PARKE BANCORP, INC. ANNOUNCES FOURTH QUARTER 2025 EARNINGS

Rhea-AI Summary

Parke Bancorp (NASDAQ:PKBK) reported fourth-quarter and full-year 2025 results for the period ended December 31, 2025. Q4 net income was $11.1 million ($0.93 diluted), up versus Q4 2024, driven by a 39.7% increase in net interest income to $21.8 million. Fiscal 2025 net income was $37.8 million ($3.16 diluted), up 37.3% year-over-year. Total assets rose to $2.25 billion, gross loans to $2.04 billion (+8.9% YoY), and total deposits to $1.80 billion (+7.8% YoY). Provision for credit losses increased to $2.5 million for 2025 and non-interest income declined 20.8% year-over-year.

Positive

• Net income +37.3% year-over-year to $37.8 million (FY2025)
• Net interest income +30.2% year-over-year to $76.5 million (FY2025)
• Total loans +8.9% to $2.04 billion at Dec 31, 2025
• Total deposits +7.8% to $1.80 billion at Dec 31, 2025

Negative

• Non-interest income -20.8% year-over-year to $3.4 million (FY2025)
• Provision for credit losses increased $1.8 million to $2.5 million (FY2025)
• Deposits from cannabis-related businesses down $90.0 million to $61.9 million

Key Figures

Q4 2025 Net Income: $11.1M Q4 2025 Revenue: $38.2M FY 2025 Net Income: $37.8M +5 more

8 metrics

Q4 2025 Net Income $11.1M Quarter ended December 31, 2025; up 49.9% vs Q4 2024

Q4 2025 Revenue $38.2M Quarter ended December 31, 2025; up 2.3% vs Q3 2025

FY 2025 Net Income $37.8M Fiscal year ended December 31, 2025; up 37.3% vs 2024

Q4 2025 Net Interest Income $21.8M Three months ended December 31, 2025; up 39.7% vs 2024 period

Total Assets $2.25B Balance at December 31, 2025; up 5.0% from December 31, 2024

Total Loans $2.04B Balance at December 31, 2025; up 8.9% from December 31, 2024

Total Deposits $1.80B Balance at December 31, 2025; up 7.8% from December 31, 2024

Nonperforming Loans $10.8M (0.53% of loans) As of December 31, 2025; down from $11.8M in 2024

Market Reality Check

Price: $26.43 Vol: Volume 86,930 is 1.43x th...

normal vol

$26.43 Last Close

Volume Volume 86,930 is 1.43x the 20-day average of 60,905, indicating elevated interest ahead of the report. normal

Technical PKBK traded above its 200-day MA, with price at $26.36 versus the $21.44 200-day average, reflecting a pre-existing uptrend into these strong results.

Peers on Argus

PKBK’s move came alongside gains in regional peers, with FDBC up 4.48%, NECB up ...

PKBK’s move came alongside gains in regional peers, with FDBC up 4.48%, NECB up 3.07%, TSBK up 3.94%, FRST up 2.23%, and JMSB up 4.7%, indicating a broader positive bid in regional banks.

Historical Context

3 past events · Latest: Dec 17 (Positive)

Pattern 3 events

Date	Event	Sentiment	Move	Catalyst
Dec 17	Dividend announcement	Positive	+0.6%	Board declared a $0.18 per share cash dividend with January payment.
Oct 22	Earnings report	Positive	+3.4%	Q3 2025 net income and net interest income rose strongly year-over-year.
Sep 17	Dividend announcement	Positive	+1.5%	Company declared a quarterly $0.18 per share cash dividend.

Pattern Detected

Recent positive dividends and earnings headlines have been followed by modestly positive one-day returns, suggesting a pattern of constructive but measured reactions to good news.

