Bank OZK reports recurring developments as a regional bank with banking operations across Arkansas, Georgia, Florida, Texas, North Carolina, Tennessee, New York, California and Mississippi. The bank provides deposit, lending, trust and wealth management, financial planning, online banking and related financial services through its office network.
Company news commonly covers quarterly and annual earnings, management commentary, loan and deposit trends, net interest income, common stock dividends and dividends on its 4.625% Series A Non-Cumulative Perpetual Preferred Stock. Updates also include community banking activity such as affordable housing grants through Federal Home Loan Bank programs and commercial real estate financing transactions involving Bank OZK as a lender.
Bank OZK (Nasdaq: OZK) reported third-quarter 2026 net income available to common stockholders of $164.3 million, down year over year. Net income fell 9.0% from $180.5 million a year earlier but rose 0.6% from $163.3 million in the second quarter. Diluted earnings per common share were $1.50, down 5.7% from $1.59 a year earlier and up 0.7% from $1.49 in the preceding quarter.
For the first nine months of 2026, net income available to common stockholders declined 7.7% to $487.0 million, while diluted EPS fell 4.5% to $4.43. Third-quarter annualized return on average assets was 1.55%, net interest margin was 4.24%, and the efficiency ratio was 39.9%. Total assets, loans and deposits reached record levels; assets totaled $43.2 billion at September 30, 2026. Management will hold a results conference call on October 21.
Bank OZK (Nasdaq: OZK) is providing construction financing for The Ibex at Ridge Hill, a $140 million residential project in Yonkers.
The joint venture of Saber-Hightower, Rafferty Real Estate and Eagle Realty Group has closed on the land acquisition and construction financing and begun construction. The 17-story building will contain 282 rental units, including 28 affordable units, plus 5,000 square feet of ground-floor retail. The development is located at Ridge Hill, adjacent to Whole Foods Market. The developers expect the first units in late 2028.
Bank OZK (OZK) declared a quarterly common stock dividend of $0.49 per share, payable on October 20, 2026. The dividend rose $0.01, or 2.08%, from the prior quarter and is payable to shareholders of record on October 13, 2026.
The bank also declared a $0.28906 per share dividend on its 4.625% Series A Non-Cumulative Perpetual Preferred Stock (OZKAP), payable November 16, 2026, to holders of record at the close of business on November 2, 2026.
Bank OZK (Nasdaq: OZK) expects to report third quarter 2026 earnings after the market closes on October 20, 2026. The earnings release, financial supplement and Management Comments will be available simultaneously on its investor relations website. Management will hold a question-and-answer conference call on October 21, 2026, at 7:30 a.m. CT (8:30 a.m. ET).
Bank OZK (Nasdaq: OZK) reported second quarter 2026 net income available to common stockholders of $163.3 million, down 8.7% from $178.9 million a year earlier but up 2.5% from $159.3 million in the first quarter of 2026. Diluted EPS was $1.49, a 5.7% decline year-over-year and a 3.5% increase sequentially. For the first six months of 2026, net income was $322.6 million, down 7.0% from $346.8 million, with EPS of $2.93, a 3.9% decrease from $3.05.
According to Bank OZK, key second-quarter performance metrics included a 1.60% return on assets, 4.24% net interest margin and 39.2% efficiency ratio, along with increases in book value and tangible book value per common share and higher capital ratios. The bank reported continued progress on strategic loan portfolio diversification. As of June 30, 2026, Bank OZK had $41.7 billion in total assets and operated 267 offices across nine states.
Bank OZK (Nasdaq: OZK) raised its quarterly common stock dividend to $0.48 per share, an increase of $0.01, or 2.13% from the prior quarter. The dividend is payable July 20, 2026, to shareholders of record on July 13, 2026.
This marks 64 consecutive quarters of common dividend increases. The Board also declared a quarterly dividend of $0.28906 per share on its 4.625% Series A preferred stock (Nasdaq: OZKAP), payable August 17, 2026 to holders of record on August 3, 2026.
Bank OZK (Nasdaq: OZK) will release its Q2 2026 earnings after market close on Tuesday, July 21, 2026. Management commentary and a financial supplement will be posted on the investor relations website.
A conference call for Q&A is scheduled for 7:30 a.m. CT (8:30 a.m. ET) on July 22, 2026, with live webcast and telephone access via online registration. A replay will be available for at least 30 days. Bank OZK had $41.7 billion in total assets as of March 31, 2026 and operates more than 265 offices across nine states.
Bank OZK (Nasdaq: OZK) announced a new $200 million stock repurchase program for its common stock. The program becomes effective July 1, 2026, after the current plan expires, and runs through July 1, 2027, with all required regulatory approvals obtained.
Repurchases may occur via open market or private transactions under Rule 10b-18. The Bank previously repurchased 3.89 million shares for $176.6 million at an average price of $45.34 per share.
Bank OZK (Nasdaq: OZK) reported first quarter 2026 net income available to common stockholders of $159.3 million, down 5.1% year-over-year, and diluted EPS of $1.44, down 2.0% year-over-year. Total assets were $41.7 billion as of March 31, 2026.
Management will host a conference call on April 22, 2026 at 7:30 a.m. CT and released a financial supplement and management comments on its investor relations website.
Bank OZK (Nasdaq: OZK) supported the grand opening of The Roz, a 100-unit, $24.3 million affordable apartment community in South Austin serving households at 30–60% of area median income. A $2.0 million grant from FHLB Dallas was delivered through Bank OZK to help finance the service-enriched development.
The four-story complex offers on-site case management and targets individuals transitioning out of homelessness; the grant was part of $78.9 million awarded by FHLB Dallas in 2024.