PayPal Reports Fourth Quarter and Full Year 2025 Results
Rhea-AI Summary
PayPal (NASDAQ: PYPL) announced fourth quarter and full year 2025 results for the period ended December 31, 2025 on February 3, 2026. The company posted the earnings release and related materials on its investor relations website and is hosting a conference call and live webcast today.
The webcast will be archived and accessible for 90 days via the investor site.
Positive
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Negative
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News Market Reaction
On the day this news was published, PYPL declined 20.31%, reflecting a significant negative market reaction. Argus tracked a trough of -17.1% from its starting point during tracking. Our momentum scanner triggered 119 alerts that day, indicating very high trading interest and price volatility. This price movement removed approximately $12.48B from the company's valuation, bringing the market cap to $48.96B at that time. Trading volume was exceptionally heavy at 6.3x the daily average, suggesting significant selling pressure.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
PYPL was down 0.68% while key peer SOFI appeared in momentum scanners up 4.12%, suggesting stock-specific dynamics rather than a sector-wide move.
Previous Earnings Reports
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Oct 28 | Q3 2025 earnings | Neutral | +3.9% | Standard Q3 2025 earnings release with details on IR website and call. |
| Jul 29 | Q2 2025 earnings | Positive | -8.7% | Q2 2025 revenue, TPV, and EPS growth with raised full-year guidance. |
| Apr 29 | Q1 2025 earnings | Positive | +2.1% | Q1 2025 revenue growth, strong EPS gains, margin expansion, and cash flow. |
| Feb 04 | Q4 2024 earnings | Negative | -13.2% | Q4 2024 revenue and TPV growth but declining GAAP income and EPS. |
| Oct 29 | Q3 2024 earnings | Positive | -4.0% | Q3 2024 revenue, TPV, and EPS growth with higher margins and buybacks. |
Earnings headlines for PYPL often trigger sizable moves (average 6.37%) with a mix of aligned and divergent reactions versus the tone of results.
Recent earnings for PYPL show generally solid fundamentals with varied market reactions. Q1 and Q2 2025 highlighted revenue growth, margin expansion, and higher EPS, yet the stock moved down sharply after Q2 despite strong figures. Q3 2024 and Q4 2024 also showed revenue and TPV growth, but Q4 results were mixed on profitability. The current Q4 and full-year 2025 release fits into this pattern of closely watched earnings where price responses have not always matched reported operating trends.
Historical Comparison
In the past five earnings releases, PYPL moved an average of 6.37% on the day after results, with both strong rallies and sharp selloffs, underscoring that earnings reports have been key volatility catalysts.
These earnings events track PYPL from Q3 2024 through Q3 2025, showing consistent revenue and TPV growth, evolving profitability, and active capital returns while the market’s reaction has alternated between gains and pullbacks.
Market Pulse Summary
The stock dropped -20.3% in the session following this news. A negative reaction despite an earnings-focused release fits a pattern where PYPL’s strong operating metrics have not always translated into gains; recent quarters saw selloffs even after revenue and EPS growth. Given prior volatility around results averaging 6.37%, concerns over guidance, margins, or growth durability could have amplified downside pressure.
AI-generated analysis. Not financial advice.
PayPal Holdings, Inc. will host a conference call to discuss these results at 5:00 a.m. Pacific time (8:00 a.m. Eastern time) today. A live webcast of the conference call will be available at https://investor.pypl.com. In addition, an archive of the webcast will be accessible for 90 days through the same link.
About PayPal
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. For more information, visit https://www.paypal.com, https://about.pypl.com/ and https://investor.pypl.com/.
Investor Relations Contact
investorrelations@paypal.com
Media Relations Contact
mediarelations@paypal.com
View original content:https://www.prnewswire.com/news-releases/paypal-reports-fourth-quarter-and-full-year-2025-results-302677567.html
SOURCE PayPal Holdings, Inc.
FAQ
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