Progressive Reports August 2025 Results
Progressive Corporation (NYSE:PGR) reported strong financial results for August 2025, with significant growth across key metrics. Net income surged 30% to $1.22 billion, while net premiums written increased 11% to $7.2 billion compared to August 2024.
The company demonstrated improved operational efficiency with a combined ratio of 83.1%, representing a 2.4 percentage point improvement year-over-year. Total policies in force grew 13% to 37.89 million, with particularly strong growth in Direct auto (18%) and Agency auto (14%) segments.
Progressive Corporation (NYSE:PGR) ha riportato solidi risultati finanziari per agosto 2025, registrando una crescita significativa in tutti gli indicatori principali. L’utile netto è salito del 30% a 1,22 miliardi di dollari, mentre i premi netti scritti sono aumentati dell’11% a 7,2 miliardi di dollari rispetto ad agosto 2024. L’azienda ha mostrato una maggiore efficienza operativa con un indice combinato di 83,1%, migliorando di 2,4 punti percentuali rispetto all’anno precedente. Le polizze totali in corso sono aumentate del 13% a 37,89 milioni, con una crescita particolarmente forte nei segmenti Direct auto (18%) e Agency auto (14%).
Progressive Corporation (NYSE:PGR) anunció sólidos resultados financieros para agosto de 2025, con un crecimiento significativo en los indicadores clave. El beneficio neto subió un 30% a 1,22 mil millones de dólares, mientras que las primas netas emitidas aumentaron un 11% a 7,2 mil millones de dólares respecto a agosto de 2024. La empresa mostró una mayor eficiencia operativa con un ratio combinado de 83,1%, mejorando 2,4 puntos porcentuales interanualmente. Las pólizas en vigor total aumentaron un 13% hasta 37,89 millones, con un crecimiento especialmente fuerte en los segmentos de Auto Directo (18%) y Auto de Agencia (14%).
Progressive Corporation (NYSE:PGR)은 2025년 8월의 강력한 재무실적을 보고했으며 핵심 지표 전반에서 상당한 성장을 보였습니다. 순이익은 30% 급등하여 12억2천만 달러에 이르렀고, 순 보험료는 11% 증가한 72억 달러에 달했습니다. 회사는 결합비율 83.1%로 운영 효율성을 개선했고, 전년 대비 2.4포인트 개선되었습니다. 발행 중인 전체 정책 수는 13% 증가한 3,789만 건으로 늘었으며, Direct 자동차 부문(18%)과 Agency 자동차 부문(14%)에서 특히 강한 성장세를 보였습니다.
Progressive Corporation (NYSE:PGR) a publié des résultats financiers solides pour août 2025, avec une croissance significative sur les indicateurs clés. Le résultat net a augmenté de 30% pour atteindre 1,22 milliard de dollars, tandis que les primes nettes écrites ont augmenté de 11% pour atteindre 7,2 milliards de dollars par rapport à août 2024. L’entreprise a démontré une amélioration de l’efficacité opérationnelle avec un ratio combiné de 83,1%, soit une amélioration de 2,4 points de pourcentage d’une année sur l’autre. Le nombre total de polices en vigueur a augmenté de 13% pour atteindre 37,89 millions, avec une croissance particulièrement forte dans les segments Auto Direct (18%) et Auto Agence (14%).
Progressive Corporation (NYSE:PGR) meldete für August 2025 solide Finanzergebnisse mit deutlichem Wachstum bei den wichtigsten Kennzahlen. Das Nettoeinkommen stieg um 30% auf 1,22 Milliarden USD, während die Nettoprämien, die geschrieben wurden um 11% auf 7,2 Milliarden USD zunahmen. Das Unternehmen zeigte eine verbesserte operative Effizienz mit einer Combined Ratio von 83,1%, was einer Verbesserung um 2,4 Prozentpunkte zum Vorjahr entspricht. Die gesamten Policen in Kraft wuchsen um 13% auf 37,89 Millionen, wobei insbesondere starkes Wachstum in den Segmenten Direct Auto (18%) und Agency Auto (14%) verzeichnet wurde.
