Welcome to our dedicated page for Pinnacle Ban Ord news (Ticker: PPBN), a resource for investors and traders seeking the latest updates and insights on Pinnacle Ban Ord stock.
Pinnacle Bankshares Corporation (OTCQX: PPBN) is the one-bank holding company for First National Bank, a locally managed community banking organization serving Central and Southern Virginia. The company’s news flow is centered on its financial performance, dividend policy, and expansion of its community banking footprint.
Regular earnings releases provide detail on net income, return on average assets and equity, net interest income, net interest margin, provision for credit losses, noninterest income, and noninterest expense. These updates also describe trends in loans, deposits, securities, liquidity ratios, and capital ratios, as well as commentary from management on asset quality, funding, and profitability.
Investors following PPBN news will also see a series of dividend announcements, where the Board of Directors declares quarterly cash dividends. Recent releases highlight consecutive quarters of dividend payments and incremental increases in the per-share dividend amount, along with management’s explanation of how these dividends relate to the company’s financial results.
Another recurring theme in the company’s news is market expansion and branch activity. The bank has reported opening a loan production office and a full-service branch in the South Boston area of Halifax County and has described hiring an experienced team of bankers for this market. Updates also mention investments in facilities, core operating systems, and personnel to support growth.
Because these releases combine quantitative data with management discussion of liquidity, capital, and asset quality, the PPBN news page is a useful resource for readers who want to track how a regional community bank holding company is managing its balance sheet, earnings, and shareholder distributions over time.
Pinnacle Bankshares Corporation (OTCQX: PPBN) declared a quarterly cash dividend of $0.28 per share, payable March 6, 2026, to shareholders of record February 20, 2026. The dividend matches the prior quarter and is the 54th consecutive quarterly dividend.
The Board also approved a stock repurchase plan authorizing repurchases of up to $3,500,000 of common shares through December 31, 2026; repurchases may occur via open market, block trades, private purchases or Rule 10b5-1 plans and may be suspended or modified.
Pinnacle Bankshares (OTCQX:PPBN) reported record full-year 2025 net income of $10.77M (+17% YoY) and Q4 net income of $2.83M. Net interest income rose 13% to $40.12M with NIM expanding to 4.09%. Loans grew 4% to $740.33M, securities fell 13% to $152.45M, and year-end cash totaled $122.26M. The company paid off $10M of subordinated debt in Sept 2025 and finished the year with a last-trade stock price of $45.50 (record intraday high $46.49).
Pinnacle Bankshares Corporation (OTCQX: PPBN) announced a quarterly cash dividend of $0.28 per share declared November 11, 2025, payable December 5, 2025, to shareholders of record as of November 21, 2025. The dividend is up $0.01 (4%) from last quarter and marks the 53rd consecutive quarter of dividends and the third increase in 2025.
The company cited continued solid performance, reporting net income of $7.94 million through nine months of 2025, a 25% increase versus the same period last year. First National Bank operates 19 branches across Central and Southern Virginia and opened a Halifax County branch in January 2025.
Pinnacle Bankshares (OTCQX:PPBN) reported Q3 2025 net income of $2.992M (+44% vs Q3 2024) and YTD net income of $7.943M (+25% vs YTD 2024), or $1.34 and $3.58 per share, respectively. Net interest income rose 14% to $10.227M for Q3 and net interest margin expanded 40 bps to 4.08% YTD. Loans increased 2.6% (+$18.4M) to $730.3M, while securities declined 17% to $145.4M. The company paid off $10M of subordinated debt/promissory note in September, which reduced leverage and risk-based capital ratios to 8.82% and 12.91%. Total assets were $1.030B, liquidity remained strong (28%), ROA was 1.03% YTD, ACL was $5.178M (0.71% of loans), and nonperforming loans were 0.18%.
Pinnacle Bankshares Corporation (OTCQX: PPBN) has announced an increased quarterly cash dividend of $0.27 per share, representing a $0.01 (4%) increase from the previous quarter's $0.26. The dividend will be payable on September 5, 2025, to shareholders of record as of August 22, 2025.
