Oscar Health Inc Stock Price, News & Analysis

Oscar Health (NYSE: OSCR) is launching affordable, tech-powered individual, family, and employer health plans statewide in New Jersey with coverage effective Jan 1, 2026 and enrollment opening Nov 1, 2025. Plans include Bronze, Silver, Gold, a Chronic Care Plan for cardiovascular-kidney-metabolic syndrome, and Oswell, a personal health AI agent. The Chronic Care Plan advertises up to $800 annual member savings and extensive $0 services (primary, behavioral, specialist visits, labs, insulin, rehab, devices). Employer ICHRA options claim employer savings of 20–30% and employee savings of $500–$1,000 annually. Oscar highlights a >60% member recommendation rate and partnerships with major New Jersey health systems.

Oscar (NYSE: OSCR) is launching affordable, tech-powered health plans for individuals, families, and businesses in El Paso and Hudspeth counties for 2026 Open Enrollment. Plans (Bronze, Silver, redesigned Gold) and the returning Oscar Guided Care HMO take effect Jan. 1, 2026 with enrollment opening Nov. 1, 2025. Key member features include $0 virtual urgent care, $0 primary care, dedicated care guides, low-cost prescriptions with home delivery, and AI support via Oswell. New programs include HelloMeno (menopause benefits; stated ~$900 annual savings) and a condition-focused plan (members can save up to $800 annually) with multiple $0 specialty services.

Consumers can enroll at Healthcare.gov, by phone, or through agents.

Oscar Health (NYSE: OSCR) expands into Dayton, Ohio with individual-market plans available Jan. 1, 2026 and enrollment opening Nov. 1, 2025. Plans will cover Champaign, Clark, Darke, Greene, Miami, Montgomery, Preble, and Shelby counties.

Offerings include Bronze, Silver, and Gold tiers with $0 virtual urgent care and $0 primary care 24/7, condition-focused plans that can save members up to $800/year, a menopause-focused HelloMeno plan with ~$900/year savings, and Oswell, a personal health AI agent. Networks include major Dayton providers such as Kettering Health. Consumers can enroll via Healthcare.gov, phone, agents, or employer ICHRA channels.

Oscar Health (NYSE: OSCR) is launching affordable, tech-powered health plans for individuals, families, and businesses in Mississippi for 2026 Open Enrollment. Coverage begins Jan. 1, 2026 with enrollment opening Nov. 1, 2025 for consumers. Plans available in Benton, Desoto, Hinds, Lafayette, Madison, Marshall, Panola, Rankin, Tate, Tunica, and Warren counties include Bronze, Silver, Gold, a Chronic Care Plan (members can save up to $800 a year and receive many services at $0), Oswell (a personal health AI agent), and Oscar Unlocks rewards. Consumers can enroll via Healthcare.gov, phone, agents, or employer channels.

Oscar Health (NYSE: OSCR) is launching individual, family, and small‑business health plans in Alabama for 2026 Open Enrollment.

Plans will be available in Jefferson, Limestone, Madison, Shelby, and Walker counties with an effective date of Jan. 1, 2026. Enrollment for individuals, families, and ICHRA employer-funded employees begins Nov. 1, 2025. Offerings include Bronze, Silver, and Gold tiers, a Chronic Care Plan that advertises members can save up to $800 a year, $0 virtual urgent care, $0 primary and specialty visits in the Chronic Care Plan, an AI personal health agent called Oswell, and a digital rewards program Oscar Unlocks.

Oscar (NYSE: OSCR) and Elektra Health launched HelloMeno, the first menopause-focused ACA individual-market health plan, announced Oct 20, 2025.

The plan targets an estimated 2.3 million women aged 45+ in the ACA, offers up to $900 in annual savings, $0 primary care, gynecology, and behavioral visits, no-cost labs, hormone replacement therapy, insomnia meds, bone density scans, and up to $120 in preventive-screening rewards.

Open enrollment runs Nov 1, 2025–Jan 15, 2026; coverage effective Jan 1, 2026. Initial availability: Arizona, Florida, Georgia, Iowa, Missouri, Nebraska, North Carolina, Ohio, Oklahoma, Tennessee, and Texas. More information at hioscar.com/hellomeno.

Oscar Health (NYSE: OSCR) announced 2026 individual-market expansions and new member features for open enrollment starting Nov. 1, 2025 for certain groups. The Oscar experience will be offered in 573 counties across 20 states, including new entry into Alabama and Mississippi.

Key product launches include Oswell, a personal AI agent powered by OpenAI that accesses records, benefits, and care guides to assist members and connect them to $0 virtual care; HelloMeno, a menopause plan with $0 primary, gyne, and behavioral visits and estimated savings of ~$900/year; and expanded clinical plans for chronic conditions with estimated savings of ~$800/year. Oscar also introduced a digital rewards program, Hola Oscar for Hispanic and Latino members, and the Hy-Vee Health with Oscar employer plan in Des Moines.

Oscar Health (NYSE: OSCR) will release its Q3 2025 financial results before the market opens on Thursday, November 6, 2025. Management will discuss results on a conference call starting at 8:00 AM ET.

Investors can join by phone at 1.855.761.5600 (Conference ID: 7768132) or listen via webcast. The webcast will be archived on the company's investor relations site for 90 days after November 6, 2025.

Oscar Health (NYSE:OSCR) has successfully priced an upsized offering of $355 million in convertible senior subordinated notes due 2030, with a 2.25% interest rate. The offering, increased from the initially announced $350 million, includes an option for purchasers to buy an additional $55 million in notes.

The notes will convert at an initial rate of 40.2946 shares per $1,000 principal amount, representing a conversion price of $24.82 per share - a 32.5% premium over the last closing price. To mitigate dilution, Oscar entered into capped call transactions with a cap price of $37.46 per share.

Net proceeds of approximately $342.5 million will support general corporate purposes, including AI initiatives, healthcare experience enhancement, and potential premium tax credit extensions. The company will also terminate its existing revolving credit facility upon the offering's closing.