PTOP Signs LOI with INS Digital Intelligence to Launch New AI Division and Gives Update on Reverse
Peer to Peer Network (OTC: PTOPD) has signed a Letter of Intent with INS Digital Intelligence to establish a new AI division, led by AI specialist Derek McCarthy. The division will focus on developing B2B AI solutions for communications, audience engagement, and data management.
The company also announced the completion of a 1-for-400 reverse stock split to improve its market position. McCarthy, as president of the new venture, projects revenue of $800,000 to $1 million within 12-18 months, with plans to potentially spin out the AI division as a separate public company upon achieving these targets.
The strategic expansion aims to enhance PTOP's MOBICARD™ digital business card platform while creating new AI-driven revenue streams.
Peer to Peer Network (OTC: PTOPD) ha firmato una lettera di intenti con INS Digital Intelligence per istituire una nuova divisione AI, guidata dallo specialista AI Derek McCarthy. La divisione si concentrerà sullo sviluppo di soluzioni AI B2B per comunicazioni, coinvolgimento del pubblico e gestione dei dati.
L'azienda ha anche annunciato il completamento di una reverse stock split 1-for-400 per migliorare la propria posizione sul mercato. McCarthy, in qualità di presidente della nuova iniziativa, prevede ricavi da 800.000 a 1 milione di dollari entro 12-18 mesi, con piani per potenzialmente scorporare la divisione AI come una società pubblica separata una volta raggiunti questi obiettivi.
L'espansione strategica mira a potenziare la piattaforma MOBICARD™ di biglietti da visita digitali di PTOP creando al contempo nuove entrate guidate dall'IA.
Peer to Peer Network (OTC: PTOPD) ha firmado una Carta de Intención con INS Digital Intelligence para establecer una nueva división de IA, liderada por el especialista en IA Derek McCarthy. La división se centrará en desarrollar soluciones de IA B2B para comunicaciones, participación de la audiencia y gestión de datos.
La empresa también anunció la finalización de una división de acciones inversas de 1 por 400 para mejorar su posición en el mercado. McCarthy, como presidente de la nueva empresa, proyecta ingresos de 800.000 a 1 millón de dólares en 12-18 meses, con planes para posiblemente escindir la división de IA como una empresa pública distinta una vez alcanzados estos objetivos.
El crecimiento estratégico busca fortalecer la plataforma MOBICARD™ de tarjetas de negocio digitales de PTOP, al tiempo que genera nuevas fuentes de ingresos impulsadas por IA.
Peer to Peer Network (OTC: PTOPD)는 INS Digital Intelligence와 새로운 AI 부서를 설립하기 위한 양해각서를 체결했습니다. 이 부서는 AI 전문가 Derek McCarthy가 이끕니다. 부서는 커뮤니케이션, 청중 참여 및 데이터 관리 분야의 B2B AI 솔루션 개발에 집중합니다.
또한 회사는 시장 위치를 개선하기 위해 1대400의 역상장(리버스 스플릿)을 완료했다고 발표했습니다. 새로운 사업의 사장으로서 McCarthy는 12-18개월 내에 매출이 80만 달러에서 100만 달러에 이를 것으로 예상하며, 이 목표를 달성하면 AI 부서를 별도의 공개회사로 분리할 가능성을 모색할 계획입니다.
전략적 확장은 PTOP의 MOBICARD™ 디지털 명함 플랫폼을 강화하고 AI 기반의 새로운 수익원을 창출하는 것을 목표로 합니다.
Peer to Peer Network (OTC: PTOPD) a signé une lettre d'intention avec INS Digital Intelligence pour créer une nouvelle division IA, dirigée par le spécialiste en IA Derek McCarthy. La division se concentrera sur le développement de solutions IA B2B pour les communications, l'engagement du public et la gestion des données.
L'entreprise a également annoncé l'achèvement d'une division d'actions inverses de 1 pour 400 afin d'améliorer sa position sur le marché. McCarthy, en tant que président de la nouvelle entité, prévoit des revenus de 800 000 à 1 million de dollars dans les 12 à 18 mois, avec des plans éventuels de scinder la division IA en une société publique distincte une fois ces objectifs atteints.
Cette expansion stratégique vise à renforcer la plateforme MOBICARD™ de cartes de visite numériques de PTOP tout en créant de nouvelles sources de revenus basées sur l'IA.
