Welcome to our dedicated page for Pinnacle Banc news (Ticker: PCLB), a resource for investors and traders seeking the latest updates and insights on Pinnacle Banc stock.
Pinnacle Bancshares Inc. reports recurring bank holding company updates for PCLB, centered on the operating results and capital position of its wholly owned subsidiary, Pinnacle Bank. Company news commonly covers quarterly and annual earnings, basic and diluted earnings per share, cash dividend declarations, deposit trends, liquidity measures, and regulatory capital ratios.
Pinnacle Bank operates seven offices in central and northwest Alabama. Recent updates also discuss the effect of interest-rate changes on securities available for sale, accumulated other comprehensive loss, loan-to-deposit levels, outside funding availability, and the bank's classification as a well-capitalized institution.
Pinnacle Bancshares (OTCID:PCLB) reported second quarter 2026 basic/diluted EPS of $1.14, up from $1.11 a year earlier, with net income rising to $1.03 million from $984,000. For the first half of 2026, EPS was $2.35 and net income $2.11 million versus $2.22 and $2.00 million in 2025.
Return on average assets was 1.06% for Q2 and 1.12% year‑to‑date, while net interest margin improved to 3.20% in Q2 and 3.21% for six months. Total assets grew to $385.4 million and deposits to $351.6 million, including $24.0 million in brokered CDs. Credit quality remained strong, with nonperforming assets at 0.02% of total loans and allowance for loan losses at 1.48% of loans.
The bank stayed “well capitalized,” with common equity Tier 1 and Tier 1 risk‑based capital ratios of 20.01%, total capital ratio of 20.89% and Tier 1 leverage ratio of 11.30%. Pinnacle recorded a $268,000 loss on securities sales and an accumulated other comprehensive loss on available‑for‑sale securities of about $23 million, which management said does not affect regulatory capital. Quarterly and year‑to‑date dividends were maintained at $0.27 and $0.54 per share.
Pinnacle Bancshares (OTC:PCLB) declared a quarterly cash dividend of $0.27 per share. The dividend is payable on June 22, 2026 to shareholders of record as of June 8, 2026, representing an annualized dividend rate of $1.08 per share.
Pinnacle Bancshares (OTCID: PCLB) reported first-quarter 2026 results for the period ended March 31, 2026. EPS was $1.20 versus $1.13 a year earlier; net income was $1,080,251. Total assets were $386.96M and deposits were $354.14M, up $22.6M (6.83%).
Capital remained strong: common equity Tier 1 and Tier 1 ratios 19.46%, total capital 20.32%, Tier 1 leverage 11.37%. Accumulated other comprehensive loss on securities was ~$23.9M. Quarterly dividend of $0.27 per share was paid.
Pinnacle Bancshares (OTCID: PCLB) announced a quarterly cash dividend of $0.27 per share, payable March 20, 2026 to shareholders of record on March 9, 2026. The dividend equals an annualized rate of $1.08 per share.
This distribution provides a clear cash return timetable for shareholders ahead of the March record date.
Pinnacle Bancshares (OTCID: PCLB) reported results for the fourth quarter and year ended December 31, 2025. Net income was $1.118M for Q4 2025 and $4.189M for full-year 2025 versus $1.038M and $4.066M in 2024. EPS was $1.24 for Q4 and $4.66 for the year. Total assets rose to $363.7M and deposits increased $13.3M (4.2%) year-over-year. Common equity rose to $22.65M and book value per share improved to $25.21 from $15.30. Capital ratios remain strong (CET1 and Tier 1 = 19.95%). Allowance for loan losses fell to 1.52% of loans; net charge-offs were $339k in 2025. Management expects sufficient liquidity and classifies the bank as well capitalized.
Pinnacle Bancshares (OTCBB: PCLB) declared a quarterly cash dividend of $0.27 per share. The dividend is payable December 19, 2025 to stockholders of record as of December 9, 2025. The quarterly payout equals an annualized rate of $1.08 per share. Contact: Joe Adams III, CFO, (205) 221-8866.
Pinnacle Bancshares (PCLB) reported third quarter 2025 results for the period ended September 30, 2025. Q3 EPS $1.19 vs $1.16 a year earlier; Q3 net income $1.069M vs $1.057M. Nine‑month EPS was $3.41 vs $3.33 and nine‑month net income was $3.071M vs $3.027M.
At September 30, 2025 total assets were $355.9M, deposits $325.8M (+2.4% vs Dec 31, 2024), and total stockholders’ equity rose to $20.764M from $13.861M. Book value per share increased to $23.11 from $15.30. Capital ratios remained strong (CET1 and Tier 1 = 20.32%).
The company reported an accumulated other comprehensive loss on AFS securities of $23.8M (improved from $28.7M at year‑end 2024) and nonperforming assets of $112k at quarter end.
Pinnacle Bancshares (OTCBB: PCLB) has announced a quarterly cash dividend of $0.27 per share, payable on September 19, 2025, to stockholders of record as of September 9, 2025. This quarterly dividend translates to an annualized rate of $1.08 per share, demonstrating the company's commitment to returning value to shareholders.
Pinnacle Bancshares (OTCBB:PCLB) reported its Q2 2025 financial results with net income of $984,000 ($1.10 per share), slightly down from $1,007,000 ($1.11 per share) in Q2 2024. For the first half of 2025, net income increased to $2,002,000 ($2.22 per share) from $1,970,000 ($2.17 per share) in the same period of 2024.
The bank maintained strong capital ratios, with a common equity Tier 1 capital ratio of 19.97% and a total capital ratio of 21.03%. Total deposits increased by $9.9 million (3%) compared to December 31, 2024. The bank reported no nonperforming assets and maintained an allowance for loan losses of 1.77% of total loans. A quarterly dividend of $0.27 per share was paid to shareholders.
The company recorded an accumulated other comprehensive loss of $26.6 million on securities available for sale due to rising interest rates, though management does not anticipate these losses to be permanent.
Pinnacle Bancshares (OTCBB: PCLB) has announced a quarterly cash dividend of $0.27 per share, as approved by its Board of Directors. The dividend will be paid on June 20, 2025, to stockholders of record as of June 9, 2025. This quarterly dividend translates to an annualized rate of $1.08 per share, demonstrating the company's commitment to providing regular returns to its shareholders.