Welcome to our dedicated page for Potomac Bancshares news (Ticker: PTBS), a resource for investors and traders seeking the latest updates and insights on Potomac Bancshares stock.
Potomac Bancshares, Inc. (PTBS) is the holding company for Potomac Bank, a long-established community bank founded in 1871 as Bank of Charles Town. The PTBS news feed on Stock Titan aggregates company-issued press releases and third-party coverage related to its commercial banking, residential lending, trust and wealth services, and corporate activities across West Virginia, Maryland, and Virginia.
Investors and followers of PTBS can use this page to review news about earnings results, dividend declarations, and capital actions such as stock repurchase authorizations. The company regularly reports quarterly financial performance, including net income, return on assets, return on equity, and asset quality metrics, providing insight into its community banking operations and balance sheet trends.
News items also highlight strategic developments at the bank level, including the transition from the Bank of Charles Town and BCT branding to the unified Potomac Bank name, as well as expansion and activity in key regional markets. Coverage includes updates on the SBA Preferred Lender program, commercial and mortgage lending activity, and the work of the Trust and Wealth division serving business owners, families, and individuals.
In addition, the PTBS news stream features governance and leadership updates, such as appointments to the Board of Directors and senior roles within Trust and Wealth, and community engagement stories involving the BCTCares Foundation and local recognition through readers’ polls like Loudoun’s Favorite and Best of the Best. Users can return to this page to monitor new announcements that may be relevant to understanding Potomac Bancshares’ operations, regional presence, and shareholder-related decisions.
Potomac Bancshares (OTCID: PTBS) participated in the Brean Capital CEO Forum on Feb 4–5, 2026, joining industry investors and bank executives for discussions and networking.
Alice Frazier, President and CEO, and Shane Bell, EVP and CFO, presented; their presentation is dated Feb 2, 2026 and is available on the company investor site.
Potomac Bancshares (OTCID: PTBS) reported Q4 2025 net income of $2.4M ($0.57 per share), up 2% sequentially and 20% year-over-year. Full-year 2025 net income was $9.0M ($2.16 per share), a 31% increase versus 2024. Key items: loans +7% YoY to $751.6M, NIM 3.55%, nonperforming assets reduced to zero, quarterly dividend $0.13, and a board-authorized share repurchase of up to 100,000 shares or $2.0M. The Bank completed a renaming to Potomac Bank during the quarter.
Potomac Bancshares (OTCID:PTBS) declared a quarterly cash dividend of $0.13 per common share. The dividend is payable to shareholders of record on February 5, 2026 and will be paid on February 12, 2026.
Potomac Bancshares (OTCID:PTBS) announced on January 20, 2026 the appointment of Matthew Lowers, Amit Puri, and Dr. Angela Wilson to its Board of Directors, effective today.
The additions bring board expertise in private equity and entrepreneurship (Low ers), space operations and mission-critical communications (Puri), and health IT, public health contracting, and regional economic development (Dr. Wilson). Leadership highlighted the bank's recent renaming to Potomac Bank and its 154-year organic growth as context for planned strategic expansion across the Potomac River region.
Potomac Bank (OTCID:PTBS) announced on December 15, 2025 that it was selected by American Banker as a 2025 “Best Banks to Work For” in the category of banks with total assets under $3 billion.
This marks the bank's sixth selection in seven years. The program combines a company profile review and an employee engagement survey managed by Best Companies Group, emphasizing leadership, corporate culture, training, benefits, volunteer time off, and employee appreciation.
Potomac highlights initiatives cited in the recognition, including employee ownership/shareholder participation, paid time off for volunteering, and internal programs aimed at building engagement and teamwork.
Potomac Bank (OTCID:PTBS) was voted “Best of the Best” by Martinsburg Journal-News readers in 2025 for four categories: Bank, Financial Planning, Loan Service, and Mortgage Company. The bank has won similar reader honors over the past six years.
Voting occurred earlier in 2025 before the institution adopted the new name Potomac Bank on November 3, 2025; it was previously named Bank of Charles Town since its founding in 1871. The announcement notes the bank was not sold or merged and that the name change unifies offices across the Potomac River region. The Awards use a two-round reader poll (nomination then final voting) with daily voting for about two weeks.
Potomac Bank Trust and Wealth (OTCID: PTBS) appointed Jessica G. Perry, CFP®, CRPC™ as Vice President, Wealth Advisor for Northern Virginia on November 12, 2025.
She will be based in the Ashburn office at 44790 Maynard Square, Suite 200, report to Leslie Crabill, and serve business owners, families, and individuals in the Northern Virginia market.
Perry brings >18 years of wealth-management and mortgage experience, holds a B.S. in Finance from Virginia Tech, Series 7 and 66, Health/Life & Annuities licenses, and earned local accolades including 2025 Best of Loudoun #1 Financial Planner and 2025 Loudoun's 40 Under 40.
Potomac Bank (OTCID: PTBS) announced on November 3, 2025 that Bank of Charles Town has officially adopted the new name Potomac Bank. The change reflects the bank's 154-year history and its geographic expansion across the Eastern Panhandle of West Virginia, Washington County Maryland, and Northern Virginia.
The new name aligns the bank with its holding company, Potomac Bancshares, founded in 1994, and introduces the tagline "Community Takes Root Here" to emphasize local banking, community support, and regional identity tied to the Potomac River.
Potomac Bancshares (OTCID: PTBS) reported Q3 2025 net income of $2.3M or $0.56 per share, a 32% year‑over‑year increase and a $0.14 per share rise from Q3 2024. Nine‑month net income was $6.6M (+36% YoY). Key metrics: ROA 0.98%, ROE 11.62%, net interest margin 3.54%, efficiency ratio 67.95%, tangible book value per share up 11% YoY to $19.39, and deposits up 11% YoY. The board authorized a stock repurchase plan for up to 100,000 shares or $2.0M through Oct 19, 2027. Bank of Charles Town will be renamed Potomac Bank on Nov 3, 2025.
Potomac Bancshares (OTC:PTBS) announced a quarterly cash dividend of $0.13 per share on common stock. The dividend was declared at the October 2025 board meeting for shareholders of record on October 31, 2025 and is payable on November 6, 2025.
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