Recent Company History

Over the last few quarters, Parke Bancorp has consistently reported improving fundamentals. Q1–Q3 2025 earnings showed rising net income, expanding net interest income, and strong asset quality. Dividend announcements on Sep 17, 2025 and Dec 17, 2025 reinforced a capital return story, each followed by small positive price moves. Today’s Q4 and full-year 2025 results, highlighting higher profitability and balance-sheet growth, extend this trajectory of operational improvement and shareholder-friendly actions.

Market Pulse Summary

This announcement details robust Q4 and full-year 2025 performance, including higher net income, str...

Analysis

This announcement details robust Q4 and full-year 2025 performance, including higher net income, stronger net interest income, and growth in loans and deposits, alongside stable asset quality metrics like low nonperforming loans and a solid allowance for credit losses. Historical earnings releases in 2025 also showed improving efficiency ratios and balance-sheet strength. Investors may monitor future credit provisioning, expense trends, and the interest-rate environment as key factors influencing how these results translate into longer-term performance.

Key Terms

provision for credit losses, non-interest income, non-interest expense, nonperforming loans, +3 more

7 terms

provision for credit losses financial

"The Company recorded a provision for credit losses of $0.5 million..."

Provision for credit losses is an amount set aside by a financial institution to cover potential future losses from borrowers who may not repay their loans. It acts like a safety net, helping the institution manage risks and stay financially healthy. For investors, it signals how cautious a lender is about potential loan defaults and can impact the company's profitability and financial stability.

non-interest income financial

"Non-interest income decreased $0.2 million, or 19.2%, to $0.9 million..."

Non-interest income is the money a bank or financial company earns from activities other than charging interest on loans, such as service fees, account charges, trading gains, and income from managing client investments. For investors, it matters because it diversifies a firm’s revenue stream—like a store that sells both products and offers repair services—making profits less tied to lending rates and helping stability when interest-driven income falls.

non-interest expense financial

"Non-interest expense increased $0.7 million, or 10.8%, to $7.6 million..."

Costs a company incurs that are not related to paying or earning interest, such as wages, rent, utilities, marketing, professional fees and equipment depreciation. Investors watch these expenses because they directly reduce operating profit and reveal how efficiently a business runs—like comparing household bills aside from mortgage interest to see where you can cut costs and improve savings.

nonperforming loans financial

"Nonperforming loans at December 31, 2025 decreased to $10.8 million..."

Nonperforming loans are loans on which borrowers have stopped making the scheduled interest or principal payments for an extended period (commonly 90 days or more) or are otherwise in serious danger of default. Think of them as IOUs that aren’t being repaid: they tie up a lender’s money, reduce future interest income, and force the lender to hold extra reserves or take losses. For investors, a rising share of nonperforming loans signals weakening credit quality, higher potential losses, and greater risk to a bank’s profitability and capital.

allowance for credit losses financial

"The allowance for credit losses was $34.6 million at December 31, 2025..."

Allowance for credit losses is a reserve set aside by a financial institution to cover potential losses from borrowers who may not repay their loans. It acts like a safety net, helping the institution prepare for loans that might turn sour. For investors, it signals how cautious the institution is about the quality of its loans and potential risks to its financial health.

return on average assets financial

"Return on Average Assets strengthened to 1.77%..."

Return on average assets (ROAA) measures how efficiently a company turns its assets into profit by comparing profit after expenses to the average value of its assets over a period (usually the average of beginning and ending assets). It matters to investors because it shows how well management uses the company’s resources to generate returns—think of it as how much profit a baker earns from the oven space they actually used over time.

return on average common equity financial

"Return on Average Common Equity increased to 12.07%..."

Return on average common equity measures how much profit a company generates for regular shareholders compared with the typical amount of their invested capital over a period. Think of it as the crop yield from an average-sized field: higher values mean the company is using shareholders’ money more efficiently to produce earnings, which helps investors compare profitability and management performance across firms and time.

AI-generated analysis. Not financial advice.