The increased dividend marks the 52nd consecutive quarter of dividend payments and the second increase in 2025. The company reported strong performance with net income of $4.95 million through the first six months of 2025, showing a 15% increase compared to the same period last year.
First National Bank, Pinnacle's subsidiary in its 117th year of operation, serves Central and Southern Virginia through 19 branches across multiple counties and cities, including a recently opened loan production office and full-service branch in South Boston.
Pinnacle Bankshares Corporation (OTCQX:PPBN) reported strong Q2 2025 financial results, with net income increasing 22% to $2.69 million ($1.21 per share) compared to Q2 2024. For the first half of 2025, net income rose 15% to $4.95 million ($2.23 per share).
The company's performance was driven by a 13.5% increase in net interest income, with net interest margin expanding 40 basis points to 4.05%. Total assets stood at $1.04 billion as of June 30, 2025, with total loans increasing 2% to $726.5 million. The bank maintains strong asset quality with non-performing loans at just 0.13% of total loans and a robust liquidity ratio of 30%.
The company's capital position remains solid with the Bank's Leverage Ratio at 9.63% and Total Risk-Based Capital Ratio at 13.93%. The stock price ended Q2 at $33.01, representing a 5.8% increase from year-end 2024.
Pinnacle Bankshares Corporation (OTCQX: PPBN) has announced a quarterly cash dividend increase to $0.26 per share, up 4% from $0.25 in the previous quarter. The dividend will be payable on June 6, 2025, to shareholders of record as of May 23, 2025. This marks the company's 51st consecutive quarter of dividend payments.
The increased dividend is supported by Pinnacle's strong performance, with Q1 2025 net income of $2.26 million, representing an 8.5% increase compared to the same period last year. The company operates through First National Bank, serving Central and Southern Virginia with 19 branches across multiple counties and cities, including a recently opened loan production office and full-service branch in South Boston, Halifax County.
Pinnacle Bankshares reported strong Q1 2025 financial results with net income of $2.26 million ($1.02 per share), up 8% from $2.08 million ($0.95 per share) in Q1 2024. Key highlights include:
- Net Interest Income rose 13% to $9.48 million, with margin improving to 3.92%
- Asset Quality remains robust with low nonperforming loans at 0.14% and no foreclosed assets
- Total Assets stood at $1.04 billion, with loans increasing 1% to $720.5 million
- Deposits decreased slightly by 1% to $940.7 million
- Stock Price ended at $31.94, up 2% from year-end 2024
The bank maintains strong liquidity at 31% and solid capital ratios, with Bank Leverage Ratio at 9.35%. Operating in Central and Southern Virginia through 19 branches, Pinnacle continues to focus on personalized service while benefiting from market disruption caused by larger bank consolidations.
Pinnacle Bankshares (OTCQX:PPBN) reported Q4 2024 net income of $2.8 million ($1.27 per share), up 23% from Q4 2023. However, full-year 2024 net income decreased 6% to $9.18 million ($4.15 per share) compared to 2023.
Key 2024 highlights include: net interest income increased 7% to $35.45 million with margin expanding to 3.70%, loans grew 11% to $712 million, and deposits increased 2% to $951 million. The bank maintained strong asset quality with low nonperforming loans at 0.22% and robust liquidity at 33%.
The company's stock price ended 2024 at $31.20 per share, representing a 30% increase, with a total return of 34.11%. First National Bank expanded operations by opening a new full-service branch in South Boston, Virginia in January 2025.
Pinnacle Bankshares (OTCQX: PPBN) has declared a quarterly cash dividend of $0.25 per share, maintaining the same level as the previous quarter. The dividend will be payable on March 7, 2025, to shareholders of record as of February 21, 2025.
This marks the fiftieth consecutive quarter of dividend payments, demonstrating the company's consistent performance. First National Bank, Pinnacle's subsidiary, operates nineteen branches across Central and Southern Virginia, serving various counties including Amherst, Bedford, Campbell, Halifax, and Pittsylvania, as well as the cities of Charlottesville, Danville, and Lynchburg. The bank recently expanded with a new Loan Production Office and full-service branch in South Boston, Halifax County.