Primerica Stock Price, News & Analysis

Primerica (NYSE: PRI) announced that its Board authorized a $475 million share repurchase program to run through December 31, 2026. Repurchases may occur via open-market transactions, block trades, or privately negotiated transactions and are subject to market, corporate and regulatory conditions.

The company cited continued strong financial performance and noted $967 billion of Term Life face amount in force as of September 30, 2025 as supporting capital generation. The Board may discontinue the program at any time and the company has no obligation to repurchase shares. Repurchases will be made in compliance with applicable laws, including Rule 10b-18.

Primerica (NYSE: PRI) released a special report dated November 18, 2025 examining how middle-income families are coping with a persistent "inflation hangover." The report uses Primerica's Financial Security Monitor and Household Budget Index data to show essentials remain elevated, household confidence has declined, and credit card reliance has grown.

Key metrics: essentials costs are >30% higher vs. early 2021; households rating finances "not so good/poor" rose from 33% to 55%; monthly credit-card payoffs fell from 47% (2021) to 29% (2025). Households working with financial professionals report materially better outcomes (e.g., 56% pay off cards vs 29%; 85% have emergency funds vs 58%).

Primerica (NYSE: PRI) reported Q3 2025 results for the quarter ended September 30, 2025, with total revenues $839.9M (+8% YoY) and net income $206.8M (+6% YoY). Diluted EPS was $6.35 (+11% YoY) and diluted adjusted operating EPS was $6.33 (+11% YoY). The company recorded a $23.1M actuarial remeasurement gain this quarter.

Key operating highlights: record Investment & Savings Products (ISP) sales of $3.7B (+28% YoY), ISP client assets ending at $126.8B (+14% YoY), life-licensed sales force of 152,200 (+2% YoY), share repurchases of $129M, and a declared dividend of $1.04 per share payable December 15, 2025.

Primerica (NYSE: PRI) reports the Household Budget Index™ (HBI™) at 100.4% in September 2025, a +0.2% month-over-month and +0.6% year-over-year change. The U.S. Consumer Price Index rose 3.0% YoY in September, while an adjustment for middle-income purchase patterns shows inflation at 3.4% YoY. Necessity costs in the HBI basket (food, utilities, gas, auto insurance, health care) rose 3.2% YoY. Primerica used estimated Census inputs because the October 1, 2025 government shutdown delayed data; no HBI will be released in November if data collection remains paused.

PFSL Fund Management (TSX:PRI) filed revised Interim Management Reports of Fund Performance on October 17, 2025 for the period ended June 30, 2025.

The revised reports correct the previously posted "December 2024" Year-By-Year Returns bar-chart data, which inadvertently included incorrect historical performance figures. The corrected Interim Management Reports of Fund Performance cover the Primerica Global Equity Fund, Primerica Canadian Balanced Growth Fund, Primerica Global Balanced Growth Fund, Primerica Balanced Yield Fund, and Primerica Income Fund.

The updated documents will be available on www.sedarplus.ca and the Concert Funds designated website at pfslfunds.primerica.ca.

Primerica (NYSE:PRI) will hold a webcast on Thursday, November 6, 2025 at 10:00 a.m. ET to discuss results for the quarter ended September 30, 2025 and other business matters, including future expectations. A news release with the quarter's results will be distributed after market close on Wednesday, November 5, 2025.

The earnings release, financial supplement, and live webcast will be available on the Primerica Investors website. A replay will be available for approximately 30 days.

Primerica (NYSE:PRI) released its Q3 2025 U.S. Middle‑Income Financial Security Monitor™ survey marking the poll's fifth anniversary. Key findings show declining savings, rising credit card burdens and weaker retirement confidence among middle‑income households.

Highlights:

• Share saying income falls behind cost of living: 69% (Sept 2025).
• Share paying credit card balances in full: down from 44% (2020) to 29% (Sept 2025).
• Households with an emergency fund ≥$1,000: 58%, and 50% tapped savings in past year.
• Those confident they are saving enough for retirement: 18% (down from 31% in Q3 2020).

Primerica (NYSE:PRI) has released its latest Household Budget Index™ (HBI™) data for August 2025, showing stable purchasing power for middle-income Americans. The HBI™ reached 100.2%, marking a 0.1% increase from the previous month and a 0.8% rise year-over-year.

The Consumer Price Index (CPI) showed a 2.9% increase in August compared to the previous year, the highest inflation rate since January. When adjusted for middle-income families, inflation rose 3.3% year-over-year, with necessity items increasing by 3.1%.

Primerica Canada (NYSE:PRI) released its Financial Security Monitor™ survey revealing that 82% of middle-income Canadians prefer human financial advisors over AI. The study found that 68% are not interested in using AI tools for personal financial tasks, while 54% believe AI adoption could negatively impact their careers.

The survey highlighted significant financial concerns, with 87% of households worried about inflation and 71% concerned about retirement savings. Only 16% of middle-income Canadians are actively engaged in all five core financial preparedness behaviors. Additionally, 48% report their financial situation has worsened over the past year.

The study demonstrates that those working with licensed financial professionals are more likely to achieve higher scores on Primerica's Financial Security Scorecard.