2025, supporting higher quarterly profitability and EPS compared with the prior year.

Did NASB change its dividend in May 2026 (NASB)?

NASB declared a quarterly dividend of $0.35 per share. According to the company, this equals $0.70 for the six months, up from $0.50 for the comparable six-month period in 2025.

What moved NASB's profitability metrics in early 2026 (NASB)?

Profitability improved via higher net interest and non-interest income and stable expenses. According to the company, non-interest income rose to $2.545 million and ROE annualized reached 8.59% for the quarter.