Highlights:
Net Income:	$11.1 million for Q4 2025, increased 4.3% from Q3 2025
Revenue:	$38.2 million for Q4 2025, increased 2.3% over Q3 2025
Total Assets:	$2.25 billion, increased 5.0% from December 31, 2024
Total Loans:	$2.04 billion, increased 8.9% from December 31, 2024
Total Deposits:	$1.76 billion, increased 7.8% from December 31, 2024

WASHINGTON TOWNSHIP, N.J., Jan. 22, 2026 /PRNewswire/ -- Parke Bancorp, Inc. ("Parke Bancorp" or the "Company") (NASDAQ: "PKBK"), the parent company of Parke Bank (the "Bank"), announced its operating results for the quarter and fiscal year ended December 31, 2025.

Highlights for the fourth quarter and year ended December 31, 2025:

• Net income available to common shareholders was $11.1 million, or $0.94 per basic common share and $0.93 per diluted common share, for the three months ended December 31, 2025, an increase of $3.7 million, or 49.9%, compared to net income available to common shareholders of $7.4 million, or $0.62 per basic common share and $0.61 per diluted common share, for the three months ended December 31, 2024. The increase is primarily driven by a $6.2 million increase in net interest income, partially offset by a $0.4 million increase in provision for credit losses, and a $0.7 million increase in non-interest expense.
• Net interest income increased 39.7% to $21.8 million for the three months ended December 31, 2025, compared to $15.6 million for the same period in 2024.
• The Company recorded a provision for credit losses of $0.5 million for the three months ended December 31, 2025, compared to a provision for credit losses of $0.2 million for the same period in 2024.
• Non-interest income decreased $0.2 million, or 19.2%, to $0.9 million for the three months ended December 31, 2025, compared to $1.1 million for the same period in 2024.
• Non-interest expense increased $0.7 million, or 10.8%, to $7.6 million for the three months ended December 31, 2025, compared to $6.9 million for the same period in 2024.
• Net income available to common shareholders was $37.8 million, or $3.20 per basic common share and $3.16 per diluted common share, for the fiscal year ended December 31, 2025, an increase of $10.3 million, or 37.3%, compared to net income available to common shareholders of $27.5 million, or $2.30 per basic common share and $2.27 per diluted common share, for the fiscal year ended December 31, 2024. The increase was primarily due to a $17.8 million increase in net interest income, partially offset by a $1.8 million increase in the provision for credit losses, a $0.9 million decrease in non-interest income, and a $2.0 million increase in non-interest expense.
• Net interest income increased 30.2% to $76.5 million for the fiscal year ended December 31, 2025, compared to $58.7 million for the fiscal year ended December 31, 2024.
• Provision for credit losses increased $1.8 million to $2.5 million for the fiscal year ended December 31, 2025, compared to a provision for credit losses of $0.7 million for the fiscal year ended December 31, 2024.
• Non-interest income decreased $0.9 million, or 20.8%, to $3.4 million for the fiscal year ended December 31, 2025, compared to $4.3 million for the fiscal year ended December 31, 2024.
• Non-interest expense increased $2.0 million, or 7.7%, to $28.0 million, for the fiscal year ended December 31, 2025, compared to $26.0 million for the fiscal year ended December 31, 2024.

The following is a recap of the significant items that impacted the fourth quarter of 2025 and the fiscal year ended December 31, 2025:

Interest income increased $4.0 million for the fourth quarter of 2025 compared to the fourth quarter of 2024, primarily due to an increase in interest and fees on loans of $5.2 million to $36.0 million, due to higher average outstanding loan balances and higher interest rates. The increase in interest income during the fourth quarter of 2025 was partially offset by a decrease in interest earned on average deposits held at the Federal Reserve Bank ("FRB") of $1.1 million, to $1.1 million, from $2.2 million in the fourth quarter of 2024. The decrease was due to lower cash balances held at the FRB and lower interest rates earned on those balances. For the year ended December 31, 2025, interest income increased $17.6 million, or 14.0%, from the fiscal year ended December 31, 2024, primarily driven by an increase in interest and fees on loans of $17.4 million, due to higher average outstanding loan balances and higher interest rates, as well as an increase in interest earned on average deposits held at the FRB of $0.3 million.

