Banks Can Speed Access to Capital with New Oracle Trade and Supply Chain Finance Cloud Services

Rhea-AI Summary

Oracle (NYSE:ORCL) has launched new Trade Finance and Supply Chain Finance cloud services designed to modernize and streamline banking operations. These services aim to help banks provide faster financing access to corporate and SME clients through automated trade processes.

The new solutions feature digital self-service capabilities, automated workflows, and real-time updates for corporate clients. Key functionalities include digital onboarding with automated KYC checks, transparent tracking of finance requests, collateral management, and real-time limit utilization monitoring.

The announcement comes as the global trade finance gap reaches $2.5 trillion, representing 10% of global merchandise trade, according to the Asian Development Bank. The cloud services are part of Oracle's broader Banking Cloud Services portfolio and operate on Oracle Cloud Infrastructure.

Positive

• Introduction of automated workflows and flexible product configurations for digital trade operations
• Digital self-service capabilities enabling real-time transaction tracking and updates
• Automated KYC checks streamlining corporate client onboarding process
• Cloud-native applications offering faster deployment and reduced IT costs

Negative

• None.

Automation and streamlined operations enable greater speed, transparency, and value-added services to corporate clients

AUSTIN, Texas, June 30, 2025 /PRNewswire/ -- New Oracle Trade Finance and Supply Chain Finance cloud services are empowering banks to provide corporate and small- and medium-sized enterprise (SME) clients faster access to financing through streamlined trade processes. Oracle has introduced these new cloud services to unify operations and help manage the entire trade and supply chain finance lifecycles. The new trade finance service enables banks to streamline, automate, and manage trade finance operations across geographies and currencies, improving operational efficiency and visibility. The new supply chain finance service enables the full lifecycle and factoring across receivables and payables, offering supplier-centric and buyer-centric financing. 

By modernizing these corporate banking functions, banks can accelerate underwriting processes, improve regulatory compliance management, reduce physical documentation, and more effectively prevent fraud. In addition, the new digital self-service capabilities provide corporate clients the ability to initiate transactions and get real-time updates, including the ability to transparently track the progress of their finance requests, manage collateral, and get a real-time view of limits utilized, leading to a better customer experience. Corporates can also digitally onboard their counterparties as part of a tailored supply chain finance program with automated Know Your Customer (KYC) checks. This helps inject liquidity across the value chain for more financial flexibility and to enable banks to offer add-on services to the trade ecosystem.

"Trade finance and supply chain finance demand a resilient and agile technology foundation, one that can adapt to the inherent volatility of global commerce," said Sovan Shatpathy, senior vice president, product management and development, Oracle Financial Services. "Our next-generation cloud solutions are purpose-built to transform how banks manage the full trade lifecycle delivering faster execution, greater operational efficiency, and enhanced transparency by harnessing the scale and intelligence of the cloud."    

The new solutions are part of the broader Oracle Banking Cloud Services portfolio, which includes Oracle Digital Banking Experience, Banking APIs, Originations, Accounts, Cash Management, Enterprise Limits and Collateral Management, Payments and Retail cloud services.

Addressing the trade finance and supply chain finance gap
The Asian Development Bank has reported¹ that the global trade finance gap is estimated at USD $2.5 trillion or 10% of global merchandise trade, indicating the scarcity in the availability of finance for trade stakeholders. Addressing this scarcity challenge is often marred by legacy systems that stifle innovation with manual workflows, inefficient processes, and inconsistent communication.

Oracle Banking Trade Finance Cloud Service provides automated workflows and flexible product configurations to support digital trade operations across multiple geographies. This includes managing the end-to-end lifecycle for a wide range of trade finance services, such as documentary credits, guarantees, and documentary collections.

Oracle Banking Supply Chain Finance Cloud Service is a pre-built and pre-configured digital, front-to-back solution that enables banks to bring new products to market faster and efficiently manage buyers and suppliers on the same platform. Complete automation and straight-through processing (STP) of disbursement and liquidation processes also helps banks scale their supply chain finance operations and reach new customer segments. 

Each cloud-native application in the componentized, and composable Oracle Banking Cloud Services portfolio helps banks modernize with less risk and deliver faster time-to-value. Services can run standalone or integrate with existing systems, providing provisioning and availability in just minutes. They also feature automated patching and reduced disaster-recovery switchover times that can lower IT costs and burden. The services are built on the security, performance and scalability of Oracle Cloud Infrastructure.

To learn more, visit: oracle.com/financial-services/banking/cloud-services

About Oracle Financial Services
Oracle Financial Services provides solutions for retail banking, corporate banking, payments, asset management, life insurance, annuities, and healthcare payers. With our comprehensive set of integrated digital and data platforms, banks and insurers are empowered to deliver next-generation financial services. We enable customer-centric transformation, support collaborative innovation, and drive efficiency. Our data and analytical platforms help financial institutions drive customer insight, integrate risk and finance, fight financial crime, and comply with regulations. To learn more, visit our website at https://www.oracle.com/financial-services.

About Oracle
Oracle offers integrated suites of applications plus secure, autonomous infrastructure in the Oracle Cloud. For more information about Oracle (NYSE: ORCL), please visit us at www.oracle.com.

Trademarks
Oracle, Java, MySQL and NetSuite are registered trademarks of Oracle Corporation. NetSuite was the first cloud company—ushering in the new era of cloud computing.

¹ ADB - 2023 Trade Finance Gaps, Growth, and Jobs Survey, September 2023, https://www.adb.org/publications/2023-trade-finance-gaps-growth-jobs-survey

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SOURCE Oracle

FAQ

What new cloud services did Oracle (ORCL) announce for banks?

Oracle announced two new cloud services: Trade Finance and Supply Chain Finance, designed to help banks provide faster financing access through streamlined trade processes.

How will Oracle's new banking cloud services benefit corporate clients?

Corporate clients will benefit from digital self-service capabilities, real-time transaction tracking, collateral management, and transparent limit utilization monitoring.

What is the current global trade finance gap according to Oracle's announcement?

According to the Asian Development Bank, the global trade finance gap is $2.5 trillion, representing 10% of global merchandise trade.

What security and infrastructure features does Oracle's new banking cloud service offer?

The services are built on Oracle Cloud Infrastructure, offering enhanced security, performance, scalability, automated patching, and reduced disaster-recovery switchover times.

How does Oracle's new Supply Chain Finance Cloud Service work?

It's a pre-built, pre-configured digital solution that enables banks to launch new products faster and manage buyers and suppliers on the same platform, with automated disbursement and liquidation processes.