Primerica Stock Price, News & Analysis

Primerica (NYSE:PRI) has released its June 2025 Household Budget Index™ (HBI™) data, showing middle-income families' purchasing power remained largely stable. The HBI™ stood at 100.0%, representing a slight 0.1% decrease from the previous month but a 1.3% increase year-over-year.

The Consumer Price Index (CPI) reached 2.7% in June, its highest level since January. When adjusted for middle-income households and necessity items tracked by the HBI™ (including food, utilities, gas, auto insurance, and health care), the inflation rate increases to 3.1%.

Primerica (NYSE:PRI) has scheduled its second quarter 2025 financial results webcast for Thursday, August 7, 2025, at 10:00 a.m. ET. The company will release its Q2 2025 earnings report after market close on Wednesday, August 6, 2025.

The presentation will cover quarterly results, business matters, and future expectations. Investors can access the earnings release, financial supplement, and webcast through Primerica's investor website. A replay will remain available for approximately 30 days after the event.

Primerica (NYSE:PRI) released its Q2 2025 Financial Security Monitor survey, revealing persistent financial challenges among middle-income Americans. The survey shows that 65% of respondents feel their income isn't keeping pace with rising costs, while 80% rate the economy negatively.

Key findings indicate that 61% of middle-income Americans feel stressed about finances, with credit card usage increasing by 11 percentage points from Q1 2025. Only 32% of respondents pay their credit card balance in full monthly, and 63% believe they're not saving enough for retirement. Additionally, 71% rate their ability to save negatively, and 40% have only one month or less of emergency savings.

Primerica (NYSE:PRI) released its latest Household Budget Index™ (HBI™) data showing a moderate improvement in middle-income families' purchasing power. The HBI™ reached 100.1% in May, representing a 0.4% increase from the previous month and a 1.5% year-over-year gain.

The improvement was driven by average earned income growth outpacing the increase in necessity costs. The Consumer Price Index (CPI) recorded 2.3% inflation in May, while middle-income households experienced a 2.8% increase in overall costs and a 2.5% rise in necessity items over the past twelve months.

Primerica's Household Budget Index (HBI) for April 2025 remained stable at 99.6%, showing no change from March but marking a 1.7% increase year-over-year. The index reveals that middle-income households' purchasing power remained steady as wage increases matched rising necessity costs. However, the cost of necessity goods rose 0.4% in April, twice the rate of the overall Consumer Price Index (CPI) at 0.2%. According to Primerica's consulting economist Amy Crews Cutts, this disparity highlights how volatile food and energy inflation disproportionately affects middle-income families, who have limited budget flexibility for unexpected cost increases. The data suggests that traditional CPI measurements may not adequately reflect the real impact of inflation on middle-income household budgets.

Primerica (NYSE: PRI) reported strong Q1 2025 financial results with total revenues of $804.8 million, up 9% year-over-year. Net income reached $169.1 million, increasing 14%, while EPS grew 19% to $5.05. The company's life-licensed sales force expanded 7% to 152,167 representatives. Investment and Savings Products (ISP) segment achieved record sales of $3.6 billion, up 28%, with client asset values reaching $110 billion. Term Life segment saw 4% growth in net premiums and 5% increase in adjusted direct premiums. The company maintained strong capital management, repurchasing $118 million of common stock and declaring a dividend of $1.04 per share. Primerica's statutory risk-based capital ratio was approximately 470% as of March 31, 2025.

Primerica's Household Budget Index (HBI) shows a modest improvement in middle-income households' purchasing power, reaching 99.6% in March 2025. This represents a 0.2% monthly increase and a 1.3% year-over-year gain.

The improvement was driven by decreasing gas prices (-0.9%) and auto insurance costs (-0.6%). However, these gains were partially offset by rising costs in:

• Food prices: +0.3% monthly, +3.4% annually
• Utilities costs: increase noted
• Healthcare expenses: increase noted

The broader Consumer Price Index (CPI) registered at 2.4% in March. When adjusted for middle-income households, the inflation impact rises to 3.0% year-over-year. For necessity items tracked by HBI, the adjusted CPI shows a 2.9% annual increase.

Primerica (NYSE:PRI) has announced its upcoming first quarter 2025 financial results webcast, scheduled for Thursday, May 8, 2025, at 10:00 a.m. (ET). The company will discuss Q1 2025 results, business-related matters, and future expectations during the presentation.

The earnings news release will be distributed after market close on Wednesday, May 7, 2025. Investors can access the earnings release, financial supplement, and live webcast through the Primerica Investors website. A replay of the webcast will remain available for approximately 30 days following the presentation.

Primerica's latest Financial Security Monitor™ (FSM™) reveals increasing financial stress among middle-income Americans, with 62% reporting financial stress, up from 57% in Q4 2024. The survey shows that 46% expect their financial situation to worsen in the coming year, a significant increase from 27% in December 2024.

Key findings include:

• 86% expect food and grocery costs to rise
• 77% anticipate utility cost increases
• 76% predict fuel price increases
• 78% are limiting non-essential purchases
• 52% are considering or already have a second job
• 64% are setting aside emergency funds

The Primerica Household Budget Index™ (HBI™) indicates a 0.3% drop in purchasing power for necessities in February compared to January, primarily driven by rising costs in car insurance, gasoline, and utilities. The survey also reveals that 53% of respondents expect a tax refund in 2024, with plans to save (38%), pay down debt (32%), or settle outstanding bills (30%).