Progressive Corporation (NYSE:PGR) أعلنت عن نتائج مالية قوية لشهر أغسطس 2025، مع نمو ملحوظ في المؤشرات الأساسية. ارتفع صافي الدخل بنسبة 30% ليصل إلى 1.22 مليار دولار، في حين زادت الأقساط المكتتبة الصافية بنسبة 11% لتصل إلى 7.2 مليار دولار مقارنةً بأغسطس 2024. أظهرت الشركة تحسيناً في الكفاءة التشغيلية بمعدل نسبة مدمجة قدره 83.1%، وهو تحسن بمقدار 2.4 نقطة مئوية على أساس سنوي. زادت عدد السياسات القائمة الإجمالة بنسبة 13% ليصل إلى 37.89 مليون، مع نمو قوي خصوصاً في قطاعات السيارات المباشرة (18%) والسيارات عبر الوكالة (14%).
Progressive Corporation (NYSE:PGR) 公布了2025年8月的强劲财务业绩，关键指标全面增长。净利润同比增长 30%，达到 12.2亿美元；净承保保费同比增长 11%，达到 72亿美元。公司展现出运营效率的提升，综合赔付率为 83.1%，同比改善 2.4个百分点。有效保单总数增长 13%，达到 3789万张，其中直达车险（18%）和代理车险（14%）的增长尤为强劲。
- None.
- Pretax net realized gains on securities decreased 25% to $78 million
Insights
Progressive delivers exceptional August results with 30% net income growth and improved combined ratio, demonstrating superior underwriting and continued market share gains.
Progressive's August performance demonstrates exceptional operational strength with
The standout metric is the combined ratio of 83.1%, improving 2.4 percentage points from last year's 85.5%. This figure represents elite-level underwriting discipline in the insurance industry, where anything below 95% is typically considered excellent. This improvement suggests Progressive is effectively managing risk while maintaining pricing adequacy.
Policy growth remains impressively balanced across segments. Direct auto showed the strongest expansion at
The one mixed signal is the
Progressive continues to outperform the broader insurance market with its ability to grow premiums (
MAYFIELD VILLAGE, OHIO, Sept. 17, 2025 (GLOBE NEWSWIRE) -- The Progressive Corporation (NYSE:PGR) today reported the following results for the month ended August 31, 2025:
| August | |||||||||
| (millions, except per share amounts and ratios; unaudited) | 2025 | 2024 | Change | ||||||
| Net premiums written | $ | 7,199 | $ | 6,507 | 11 | % | |||
| Net premiums earned | $ | 7,036 | $ | 5,968 | 18 | % | |||
| Net income | $ | 1,220 | $ | 935 | 30 | % | |||
| Per share available to common shareholders | $ | 2.07 | $ | 1.59 | 30 | % | |||
| Total pretax net realized gains (losses) on securities | $ | 78 | $ | 104 | (25 | ) | % | ||
| Combined ratio | 83.1 | 85.5 | (2.4 | ) | pts. | ||||
| Average diluted equivalent common shares | 588.1 | 587.6 | 0 | % | |||||
| August 31, | |||||||||
| (thousands; unaudited) | 2025 | 2024 | % Change | ||||||
| Policies in Force | |||||||||
| Personal Lines | |||||||||
| Agency – auto | 10,575 | 9,278 | 14 | ||||||
| Direct – auto | 15,524 | 13,132 | 18 | ||||||
| Special lines | 6,955 | 6,446 | 8 | ||||||
| Property | 3,639 | 3,430 | 6 | ||||||
| Total Personal Lines | 36,693 | 32,286 | 14 | ||||||
| Commercial Lines | 1,197 | 1,126 | 6 | ||||||
| Companywide | 37,890 | 33,412 | 13 | ||||||
See Progressive’s complete monthly earnings release for additional information.
About Progressive
Progressive Insurance® makes it easy to understand, buy and use car insurance, home insurance, and other protection needs. Progressive offers choices so consumers can reach us however it’s most convenient for them — online at progressive.com, by phone at 1-800-PROGRESSIVE, via the Progressive mobile app, or in-person with a local agent.
Progressive provides insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes; it is the second largest personal auto insurer in the country, a leading seller of commercial auto, motorcycle, and boat insurance, and one of the top 15 homeowners insurance carriers.
Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Price®, Snapshot®, and HomeQuote Explorer®.
The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, trade publicly at NYSE: PGR.
Company Contact:
Douglas S. Constantine
(440) 395-3707
investor_relations@progressive.com
The Progressive Corporation
300 North Commons Blvd.
Mayfield Village, Ohio 44143
http://www.progressive.com
Download PDF: Progressive August 2025 Complete Earnings Release
FAQ
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