Interest expense decreased $2.2 million for the three months ended December 31, 2025, compared to the same period in 2024, primarily due to lower market interest rates, as well as a change in the deposit mix with a reduction in higher cost money market deposits and an increase in interest checking deposits. For the year ended December 31, 2025, interest expense decreased $0.2 million compared to the fiscal year ended December 31, 2024, primarily due to lower market interest rates, as well as a change in the deposit and debt mix.

The provision for credit losses increased $0.4 million for the three months ended December 31, 2025, compared to the same period in 2024, as a result of an increase in outstanding loan balances, partially offset by a decrease in vintage and qualitative loss rates. For the year ended December 31, 2025, the provision for credit losses increased $1.8 million from the fiscal year ended December 31, 2024 due to an increase in outstanding loan balances, partially offset by a decrease in vintage and qualitative loss rates.

Non-interest income decreased $0.2 million for the three months ended December 31, 2025 compared to the same period in 2024, primarily as a result of a decrease in other income of $0.2 million.  For the year ended December 31, 2025, non-interest income decreased $0.9 million compared to the fiscal year ended December 31, 2024, primarily driven by a decrease in other income of $0.6 million, a decrease in loan fees of $0.2 million, and a decrease in service fees on deposit accounts of $0.2 million. The decrease in other income during the year ended December 31, 2025, was primarily attributable to a decrease in one-time insurance payments and settlements received in 2024.

Non-interest expense increased $0.7 million for the three months ended December 31, 2025 compared to the same period in 2024, primarily driven by an increase in other operating expense of $0.3 million, OREO expense of $0.3 million, and compensation and benefits expense of $0.1 million.  For the fiscal year ended December 31, 2025, non-interest expense increased $2.0 million, primarily due to an increase in professional services of $0.7 million, an increase in compensation and benefits expense of $0.5 million, and an increase in other operating expense of $0.5 million, partially offset by a decrease in OREO expense of $0.2 million.  The increase in professional services during the year ended December 31, 2025, was primarily due to a $0.6 million increase in legal fees.  The increase in compensation and benefits expense was primarily due to an increase in salaries of $0.4 million, and a $0.1 million decrease in deferred loan origination costs attributable to a reduction in the number of loans originated.

Income tax expense increased $1.2 million for the three months ended December 31, 2025 compared to the same period in 2024. For the year ended December 31, 2025, income tax expense increased $2.8 million compared to the fiscal year ended December 31, 2024. The effective tax rate for the fourth quarter of 2025 and the year ended December 31, 2025 was 24.1% and 23.5%, respectively, compared to 23.9% and 24.2% for the same periods in 2024.

