Welcome to our dedicated page for Pinnacle Banc news (Ticker: PCLB), a resource for investors and traders seeking the latest updates and insights on Pinnacle Banc stock.
Pinnacle Bancshares, Inc. (PCLB) is a commercial banking company whose public news releases focus on financial performance, capital strength, and shareholder distributions. The company identifies itself with the designation (OTCBB: PCLB) and reports consolidated results for Pinnacle Bancshares, Inc. and its wholly owned subsidiary, Pinnacle Bank, which has seven offices in central and northwest Alabama.
News updates for Pinnacle Bancshares, Inc. frequently include quarterly and year‑to‑date earnings information. These releases present net income, basic and diluted earnings per share, return on average assets, return on average equity (excluding accumulated other comprehensive income or loss), net interest margin, and other performance ratios. They also summarize key balance sheet items such as total assets, loans receivable, deposits, stockholders’ equity, and asset quality ratios.
Another recurring topic in the company’s news is its dividend policy. Multiple announcements describe the Board of Directors approving a quarterly cash dividend of $0.27 per share, which the company states is equivalent to an annualized rate of $1.08 per share. These releases specify record dates and payment dates for shareholders.
The company’s news also discusses capital and liquidity, noting that Pinnacle Bank is classified as “well capitalized” and providing capital ratios that exceed regulatory thresholds. Management commentary addresses liquidity through references to the loan‑to‑deposit ratio, access to outside funding sources, and net funding availability as a percentage of franchise funding. In addition, certain releases explain how inflation and rising interest rates have affected the securities portfolio and accumulated other comprehensive loss.
Investors and observers reviewing Pinnacle Bancshares, Inc. news can expect regular updates on earnings, dividends, capital ratios, liquidity metrics, and the impact of interest rate conditions on the company’s financial position.
Pinnacle Bancshares (OTCID: PCLB) reported results for the fourth quarter and year ended December 31, 2025. Net income was $1.118M for Q4 2025 and $4.189M for full-year 2025 versus $1.038M and $4.066M in 2024. EPS was $1.24 for Q4 and $4.66 for the year. Total assets rose to $363.7M and deposits increased $13.3M (4.2%) year-over-year. Common equity rose to $22.65M and book value per share improved to $25.21 from $15.30. Capital ratios remain strong (CET1 and Tier 1 = 19.95%). Allowance for loan losses fell to 1.52% of loans; net charge-offs were $339k in 2025. Management expects sufficient liquidity and classifies the bank as well capitalized.
Pinnacle Bancshares (OTCBB: PCLB) declared a quarterly cash dividend of $0.27 per share. The dividend is payable December 19, 2025 to stockholders of record as of December 9, 2025. The quarterly payout equals an annualized rate of $1.08 per share. Contact: Joe Adams III, CFO, (205) 221-8866.
Pinnacle Bancshares (PCLB) reported third quarter 2025 results for the period ended September 30, 2025. Q3 EPS $1.19 vs $1.16 a year earlier; Q3 net income $1.069M vs $1.057M. Nine‑month EPS was $3.41 vs $3.33 and nine‑month net income was $3.071M vs $3.027M.
At September 30, 2025 total assets were $355.9M, deposits $325.8M (+2.4% vs Dec 31, 2024), and total stockholders’ equity rose to $20.764M from $13.861M. Book value per share increased to $23.11 from $15.30. Capital ratios remained strong (CET1 and Tier 1 = 20.32%).
The company reported an accumulated other comprehensive loss on AFS securities of $23.8M (improved from $28.7M at year‑end 2024) and nonperforming assets of $112k at quarter end.
Pinnacle Bancshares (OTCBB: PCLB) has announced a quarterly cash dividend of $0.27 per share, payable on September 19, 2025, to stockholders of record as of September 9, 2025. This quarterly dividend translates to an annualized rate of $1.08 per share, demonstrating the company's commitment to returning value to shareholders.
Pinnacle Bancshares (OTCBB:PCLB) reported its Q2 2025 financial results with net income of $984,000 ($1.10 per share), slightly down from $1,007,000 ($1.11 per share) in Q2 2024. For the first half of 2025, net income increased to $2,002,000 ($2.22 per share) from $1,970,000 ($2.17 per share) in the same period of 2024.
The bank maintained strong capital ratios, with a common equity Tier 1 capital ratio of 19.97% and a total capital ratio of 21.03%. Total deposits increased by $9.9 million (3%) compared to December 31, 2024. The bank reported no nonperforming assets and maintained an allowance for loan losses of 1.77% of total loans. A quarterly dividend of $0.27 per share was paid to shareholders.
The company recorded an accumulated other comprehensive loss of $26.6 million on securities available for sale due to rising interest rates, though management does not anticipate these losses to be permanent.
Pinnacle Bancshares (OTCBB: PCLB) has announced a quarterly cash dividend of $0.27 per share, as approved by its Board of Directors. The dividend will be paid on June 20, 2025, to stockholders of record as of June 9, 2025. This quarterly dividend translates to an annualized rate of $1.08 per share, demonstrating the company's commitment to providing regular returns to its shareholders.
Pinnacle Bancshares (OTCBB: PCLB) has reported strong financial results for Q1 2025. The company's net income increased to $1,018,000, up from $964,000 in Q1 2024, with basic/diluted earnings per share rising to $1.13 from $1.06.
Key performance metrics show improvement, with return on average assets at 1.16% and net interest margin increasing to 3.33% from 3.11% year-over-year. The bank maintains strong capital ratios, with common equity Tier 1 and Tier 1 risk-based capital at 18.86%, and total capital ratio at 19.89%.
Total deposits grew by $15.8 million (4.95%) compared to December 31, 2024. The bank reported zero nonperforming assets and maintained a 1.65% allowance for loan losses. Quarterly dividends remained steady at $0.27 per share. The company noted an accumulated other comprehensive loss of $26.1 million on securities available for sale, primarily due to higher interest rates, though these losses are considered temporary.
Pinnacle Bancshares (OTCBB: PCLB) has announced a quarterly cash dividend of $0.27 per share, as approved by its Board of Directors. The dividend will be paid on March 21, 2025 to stockholders of record as of March 10, 2025. This quarterly distribution translates to an annualized dividend rate of $1.08 per share.
Pinnacle Bancshares (OTCBB: PCLB) has released its financial results for Q4 and full-year 2024. The company reported Q4 earnings per share of $1.15 (vs $1.08 in Q4 2023) and net income of $1,038,000 (vs $981,000 in Q4 2023). For the full year 2024, earnings per share decreased to $4.48 from $4.93 in 2023, with net income declining to $4,066,000 from $4,480,000.
The bank maintained strong capital ratios, with common equity Tier 1 and Tier 1 risk-based capital ratios at 18.97%, total capital ratio at 20.05%, and Tier 1 leverage ratio at 11.09%. Total deposits increased by $6.8 million (2.2%) compared to 2023. The company's net interest margin slightly decreased to 3.17% in Q4 2024 from 3.18% in Q4 2023.
The bank reported no nonperforming assets and maintained an allowance for loan losses of 1.78% of total loans. However, the company noted significant unrealized losses of $28.7 million on securities due to rising interest rates.
Pinnacle Bancshares (OTCBB: PCLB) has announced a quarterly cash dividend of $0.27 per share, which will be paid on December 20, 2024, to stockholders of record as of December 10, 2024. This quarterly dividend translates to an annualized rate of $1.08 per share.
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