SurancePlus Reports Solid Results & Announces Launch of This Year’s Offering

Rhea-AI Summary

Oxbridge Re Holdings (NASDAQ: OXBR) and its subsidiary SurancePlus launched the 2026-27 offering of tokenized participation shares on Solana via Alphaledger, issuing T20-2027 (Balanced‑Yield) and T42-2027 (High‑Yield).

Investors are offered preferred hurdle rates of 8% (T20) and 16% (T42), 1:1 reinsurance contracts with no leverage, early-purchase discounts up to 5%, and subscriptions open through March 31, 2026. Prior program results: T20 tracking 25% and T42 on track to 42%.

Positive

• T20 token tracked a 25% return versus 20% target
• T42 token remains on track to meet its 42% target
• Investor protection via preferred hurdle rates of 8% and 16%
• Reinsurance contracts written 1:1 with no leverage

Negative

• None.

Key Figures

Target return (Balanced-Yield): 20% annually Target return (High-Yield): 42% annually Hurdle rate (Balanced-Yield): 8% annually +4 more

7 metrics

Target return (Balanced-Yield) 20% annually T20-2027 participation shares, 2026–27 offering

Target return (High-Yield) 42% annually T42-2027 participation shares, 2026–27 offering

Hurdle rate (Balanced-Yield) 8% annually Preferred annual hurdle for T20 strategy

Hurdle rate (High-Yield) 16% annually Preferred annual hurdle for T42 strategy

Max purchase discount 5% Early and large participants in 2026–27 contracts

Balanced-Yield tracking 25% annually 2025–26 token performance vs 20% target

High-Yield target status 42% target on track 2025–26 High-Yield token performance

Market Reality Check

Price: $1.15 Vol: Volume 22,140 is 1.24x th...

normal vol

$1.15 Last Close

Volume Volume 22,140 is 1.24x the 20-day average of 17,912. normal

Technical Shares at $1.10 are trading below the 200-day MA of $1.67 and sit about 81% under the 52-week high of $5.81.

Peers on Argus

Peers show mixed moves: OXBRW up 48.83%, CNFR up 27.59%, while FGF and GLRE are ...

Peers show mixed moves: OXBRW up 48.83%, CNFR up 27.59%, while FGF and GLRE are down 9.49% and 1.57%, and HUIZ is up 5.82%. This pattern points to stock-specific factors around OXBR rather than a clear sector-wide trade.

Historical Context

5 past events · Latest: Dec 11 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Dec 11	Solana partnership	Positive	+2.1%	Partnership with Alphaledger to list tokenized reinsurance RWAs on Solana.
Dec 03	Conference marketing	Positive	+3.0%	Investor conferences showcasing tokenized reinsurance and strong 2025/26 treaty performance.
Nov 06	Q3 2025 earnings	Neutral	-0.8%	Higher revenue and narrower loss alongside token performance and hurricane loss impacts.
Nov 03	Token performance update	Positive	+1.3%	Balanced and High-Yield tokens tracking above or on targeted annual returns.
Oct 29	Conference appearance	Neutral	-1.8%	CEO panel on tokenization and stablecoins promoting 20% and 42% target offerings.

Pattern Detected

Tokenization and partnership updates around SurancePlus have typically produced modest positive moves, while broader financial updates and conference appearances have seen smaller, mixed reactions.

Recent Company History

Over the last several months, Oxbridge has focused investor attention on SurancePlus’ tokenized reinsurance strategy. Multiple updates in Oct–Dec 2025 highlighted balanced- and high-yield tokens targeting 20% and 42% annual returns, often tracking around 25% and on pace for 42%, with small positive price reactions. Q3 2025 results showed higher revenue but continuing net losses, and the stock reacted mildly. Today’s launch of the 2026–27 SurancePlus offering extends this same narrative of high targeted token returns and performance continuity.

Market Pulse Summary

This announcement extends SurancePlus’ tokenized reinsurance strategy by launching 2026–27 participa...