December 31, 2025 discussion of financial condition

• Total assets increased to $2.25 billion at December 31, 2025, from $2.14 billion at December 31, 2024, an increase of $107.2 million, or 5.0%.
• Cash and cash equivalents totaled $156.9 million at December 31, 2025, as compared to $221.5 million at December 31, 2024.
• The investment securities portfolio decreased to $13.5 million at December 31, 2025, from $14.8 million at December 31, 2024, a decrease of $1.2 million, or 8.4%, primarily due to pay downs of securities.
• Gross loans increased to $2.04 billion at December 31, 2025, from $1.87 billion at December 31, 2024, an increase of $167.1 million or 8.9%. The increase in loans was primarily due to an increase in the CRE non-owner occupied loan portfolio of $112.9 million, an increase in the construction portfolio loan balance of $64.4 million, and an increase in the CRE owner occupied loan portfolio balance of $22.7 million, partially offset by a decrease in the residential 1 - 4 family investment portfolio balance of $29.6 million.
• Nonperforming loans at December 31, 2025 decreased to $10.8 million, representing 0.53% of total loans, a decrease of $1.0 million, from $11.8 million of nonperforming loans at December 31, 2024. The decrease was primarily driven by a $1.5 million decrease in the CRE non-owner occupied loan portfolio, partially offset by a $0.3 million increase in the residential - 1 - 4 family portfolio, and a $0.1 million increase in the consumer portfolio. OREO at December 31, 2025 was $2.9 million, an increase of $1.3 million, from $1.6 million at December 31, 2024. Nonperforming assets (consisting of nonperforming loans and OREO) represented 0.61% and 0.62% of total assets at December 31, 2025 and December 31, 2024, respectively. Loans past due 30 to 89 days were $3.5 million at December 31, 2025, an increase of $2.0 million from December 31, 2024.
• The allowance for credit losses was $34.6 million at December 31, 2025, as compared to $32.6 million at December 31, 2024. The ratio of the allowance for credit losses to total loans was 1.70% and 1.74% at December 31, 2025 and at December 31, 2024, respectively. The ratio of allowance for credit losses to non-performing loans was 321.0% at December 31, 2025, compared to 276.5%, at December 31, 2024.
• Total deposits were $1.80 billion at December 31, 2025, up from $1.63 billion at December 31, 2024, an increase of $127.6 million or 7.8% compared to December 31, 2024. The increase in deposits was attributed to an increase in money market deposits of $130.5 million, interest checking deposits of $49.4 million, and non-interest checking of $12.5 million, partially offset by a decrease in brokered time deposits of $41.9 million, time deposits of $11.4 million, and savings deposits of $11.4 million. Brokered interest checking deposits, included in the above balances, increased $45.0 million at December 31, 2025, from zero at December 31, 2024. Deposits from our cannabis related businesses decreased $90.0 million to $61.9 million at December 31, 2025, compared to $151.9 million at December 31, 2024.
• Total borrowings decreased $44.9 million during the twelve months ended December 31, 2025, to $143.4 million at December 31, 2025 from $188.3 million at December 31, 2024, primarily due to the repayment of $30.0 million of subordinated debt, and a decrease of $15.0 million in Federal Home Loan Bank of New York ("FHLBNY") advances.
• Total equity increased to $324.5 million at December 31, 2025, up from $300.1 million at December 31, 2024, an increase of $24.4 million, or 8.1%, primarily due to the retention of earnings, partially offset by the payment of $8.5 million of cash dividends, and the repurchase of Company common stock of $6.5 million.

CEO outlook and commentary

Vito S. Pantilione, President and Chief Executive Officer of Parke Bancorp, Inc. and Parke Bank, provided the following statement:

"2025 was a challenging year, an outcome that is not unusual when a new President takes office. Donald Trump was sworn in for his second term as President of the United States and immediately set an aggressive pace. Significant policy shifts were enacted early, including new tariffs, expanded gas drilling, strengthened border protection measures, and renewed efforts to address illegal immigration. Tensions also emerged between the Administration and Federal Reserve Chairman Jerome Powell, with the Administration pushing for faster rate cuts while the Fed adopted a more cautious 'wait‑and‑see' approach."

"The geopolitical landscape shifted quickly as well. Major diplomatic efforts were launched to advance peace in the Middle East, and repeated, though ultimately unsuccessful, attempts were made to bring an end to the Russia–Ukraine war. These and other factors contributed to the heightened volatility that defined 2025."

"Despite this environment, 2025 was a good year for Parke Bank. Net income available to common shareholders rose 37.3% over 2024, reaching $37.8 million, or $3.16 per diluted common share. This performance was driven by increased net interest income and continued disciplined expense management, resulting in an improved Cost Efficiency Ratio of 35.03%. Return on Average Assets strengthened to 1.77%, while Return on Average Common Equity increased to 12.07% at December 31, 2025."