Peer to Peer Network (OTC: PTOPD) hat eine Absichtserklärung mit INS Digital Intelligence unterzeichnet, um eine neue KI-Abteilung zu gründen, die von KI-Spezialist Derek McCarthy geleitet wird. Die Abteilung wird sich darauf konzentrieren, B2B-KI-Lösungen für Kommunikation, Publikumsbindung und Datenmanagement zu entwickeln.
Das Unternehmen kündigte zudem den Abschluss eines 1-für-400-Reverse-Splits an, um seine Markposition zu verbessern. McCarthy, als Präsident der neuen Unternehmung, erwartet Einnahmen von 800.000 bis 1 Million US-Dollar innerhalb von 12–18 Monaten und plant möglicherweise, die KI-Abteilung nach Erreichung dieser Ziele als eigenständiges börsennotiertes Unternehmen auszuschließen.
Die strategische Expansion zielt darauf ab, PTOPs MOBICARD™-Digitalkartenplattform zu stärken und gleichzeitig neue KI-getriebene Einnahmequellen zu schaffen.
Peer to Peer Network (OTC: PTOPD) قد وقع اتفاقية نوايا مع INS Digital Intelligence لإنشاء قسم ذكاء اصطناعي جديد يقوده أخصائي الذكاء الاصطناعي ديريك مكارثي. سيتركّز القسم على تطوير حلول ذكاء اصطناعي للشركات (B2B) في مجالات الاتصالات، تفاعل الجمهور، وإدارة البيانات.
كما أعلنت الشركة عن إتمام تقسيم عكسي للأسهم بمعدل 1 مقابل 400 لتحسين وضعها في السوق. مكارثي، بصفته رئيس المشروع الجديد، يتوقع إيرادات تتراوح بين 800,000 إلى 1 مليون دولار خلال 12–18 شهراً، مع خطط محتملة لعزل قسم الذكاء الاصطناعي ككيان عام مستقل عند تحقيق هذه الأهداف.
تهدف التوسعة الاستراتيجية إلى تعزيز منصة MOBICARD™ لبطاقات الأعمال الرقمية لـ PTOP مع خلق مصادر دخل جديدة تعتمد على الذكاء الاصطناعي.
Peer to Peer Network (OTC: PTOPD) 已与 INS Digital Intelligence 签署意向书，成立一个由 AI 专家 Derek McCarthy 领导的新 AI 部门。该部门将专注于为企业对企业（B2B）的通信、受众参与和数据管理开发 AI 解决方案。
公司还宣布完成 1 比 400 的反向股票拆分，以改善其市场地位。McCarthy 作为新合资企业的总裁，预计在 12-18 个月内实现 80 万至 100 万美元的收入，并计划在达到这些目标后将 AI 部门剥离为独立上市公司。此次战略扩张旨在加强 PTOP 的 MOBICARD™ 数字名片平台，同时创造新的AI驱动的收入来源。
- Partnership with established AI expert Derek McCarthy brings proven product development expertise
- Projected revenue of $800,000-$1M within 12-18 months from new AI division
- Completed 1-for-400 reverse split improves capital structure for potential uplisting
- Potential spin-off of AI division could create additional shareholder value
- Company has completed key objectives: financials current, apps launched, improved corporate structure
- LOI is non-binding and final terms of joint venture still need to be negotiated
- Reverse split significantly reduces outstanding shares which may impact liquidity
- Revenue projections are speculative and may not materialize in stated timeframe
CAMBRIDGE, Mass., Sept. 30, 2025 (GLOBE NEWSWIRE) -- Peer to Peer Network, Inc. (OTC: PTOPD) (“PTOP” or the “Company”) today announced that it has signed a Letter of Intent (LOI) with INS Digital Intelligence LLC (“INS”), led by AI product development specialist Derek McCarthy, to jointly establish a new AI-focused division within PTOP.
Derek McCarthy and Family
The collaboration will leverage the combined expertise of PTOP and INS Digital Intelligence to develop proprietary artificial intelligence solutions for business-to-business (B2B) markets, including tools for communications automation, audience engagement, website optimization, and data management. The LOI sets the framework for the formal joint venture, outlining each party’s contributions, governance, and objectives.
Josh Sodaitis, CEO of PTOP, added:
“Partnering with INS through this LOI allows PTOP to move quickly in the AI space while mitigating risks. Derek’s proven track record in AI product development—from investor relations chatbots for publicly traded companies to cannabis sector AI and OTC market engagement tools, gives us confidence in the division’s potential for success. This initiative positions PTOP as a forward-thinking leader in AI-driven business solutions.”
