NCR Atleos Corp Stock Price, News & Analysis

NCR Atleos (NYSE: NATL) reported Q3 2025 results: Total revenue $1.12B (+4% y/y) with 70% recurring; Core revenue $1.11B (+6% y/y). Net income attributable to Atleos was $26M (+24% y/y); GAAP diluted EPS $0.34 (+21%). Adjusted EBITDA $219M (+7%) and adjusted diluted EPS $1.09 (+22%). ATMaaS revenue grew ~37% y/y and ATM hardware revenue rose 24% y/y. Adjusted gross margin rose to 26.5%. Adjusted free cash flow-unrestricted was $124M. Full-year 2025 guidance ranges were reaffirmed; company expects to begin share repurchases and finish year with net leverage ~2.8x.

NCR Atleos (NYSE: NATL) announced a collaboration with Kuwait Finance House (KFH) to deploy a hyper-realistic conversational AI avatar across KFH account service kiosks, with a second phase to enable the avatar to guide transactions on kiosks and escalate to live agents when needed. KFH named the avatar Fahad and will also implement AI-driven speech analytics and automated quality management to evaluate keywords, topics, sentiment and tone.

Key operational claims include improved efficiency, personalized support, and scalable agent coverage. The release notes the solution is currently a field test and not yet a commercial product. KFH operates over 600 branches, ~3,000 ATMs, and employs ~17,500 staff.

NCR Atleos (NYSE:NATL) will release third quarter 2025 financial results after market close on Wednesday, November 5, 2025. Management will host a conference call to discuss results on Thursday, November 6, 2025 at 8:30 a.m. ET. Participants should join 15 minutes early. The call numbers are 800-330-6710 (toll-free) and +1 646-769-9200 with passcode 7681169. A live webcast and presentation materials will be available and archived at https://investor.ncratleos.com/. For access issues contact Melanie Skijus at melanie.skijus@ncratleos.com.

NCR Atleos (NYSE: NATL) released a new white paper titled “Cash in the Digital Age: How Utility ATM Networks Sustain Financial Access Worldwide” on October 16, 2025. The paper traces ATM evolution from 1967 and explains how utility ATM networks support cash access, financial inclusion, and retail foot traffic as branch closures and digital banking expand.

Key points: shared ATM infrastructure lowers costs for financial institutions; neobanks use utility networks to give customers physical cash access; consumers still demand cash for pricing, budgeting, and accessibility; utility networks help brand visibility and underserved-area access. The paper is available on the NCR Atleos website.

NCR Atleos (NYSE: NATL) announced on October 6, 2025 that Moto extended its relationship with Atleos to continue using the NCR Atleos Cashzone Network. According to the press release, the Cashzone Network now includes more than 16,000 ATMs across the UK and Moto uses the network to provide cash access at 45 motorway service stations. The PR states this extension aims to deliver reliable, secure self-service cash access and improved customer choice and accessibility across Moto locations.

NCR Atleos (NYSE: NATL) announced an expanded partnership with PenAir Credit Union, a $2.6 billion-asset financial institution. The credit union will extend its use of the Atleos Allpoint Network to new geographies and add Atleos Allpoint+ deposit-accepting ATMs to support growth.

PenAir will expand the Allpoint Network into Bay County, Florida, complementing their planned branch opening in 2026. The credit union has been using the Allpoint Network for three years and NCR Atleos Interactive Teller Machines since 2014. The expansion aims to provide surcharge-free cash access and deposit capabilities to members through convenient locations where they live and shop.

NCR Atleos (NYSE: NATL), a leader in self-service financial solutions, has achieved the #5 position in the 2025 IDC FinTech Rankings, advancing from its #6 ranking in 2024. The company stands as the largest ATM company in the rankings, which evaluate technology providers based on their 2024 calendar year revenues from financial institutions.

IDC Financial Insights' Research Director Marc DeCastro highlighted Atleos's crucial role in transforming self-service banking delivery. The ranking reflects the company's success in providing innovative technology solutions that help financial institutions optimize their physical infrastructure and enhance customer experience.

Tesco Insurance and Money Services (IMS) has renewed its partnership with Loomis AB and NCR Atleos (NATL) to continue providing cash access services across the UK. The renewal extends a successful 10-year collaboration managing Tesco's ATM network, which is the third largest in the UK.

The network consists of over 3,000 NCR Atleos machines across 2,000 retail locations, processing approximately 300 million cash withdrawals annually - representing 18% of all UK cash withdrawals. Loomis and NCR Atleos will continue handling cash forecasting, replenishment, and maintenance services for Tesco IMS's ATM network, ensuring surcharge-free access to cash for UK consumers.

NCR Atleos (NYSE: NATL) reported strong Q2 2025 financial results, with revenue reaching $1.10 billion, of which 70% came from recurring revenue streams. The company posted a GAAP net income of $45 million and Adjusted EBITDA of $205 million.

Key highlights include a 46% year-over-year growth in GAAP diluted EPS to $0.60 and a 9% increase in Non-GAAP diluted EPS to $0.93. The company announced a significant $200 million share repurchase program, representing approximately 10% of current market capitalization.

The Self-Service Banking segment showed strong performance with 9% revenue growth, while Network revenue declined 2%. The company reaffirmed its full-year 2025 guidance, projecting core revenue growth of 3-6% in constant currency.