Analysis

This announcement extends SurancePlus’ tokenized reinsurance strategy by launching 2026–27 participation tokens with targeted returns of 20% and 42% and investor-favorable hurdle rates of 8% and 16%. It builds on prior updates showing 2025–26 tokens tracking about 25% and on pace for 42%. Investors may track how these offerings scale, how underwriting discipline holds up across treaty years, and how results interact with the company’s overall earnings profile and capital needs.

Key Terms

tokenized real-world assets (RWAs), digital tokens, Solana blockchain, preferred annual hurdle rates, +1 more

5 terms

tokenized real-world assets (RWAs) technical

"a leader in digitizing reinsurance securities as tokenized real-world assets (RWAs)"

Tokenized real-world assets are physical or financial items—like real estate, bonds, art, or commodities—represented as digital tokens that can be bought, sold, or traded online. For investors this can mean easier access, smaller minimum investments and faster transfers—imagine owning a fraction of a house the same way you might buy a single share—while also changing liquidity, price discovery and regulatory oversight compared with traditional ownership.

digital tokens technical

"participation shares represented by digital tokens with targeted annual returns"

Digital tokens are unique digital items recorded on a shared electronic ledger that represent value, rights, or access—like a digital ticket, coupon, or share that you can hold and transfer. They matter to investors because tokens can represent tradable assets or claims (for example ownership, a right to use a service, or a share of future revenue), so their price can change with demand, platform trust, and regulation, offering potential gains but also significant risks.

Solana blockchain technical

"This year’s offering will be listed on Alphaledger, utilizing the Solana blockchain."

A high-speed, internet-based ledger that records transactions and runs decentralized programs, designed to move funds and data quickly across many users without a central authority. Investors watch it because the network’s speed, reliability, user activity and security directly affect the value and usability of tokens and businesses built on it—like a highway: faster, well-maintained roads let more cars (transactions and apps) run reliably, while slow or unreliable roads can deter users and reduce value.

preferred annual hurdle rates financial

"preferred annual hurdle rates of 8% for the T20 ... and 16% for the T42"

Preferred annual hurdle rates are the minimum yearly return that certain investors or preferred-share classes must receive before managers or other stakeholders can collect performance-based fees or share in profits. Think of it as a speed threshold: until the investment generates that minimum pace of return, priority investors get paid first; once the threshold is met, excess gains are split according to the agreed rules. For investors this affects when and how much they get paid and how incentives for managers are triggered.

reinsurance contracts technical

"The reinsurance contracts are written on a 1:1 basis and do not use leverage."

Reinsurance contracts are agreements where an insurance company pays another insurer to take on some of its potential losses, effectively buying insurance for its own policies. Like a business outsourcing part of a big project to reduce its risk, reinsurance helps smooth an insurer’s earnings, lower the chance of catastrophic losses, and change capital needs—facts that directly affect investor assessments of an insurer’s stability and future profitability.

AI-generated analysis. Not financial advice.

GRAND CAYMAN, Cayman Islands, Feb. 10, 2026 (GLOBE NEWSWIRE) -- Oxbridge Re Holdings Limited (NASDAQ: OXBR), (the “Company”), a leader in digitizing reinsurance securities as tokenized real-world assets (RWAs), together with its subsidiary SurancePlus, today announced the commencement of its 2026-27 offering of participation shares represented by digital tokens with targeted annual returns of 20% and 42%. The participation shares will be represented by digital tokens labelled “T20-2027” and “T42-2027”, representing our Balanced-Yield and High-Yield participation shares, respectively. This year’s offering will be listed on Alphaledger, utilizing the Solana blockchain.

The 2026–27 offering is structured to strongly align SurancePlus with investors. Investors receive priority returns through preferred annual hurdle rates of 8% for the T20 Balanced-Yield strategy and 16% for the T42 High-Yield strategy, meaning SurancePlus participates only after investors first achieve these returns. The reinsurance contracts are written on a 1:1 basis and do not use leverage. Early and large participants may also benefit from purchase discounts of up to 5%, based on investment size.