Peer To Peer Network, Inc. (PTOP) has reached an important conclusion: the integration of artificial intelligence (AI) into MOBICARD™ is not just inevitable, it is the natural next step in the evolution of the digital business card industry.
The digital business card market continues to expand at a rapid pace, and AI has the potential to both differentiate MOBICARD™ and open up entirely new revenue channels for PTOP, by pursuing a dual-track strategy, which advances our core MOBICARD™ platform while also leveraging AI opportunities for PTOP to position itself for accelerated growth.
“We gain incredible value bringing in an AI expert with a strong track record of revenue generation product development, and the passion to develop and market new AI applications that can immediately generate revenue for PTOP,” said Josh Sodaitis, Chairman & CEO. “I’ve personally used Derek’s AI chatbots during his time at InvestorsHub, and I saw firsthand the level of innovation he brings. We believe his expertise can help us develop valuable features, and additional revenue streams that will directly benefit the company and increase scalability.”
Management views this expansion into AI as a clear value enhancer for shareholders. With AI poised to be a transformative force across industries, PTOP is confident that this strategic move will not only strengthen MOBICARD™ but also unlock new pathways to revenue and long-term shareholder returns.
Derek McCarthy, the new president of this new venture, had this to say: “I told Josh that if I can drive revenue to between
As part of its ongoing effort to strengthen the company and position it for long-term growth, PTOP recently completed a 1-for-400 reverse stock split. While reverse splits can sometimes be viewed cautiously, this move brings several key benefits to our shareholders.
By consolidating the share structure, PTOP has reduced the number of outstanding shares, creating a more manageable capital base and improving the company’s ability to attract new investors, market makers, and institutional interest. The split also positions PTOP to meet listing requirements for higher-tier markets, while signaling that the company is entering a new phase focused on growth, revenue generation, and scalability. This restructuring lays the foundation for stronger market credibility and improved shareholder value as PTOP advances both its MOBICARD™ platform and AI initiatives.
“Much of the hard work that has been happening behind the scenes is about to come to the forefront. We are entering what I call our Accelerated Growth Phase. When I became CEO, I pledged to safeguard shareholders from bad actors, clean up the company, launch our apps into the stores, bring our financials current, and establish a structure built to deliver long-term value. I’m proud to say those promises have now been fulfilled. My new commitment is to take PTOP to the next level — driving higher valuation through user growth, product expansion, and disciplined strategic execution. Our focus will remain on scaling adoption, enhancing our core platform, introducing new products, and surrounding PTOP with the brightest, most capable people to ensure we are firing on all cylinders. There are many exciting developments ahead, and I encourage everyone to keep their eyes on PTOP,” concluded Chairman & CEO Joshua Sodaitis.
About Peer to Peer Network, Inc. (PTOP)
Peer to Peer Network, Inc. (OTC: PTOP) is a publicly traded technology company focused on identifying, acquiring, and developing disruptive solutions that enhance digital engagement. In addition to its new AI initiatives through PTOP Intelligence Lab, the Company also offers Peer to Peer Digital Business Cards Mobicar™ in your app stores, a next-generation networking tool designed for professionals and businesses seeking more efficient and measurable ways to connect. PTOP is committed to delivering innovative tools that create efficiencies and new growth opportunities.
About INS Digital Intelligence LLC
INS Digital Intelligence LLC is a private marketing firm specializing in custom artificial intelligence solutions for B2B markets, and investor relations. Led by AI marketing innovator Derek McCarthy, INS provides expertise in communications automation, investor relations technology, website engagement, and audience analytics. The company’s mission is to empower businesses with intelligent tools that drive measurable results and operational efficiency.
Forward-Looking Statements
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements include, but are not limited to, statements regarding the MOU between PTOP and INS Digital Intelligence LLC, anticipated benefits of the AI division, and the Company’s strategic initiatives. Forward-looking statements are based on current expectations and assumptions and are subject to risks and uncertainties that could cause actual results to differ materially. Readers are cautioned not to place undue reliance on these forward-looking statements. PTOP undertakes no obligation to update or revise any forward-looking statements, except as required by law.
PTOP Investor Relations Email: info@freemobicard.com
Phone Number: 617-481-1971
Contact:
Josh Sodaitis - CEO PTOP
Peer to Peer Network, Inc.
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/a5cacf42-8ff3-4e50-bda1-ba233ee0ad0b
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