"Total loans grew 8.9% over 2024, ending the year at $2.04 billion. This growth was supported by a $2.1 million increase in the allowance for credit losses. Asset quality remains a primary focus: nonperforming loans decreased by $1 million year‑over‑year as of December 31, 2025, and the allowance for credit losses stood at 1.7% of total loans."

"Looking ahead, uncertainty surrounding interest rates is expected to continue into 2026, with unusually diverse viewpoints emerging among Federal Reserve Board members regarding the future direction of rates. Our balance sheet is structured to remain nimble and responsive to changes in the interest rate environment. Strong earnings, robust shareholder equity, and disciplined expense control, position the Company to monitor market conditions carefully and act quickly to capitalize on emerging opportunities, while continuing to operate a safe, sound, and resilient financial institution."

Forward Looking Statement Disclaimer

This release may contain forward-looking statements. Such forward-looking statements are subject to risks and uncertainties which may cause actual results to differ materially from those currently anticipated due to a number of factors; our ability to maintain strong capital, strong asset quality and strong reserves; our ability to remain nimble and responsive to changes in the rate environment; our ability to generate strong earnings with increased interest income and net interest income; our ability to continue the financial strength and growth of our Company and Parke Bank; our ability to continue to increase shareholders' equity, maintain good credit quality; our ability to be well structured to face challenging economic conditions; our ability to ensure that our loan loss provision is well positioned for the future; our ability to continue to reduce our nonperforming loans and delinquencies and the expenses associated with them; our ability to realize a high recovery rate on disposition of troubled assets; our ability to continue to pay a dividend in the future; our ability to enhance shareholder value in the future; our ability to continue growing our Company, our earnings and shareholders' equity; and our ability to continue to grow our loan portfolio; the possibility of additional corrective actions or limitations on the operations of Parke Bancorp, Inc. and Parke Bank being imposed by banking regulators, therefore, readers should not place undue reliance on any forward-looking statements. Parke Bancorp, Inc. does not undertake, and specifically disclaims, any obligations to publicly release the results of any revisions that may be made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such circumstance.

(PKBK-ER)

 

Financial Supplement:   Table 1: Condensed Consolidated Balance Sheets (Unaudited)
Parke Bancorp, Inc. and Subsidiaries Condensed Consolidated Balance Sheets
		December 31,				December 31,
		2025				2024
		(Dollars in thousands)
Assets
Cash and cash equivalents		$	156,863			$	221,527
Investment securities			13,523				14,760
Loans, net of unearned income			2,035,227				1,868,153
Less: Allowance for credit losses			(34,649)				(32,573)
Net loans			2,000,578				1,835,580
Premises and equipment, net			5,506				5,316
Bank owned life insurance (BOLI)			35,320				29,070
Other assets			37,646				35,983
Total assets		$	2,249,436			$	2,142,236
Liabilities and Equity
Non-interest bearing deposits		$	196,506			$	184,037
Interest bearing deposits			1,562,163				1,447,013
FHLBNY borrowings			130,000				145,000
Subordinated debentures			13,403				43,300
Other liabilities			22,846				22,813
Total liabilities			1,924,918				1,842,163
Total shareholders' equity			324,518				300,073
Total liabilities and shareholders' equity		$	2,249,436			$	2,142,236

 

