Welcome to our dedicated page for Pagaya Technologies news (Ticker: PGY), a resource for investors and traders seeking the latest updates and insights on Pagaya Technologies stock.
Pagaya Technologies Ltd. develops AI-driven product solutions for the financial ecosystem, using machine learning, a data network, proprietary API integrations and capital solutions to support consumer credit products for partners, their customers and investors. Its recurring developments include lender and marketplace partnerships, embedded decisioning tools, personal loan and point-of-sale financing integrations, and updates on product adoption across its partner network.
Pagaya news also covers quarterly financial results, capital markets activity and asset-backed securitization transactions tied to personal loan, auto and point-of-sale programs. Additional company updates include investor events, senior leadership changes and disclosures related to funding strategy and disciplined risk management.
Pagaya (NASDAQ: PGY) closed PAID 2025-REV1, an inaugural $350 million revolving asset-backed securitization backed by consumer personal loans originated on Pagaya’s network.
The deal, completed with affiliates of 26North, features a 24-month revolving period that allows reinvestment as loans are repaid and establishes up to ~$700 million of flexible funding capacity over the life of the transaction. The structure is targeted to insurance capital and asset managers and is intended to supplement Pagaya’s public ABS platform and support onboarding of new lending partners across Personal Loan, Auto Loan, and Point of Sale Loan segments in 2026.
Pagaya (NASDAQ:PGY) said its management team will participate in multiple investor conferences in early 2026, giving investors opportunities to hear updates and management commentary.
- Needham Growth Conference — January 14, 2026, New York, NY
- Bank of America Financial Services Conference — February 10-11, 2026, Miami, FL
- Citizens JMP Technology Conference — March 3, 2026, San Francisco, CA
- Morgan Stanley TMT Conference — March 4-5, 2026, San Francisco, CA
Pagaya (NASDAQ: PGY) will release its fourth quarter and full year 2025 earnings on February 9, 2026. A conference call to discuss the results is scheduled the same day at 8:30 a.m. ET / 3:30 p.m. IST. Registration and live webcast details will be posted on Pagaya's investor website at investor.pagaya.com. A webcast replay will be available on the investor site after the call.
Achieve and Pagaya (NASDAQ: PGY) announced a partnership dated Dec 17, 2025 to expand consumer access to personal loans via Achieve's platform. Achieve will integrate Pagaya's AI-powered underwriting and data network to broaden credit access while serving as end-to-end servicer for the loans.
The collaboration will initially focus on personal-loan decisioning via Pagaya's API and consumer data set, with plans to explore prescreening, affiliate marketing, and additional lending products over time. Achieve highlights its recent adoption of FICO Score 10 T for richer borrower insights.
Pagaya (NASDAQ: PGY) closed PAID 2025-8, a $500 million AAA-rated personal loan asset-backed securitization, marking the eighth fully-prefunded PAID deal of 2025.
The transaction brings Pagaya's year-to-date personal loan ABS funding to approximately $5.4 billion and is the 19th deal across all asset classes. To date in 2025, 74 unique investors participated in the PAID platform and the company reports over 150 institutional investors across its programs.
Since 2018 Pagaya has completed 83 securitizations raising more than $34 billion to fund loans; the company currently funds just over $10 billion in loans and says it has seen a reduction in its cost of capital while broadening investor diversification.
Pagaya (NASDAQ: PGY) closed RPM 2025-6, a $400 million auto asset-backed securitization, marking another execution in its repeatable Auto ABS program.
Year to date the company has completed 18 ABS transactions totaling $7.6 billion across personal loans, auto, and point-of-sale, the largest annual ABS issuance in Pagaya’s history; management says pricing and investor demand supported the deal.
Pagaya (NYSE:PGY) said its management team will participate in two investor conferences in December 2025.
- UBS Technology Conference — Dec 3-4, 2025 in Scottsdale, AZ.
- Jefferies Specialty Finance Crossover Conference — Dec 11, 2025 in New York, NY.
No financial results or presentation times were disclosed in the announcement.
Pagaya (NASDAQ: PGY) reported record third-quarter 2025 results, raising full-year guidance for the third consecutive quarter.
Key third-quarter metrics: GAAP net income $23M (up $90M YoY), Adjusted EBITDA $107M (up 91% YoY), Total revenue and other income $350M (up 36% YoY), Network volume $2.8B (up 19% YoY), and FRLPC $139M (up 39% YoY). The company raised $500M in corporate debt, expanded a revolving credit facility to $132M, closed ABS transactions including a $300M POSH deal, and announced an inaugural Auto forward flow up to $500M, bringing forward flow and pass-through capacity to ~$5.5B since end of 2024.
Full-year 2025 outlook: Network volume $10.5B–$10.75B, Total revenue $1,300M–$1,325M, Adjusted EBITDA $372M–$382M, GAAP net income $72M–$82M.
Pagaya (NASDAQ: PGY) signed a forward flow agreement with Castlelake to sell up to $500 million of auto loans sourced through Pagaya’s platform, the companies said on November 3, 2025. This is Pagaya and Castlelake’s first auto forward flow transaction and expands their relationship to two asset classes: personal loans and auto loans. The deal aims to accelerate Pagaya’s auto lending platform, complement its AAA-rated auto ABS program, and diversify funding to support Pagaya’s self-funded growth model across 31 lending partners.
Pagaya (NYSE:PGY) announced that its management team will participate in three investor conferences in November 2025: the KBW FinTech Payments Conference on November 12, 2025 in New York, and both Citi’s 14th Annual FinTech Conference and the Stephens Annual Investment Conference | NASH2025 on November 18, 2025 in New York and Nashville, respectively.
The appearances are investor-facing presentations and provide opportunities for management to discuss strategy and recent developments with attendees and investors.