The launch follows a strong performance from the Company’s 2025-26 tokenized reinsurance offerings. The Balanced-Yield token, originally targeted at a 20% return, continues to track a 25% return, while the High-Yield token remains on track to achieve its 42% target. These results highlight the strength of SurancePlus’ underwriting discipline and the growing demand for tokenized access to reinsurance as an uncorrelated, yield-focused alternative investment.

Subscriptions for the upcoming 2026-27 contracts will be accepted through March 31, providing investors with the opportunity to participate in this year’s offering following the strong performance of the prior program.

To learn more, visit: https://suranceplus.com/invest

Jay Madhu, Chairman and CEO of Oxbridge and SurancePlus, commented: “Building on our solid performance thus far, we are proud to announce that this year’s contracts will be on the Solana blockchain and will target similar returns.”

About Oxbridge Re Holdings Limited

Oxbridge Re Holdings Limited (NASDAQ: OXBR, OXBRW) (“Oxbridge”) is headquartered in the Cayman Islands. The company offers tokenized Real-World Assets (“RWAs”) as tokenized reinsurance securities and reinsurance business solutions to property and casualty insurers, through its subsidiaries SurancePlus Inc, Oxbridge Re NS, and Oxbridge Reinsurance Limited.

Insurance businesses in the Gulf Coast region of the United States purchase property and casualty reinsurance through our licensed reinsurers Oxbridge Reinsurance Limited and Oxbridge Re NS.

Our Web3-focused subsidiary, SurancePlus Inc., has developed the first “on-chain” reinsurance RWA of its kind to be sponsored by a subsidiary of a publicly traded company. By digitizing interests in reinsurance contracts as on-chain RWAs, SurancePlus has democratized the availability of reinsurance as an alternative investment to both U.S. and non-U.S. investors – all achieved without the use of leverage.

Company Contact:
Oxbridge Re Holdings Limited
Jay Madhu, CEO
+1 345-749-7570
JMadhu@OxbridgeRe.com

Forward-Looking Statements

This press release may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “estimate,” “expect,” “intend,” “plan,” “project” and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. A detailed discussion of risks and uncertainties that could cause actual results and events to differ materially from such forward-looking statements is included in the section entitled “Risk Factors” contained in our Form 10-K filed with the Securities and Exchange Commission (“SEC”) on 26th March 2025 and in our other filings with the SEC. The occurrence of any of these risks and uncertainties could have a material adverse effect on the Company’s business, financial condition and results of operations. Any forward-looking statements made in this press release speak only as of the date of this press release and, except as required by law, the Company undertakes no obligation to update any forward-looking statement contained in this press release, even if the Company’s expectations or any related events, conditions or circumstances change.

FAQ

What are the targeted annual returns for Oxbridge (OXBR) 2026-27 tokenized offerings?

The offering targets 20% for T20-2027 and 42% for T42-2027. According to the company, these are the Balanced‑Yield and High‑Yield targets tied to tokenized participation shares.

How do the preferred hurdle rates affect OXBR token investors for 2026-27?

Investors receive priority returns through 8% (T20) and 16% (T42) hurdle rates. According to the company, SurancePlus only participates after investors reach those preferred annual returns.

Where will Oxbridge (OXBR) list the 2026-27 tokenized participation shares?

The 2026-27 participation shares will be listed on Alphaledger using the Solana blockchain. According to the company, this year's contracts specifically utilize Solana for token representation.

Are the SurancePlus reinsurance contracts leveraged for OXBR's token offering?

No, the reinsurance contracts are written on a 1:1 basis and do not use leverage. According to the company, the structure is intended to align contract exposure directly with tokenized shares.

What are the subscription dates and early-participant terms for OXBR's 2026-27 offering?

Subscriptions are accepted through March 31, 2026, with early and large participants eligible for up to 5% purchase discounts. According to the company, discounts vary by investment size.