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Potomac Bancshares Inc Stock Price, News & Analysis

PTBS OTC

Welcome to our dedicated page for Potomac Bancshares news (Ticker: PTBS), a resource for investors and traders seeking the latest updates and insights on Potomac Bancshares stock.

Potomac Bancshares, Inc. (PTBS) is the holding company for Potomac Bank, a long-established community bank founded in 1871 as Bank of Charles Town. The PTBS news feed on Stock Titan aggregates company-issued press releases and third-party coverage related to its commercial banking, residential lending, trust and wealth services, and corporate activities across West Virginia, Maryland, and Virginia.

Investors and followers of PTBS can use this page to review news about earnings results, dividend declarations, and capital actions such as stock repurchase authorizations. The company regularly reports quarterly financial performance, including net income, return on assets, return on equity, and asset quality metrics, providing insight into its community banking operations and balance sheet trends.

News items also highlight strategic developments at the bank level, including the transition from the Bank of Charles Town and BCT branding to the unified Potomac Bank name, as well as expansion and activity in key regional markets. Coverage includes updates on the SBA Preferred Lender program, commercial and mortgage lending activity, and the work of the Trust and Wealth division serving business owners, families, and individuals.

In addition, the PTBS news stream features governance and leadership updates, such as appointments to the Board of Directors and senior roles within Trust and Wealth, and community engagement stories involving the BCTCares Foundation and local recognition through readers’ polls like Loudoun’s Favorite and Best of the Best. Users can return to this page to monitor new announcements that may be relevant to understanding Potomac Bancshares’ operations, regional presence, and shareholder-related decisions.

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BCT - Bank of Charles Town (OTC:PTBS) has launched a fundraising initiative named "Pack the 'Pack" to support local food programs for food-insecure children, aiming to fill 5,000 take-home backpacks. The campaign runs from July 1, 2021, to August 31, 2021, accepting donations both at branches and online. $5 will provide food for one child. BCTCares partners with local charities to purchase and distribute food. Founded in 1871, BCT manages approximately $661 million in assets and provides a variety of banking services.

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BCT-Bank of Charles Town (OTC: PTBS) has appointed Susan Mitchell to its Advisory Board for Loudoun County, Virginia. The board, consisting of local leaders, aims to provide strategic insights focusing on the region's markets. Mitchell, co-founder of Guardians of Honor, brings over 20 years of experience in grants management and consulting. Her government sector connections are expected to enhance BCT's government contracting business. BCT operates with $661 million in assets and offers various banking products across several states.

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BCT-Bank of Charles Town (OTC:PTBS) has expanded its commercial lending operations by appointing a new team dedicated to Small Business Administration (SBA) lending programs. The team, comprised of experienced professionals from Sonabank, includes Michelle R. Douglas, Teri L. Tosti, and Kate Ryan. This initiative aims to enhance BCT's capabilities in serving small businesses across DC, Maryland, Virginia, and West Virginia. The new SBA lending offerings will support various financing solutions including loans up to $5 million.

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Potomac Bancshares (OTC: PTBS) reported Q1 2021 earnings of $1.778 million ($0.43/share), up 147.3% from $0.719 million ($0.17/share) in Q1 2020. Total assets grew 22.3% to $661.4 million, with loans increasing by 19.4% to $499.8 million. Deposits rose by 25.2% to $591.5 million. The net interest margin decreased to 3.22% from 3.41% YoY. Non-interest income increased by 24.1% to $1.6 million. The company declared a $0.08/share dividend, an increase of 14.3%. The allowance for loan losses was 1.08%, indicating caution amid ongoing economic challenges.

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Potomac Bancshares, Inc. (OTC: PTBS) has declared a quarterly dividend of $0.08 per share, marking a 14.3% increase from the previous $0.07 dividend. This dividend will be available to shareholders recorded on May 4, 2021, and paid on May 11, 2021. The company highlights strong growth in balance sheet and profitability over the past year. With around $621 million in assets as of December 31, 2020, Potomac Bancshares remains committed to serving its customers and communities.

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Potomac Bancshares reported strong financial results for Q4 and the full year 2020. The company achieved net income of $1.142 million ($0.28/share) for Q4 2020, a 33.3% increase over Q4 2019, and $3.785 million ($0.92/share) for the full year, up 17.9% year-over-year. Total assets rose to $620.7 million, a 20.3% increase, while total loans grew to $494 million, a 19.8% rise. Notably, non-performing assets decreased to 0.02%, and the company declared a $0.07 per share dividend. Management indicates they are focused on growth despite the economic challenges posed by the pandemic.

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Potomac Bancshares, Inc. (OTC: PTBS) has announced the successful closing of a $10 million private placement of subordinated notes due 2030. President and CEO Alice P. Frazier emphasized the positive response from investors, reinforcing their business strategy. The notes carry a 5.00% interest rate for the first five years and will qualify as Tier 2 capital. Proceeds will be utilized for general corporate purposes, supporting growth in new markets and expanded business lines.

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BCT - Bank of Charles Town (OTC:PTBS) has appointed Terry L. Elliott as Senior Vice President, Commercial Lender, targeting Loudoun County, Prince William County, and Northern Virginia. With over 20 years of commercial banking experience, Elliott was recognized as Financial Services Champion of the Year by the SBA. Prior to BCT, she oversaw $100 million in new commercial loan growth at FVCBank, enhancing BCT's expansion strategies. BCT, founded in 1871, operates nine branches and holds approximately $607 million in assets as of June 30, 2020.

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FAQ

What is the current stock price of Potomac Bancshares (PTBS)?

The current stock price of Potomac Bancshares (PTBS) is $19.442 as of March 30, 2026.

What is the market cap of Potomac Bancshares (PTBS)?

The market cap of Potomac Bancshares (PTBS) is approximately 81.2M.

PTBS Rankings

PTBS Stock Data

81.23M
4.14M
Banks - Regional
Financial Services
Link
United States
Charles Town

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