Table 2: Consolidated Income Statements (Unaudited)
		For the Three Months Ended December 31, 2025								For the Twelve Months Ended December 31,
		2025				2024				2025				2024
		(Dollars in thousands, except per share data)
Interest income:
Interest and fees on loans		$	36,047			$	30,857			$	135,189			$	117,834
Interest and dividends on investments			183				281				921				1,042
Interest on deposits with banks			1,068				2,188				6,567				6,237
Total interest income			37,298				33,326				142,677				125,113
Interest expense:
Interest on deposits			14,151				15,189				59,848				57,312
Interest on borrowings			1,331				2,518				6,371				9,093
Total interest expense			15,482				17,707				66,219				66,405
Net interest income			21,816				15,619				76,458				58,708
Provision for credit losses			546				182				2,484				728
Net interest income after provision for credit losses			21,270				15,437				73,974				57,980
Non-interest income
Service fees on deposit accounts			308				328				1,232				1,387
Other loan fees			166				231				676				849
Bank owned life insurance income			233				167				740				655
Other			212				412				759				1,410
Total non-interest income			919				1,138				3,407				4,301
Non-interest expense
Compensation and benefits			3,441				3,302				13,314				12,768
Professional services			1,173				1,089				3,428				2,730
Occupancy and equipment			708				655				2,760				2,598
Data processing			270				389				1,544				1,366
FDIC insurance and other assessments			359				333				1,449				1,306
OREO expense			330				59				649				835
Other operating expense			1,310				1,023				4,830				4,381
Total non-interest expense			7,591				6,850				27,974				25,984
Income before income tax expense			14,598				9,725				49,407				36,297
Income tax expense			3,514				2,327				11,632				8,785
Net income attributable to Company			11,084				7,398				37,775				27,512
Less: Preferred stock dividend			(5)				(5)				(20)				(20)
Net income available to common shareholders		$	11,079			$	7,393			$	37,755			$	27,492
Earnings per common share
Basic		$	0.94			$	0.62			$	3.20			$	2.30
Diluted		$	0.93			$	0.61			$	3.16			$	2.27
Weighted average common shares outstanding
Basic			11,728,393				11,937,412				11,794,531				11,954,483
Diluted			11,918,246				12,153,318				11,972,022				12,139,451

 

Table 3: Operating Ratios
		Three months ended								Twelve Months Ended December 31,
		December 31,								December 31,
		2025				2024				2025				2024
Return on average assets			2.04	%			1.41	%			1.77	%			1.38	%
Return on average common equity			13.69	%			9.82	%			12.07	%			9.36	%
Interest rate spread			3.21	%			2.01	%			2.70	%			1.94	%
Net interest margin			4.09	%			3.02	%			3.64	%			3.00	%
Efficiency ratio*			33.39	%			40.88	%			35.03	%			41.24	%

* Efficiency ratio is calculated using non-interest expense divided by the sum of net interest income and non-interest income.

 

Table 4: Asset Quality Data
	December 31,			December 31,
	2025			2024
	(Amounts in thousands except ratio data)
Allowance for credit losses	$	34,649		$	32,573
Allowance for credit losses to total loans		1.70	%		1.74	%
Allowance for credit losses to non-accrual loans		321.00	%		276.46	%
Non-accrual loans	$	10,793		$	11,782
OREO	$	2,862		$	1,562

 

View original content:https://www.prnewswire.com/news-releases/parke-bancorp-inc-announces-fourth-quarter-2025-earnings-302666847.html

SOURCE Parke Bancorp, Inc.

FAQ

What were Parke Bancorp's Q4 2025 net income and EPS (PKBK)?

Q4 2025 net income available to common shareholders was $11.1 million, or $0.93 diluted per share.

How did Parke Bancorp's fiscal 2025 net income compare to 2024 (PKBK)?

Fiscal 2025 net income rose 37.3% to $37.8 million versus fiscal 2024.

How much did Parke Bancorp's loans and deposits change by Dec 31, 2025 (PKBK)?

Gross loans increased 8.9% to $2.04 billion; total deposits increased 7.8% to $1.80 billion.

What drove Parke Bancorp's earnings improvement in 2025 (PKBK)?

Earnings were primarily driven by higher net interest income from larger loan balances and higher rates.

Did Parke Bancorp's non-interest income or expenses change materially in 2025 (PKBK)?

Non-interest income fell 20.8% to $3.4 million; non-interest expense rose modestly to $28.0 million for 2025.

What credit metrics should investors note for Parke Bancorp at Dec 31, 2025 (PKBK)?

Allowance for credit losses was $34.6 million (1.70% of loans); nonperforming loans were $10.8 million (0.53% of loans).