PNC Launches Monthly Consumer Health Check to Deliver Real-Time Pulse on U.S. Spending and the Economy

PNC (NYSE: PNC) launched the PNC Monthly Consumer Health Check on Feb. 13, 2026, a monthly series using proprietary, anonymized and aggregated data to deliver a real-time view of U.S. consumer activity and the broader economy.

Rhea-AI Summary

PNC (NYSE: PNC) launched the PNC Monthly Consumer Health Check on Feb. 13, 2026, a monthly series using proprietary, anonymized and aggregated data to deliver a real-time view of U.S. consumer activity and the broader economy.

Reports cover spending momentum, category breakouts (essentials, discretionary, emerging trends), and household financial posture such as deposit balances and cash-flow cushions.

Argus Feb 13 session

-0.16% close to close Open Argus

Details

News Market Reaction – PNC

On Feb 13, the day this news came out, PNC closed 0.16% below the previous close.

Data tracked by StockTitan Argus for the Feb 13 session.

Market Context

This announcement introduces a monthly, data-driven view into U.S. consumer health using PNC’s propr...

Analysis

This announcement introduces a monthly, data-driven view into U.S. consumer health using PNC’s proprietary, anonymized transaction and balance information. It extends a recent string of initiatives aimed at deepening client insight and engagement. Investors may track how the series supports PNC’s advisory, wealth, and economic research positioning alongside previously reported record 2025 revenue of $23.10 billion and strong capital metrics.

Historical Context

5 past events · Latest: Feb 11

5 events

1. Feb 11

   Wealth product launch

   24h Move

   -2.0%

   Introduced PNC Premier Client service targeting mass affluent households.

2. Jan 30

   Philanthropic grant

   24h Move

   -0.5%

   PNC Foundation granted $2M for Pittsburgh snow removal equipment.

3. Jan 27

   Conference appearance

   24h Move

   +1.3%

   CFO scheduled to discuss performance and strategy at industry conference.

4. Jan 22

   Digital brokerage launch

   24h Move

   -1.6%

   Enabled online brokerage account opening within PNC Wealth platform.

5. Jan 16

   Earnings report

   24h Move

   +3.8%

   Reported record 2025 revenue and solid capital metrics with dividend.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

ai

1 terms

ai technical

"emerging spending trends like gambling and AI.Household Financial Posture"

Artificial intelligence (AI) is technology that enables machines to mimic human thinking and learning, allowing them to analyze information, recognize patterns, and make decisions. For investors, AI matters because it can improve how businesses operate, create new products, or identify opportunities faster and more accurately than humans alone, potentially impacting company success and market trends.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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PITTSBURGH, Feb. 13, 2026 /PRNewswire/ -- The PNC Financial Services Group, Inc. (NYSE: PNC) today announced the launch of the PNC Monthly Consumer Health Check, a new series of concise, data‑driven updates that leverages PNC's proprietary, anonymized and aggregated data to provide a real‑time view of consumer activity and the broader U.S. economy. The new report, available now, will publish monthly, offering timely insights to business leaders, investors and households navigating an evolving economic landscape.

Drawing on indicators such as consumer spending trends, transaction volumes, savings and cash‑flow patterns, and employment trends, the PNC Monthly Consumer Health Check aims to translate rapid-cycle data into actionable context for decision‑makers.

"PNC's national footprint gives us a powerful, real‑time lens into the financial lives of American consumers," said Alex Overstrom, head of Retail Banking at PNC. "The Monthly Consumer Health Check harnesses that scale to turn high‑frequency data into meaningful insights on consumer behavior."

"Using proprietary, real-time data, the Consumer Health Check provides a clearer lens on consumer spending and the broader economy," said Gagan Singh, PNC chief investment officer and head of Economics. "That information edge helps our clients translate fast-moving economic signals into better investment decisions."

What's Inside the Monthly Consumer Health Check

• Headline Consumer Activity: A concise gauge of month‑over‑month momentum in household spending.
• Category Breakouts: Trends across essentials (e.g., groceries, fuel), discretionary (e.g., dining, travel) and emerging spending trends like gambling and AI.
• Household Financial Posture: Read‑outs on deposit balances, cash‑flow cushions and payment behaviors that indicate resilience or stress.
• Forward Look: Brief commentary from PNC economists and investment professionals on near‑term implications for growth, inflation and risk assets.

Methodology and Privacy

• The PNC Monthly Consumer Health Check is produced by aggregating and anonymizing internal data sources, applying robust privacy safeguards, and seasonal and calendar adjustments where appropriate. The index and sub‑series are benchmarked to a neutral base period to make month‑to‑month changes easier to interpret. No personally identifiable information is accessed or shared at any point in the process.

The PNC Financial Services Group, Inc. is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. For information about PNC, visit www.pnc.com.

CONTACT
Kristen Pillitteri
(412) 762-5830
kristen.pillitteri@pnc.com

 

View original content to download multimedia:https://www.prnewswire.com/news-releases/pnc-launches-monthly-consumer-health-check-to-deliver-real-time-pulse-on-us-spending-and-the-economy-302687129.html

SOURCE The PNC Financial Services Group, Inc.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What is the PNC Monthly Consumer Health Check announced Feb. 13, 2026 by PNC?

It is a monthly, data-driven report delivering a real-time view of U.S. consumer activity. According to the company, it uses proprietary, anonymized and aggregated transaction and deposit data to show spending momentum, category trends, and household financial posture for investors and business leaders.

How often will PNC publish the Monthly Consumer Health Check (NYSE: PNC)?

PNC will publish the Monthly Consumer Health Check once per month on an ongoing basis. According to the company, each issue provides concise, rapid-cycle updates on spending, transaction volumes, savings, cash-flow patterns, and employment trends for timely decision-making.

What specific metrics does PNC include in the Monthly Consumer Health Check (PNC)?

The report includes month-over-month consumer activity, category breakouts, and household financial posture metrics. According to the company, indicators cover essentials and discretionary spending, emerging trends like AI-related spending, deposit balances, cash-flow cushions, and payment behaviors.

Who should use the PNC Monthly Consumer Health Check (NYSE: PNC) and why?

Business leaders, investors, and households should use it for faster insight into consumer behavior and economic signals. According to the company, the real-time, high-frequency data helps translate shifting consumer patterns into actionable context for investment and operational decisions.