QBE North America's Employment Practices Liability Report Provides Insights on Risks Impacting the Workplace
QBE North America (OTCMKTS: QBIEY) has released its Employment Practices Liability Report, revealing significant workplace risk trends based on a survey of 200 legal and HR professionals from companies with revenues between $500 million and $5 billion.
Key findings show that 69% of organizations faced employment-related claims in the past year, with 42% expecting increased claim frequency. Financial impacts were cited as the primary concern by 63% of respondents. The report highlights that 54% of respondents believe AI-related training needs strengthening, while 60% of companies with EPL insurance plan to adjust their coverage terms.
QBE North America (OTCMKTS: QBIEY) ha pubblicato il suo Employment Practices Liability Report, mettendo in luce tendenze significative sui rischi sul posto di lavoro emerse da un sondaggio condotto su 200 professionisti legali e HR di aziende con ricavi compresi tra $500 milioni e $5 miliardi.
I risultati chiave indicano che il 69% delle organizzazioni ha affrontato reclami legati all'occupazione nell'ultimo anno e che il 42% prevede un aumento nella frequenza dei reclami. L'impatto finanziario è stato citato come principale preoccupazione dal 63% degli intervistati. Il report evidenzia inoltre che il 54% degli intervistati ritiene necessario rafforzare la formazione relativa all'IA, mentre il 60% delle aziende con assicurazione EPL intende rivedere i termini della copertura.
QBE North America (OTCMKTS: QBIEY) ha publicado su Employment Practices Liability Report, que revela tendencias significativas de riesgo laboral basadas en una encuesta a 200 profesionales legales y de RR. HH. de empresas con ingresos entre $500 millones y $5 mil millones.
Las conclusiones clave muestran que el 69% de las organizaciones enfrentó reclamaciones relacionadas con el empleo en el último año, y que el 42% espera un aumento en la frecuencia de reclamaciones. El impacto financiero fue la principal preocupación para el 63% de los encuestados. El informe destaca además que el 54% considera que es necesario reforzar la formación en IA, y que el 60% de las empresas con seguro EPL planea ajustar los términos de su cobertura.
QBE North America (OTCMKTS: QBIEY)는 Employment Practices Liability Report를 공개했으며, 매출 5억 달러에서 50억 달러 사이의 기업에 재직 중인 법무 및 인사 전문가 200명을 대상으로 한 설문조사에 기반한 주요 직장 리스크 추세를 제시했습니다.
주요 결과에 따르면 69%의 조직이 지난 1년 동안 고용 관련 청구를 겪었고, 42%는 청구 빈도가 증가할 것으로 예상합니다. 재정적 영향은 응답자의 63%가 가장 큰 우려로 꼽았습니다. 보고서는 또한 응답자의 54%가 AI 관련 교육 강화를 필요로 한다고 보며, EPL 보험을 보유한 기업의 60%는 보장 조건을 조정할 계획이라고 밝혔습니다.
QBE North America (OTCMKTS: QBIEY) a publié son Employment Practices Liability Report, révélant des tendances significatives en matière de risques au travail, basées sur une enquête menée auprès de 200 professionnels juridiques et RH d'entreprises dont le chiffre d'affaires se situe entre 500 millions et 5 milliards de dollars.
Les conclusions principales montrent que 69% des organisations ont fait face à des réclamations liées à l'emploi au cours de la dernière année et que 42% s'attendent à une augmentation de la fréquence des réclamations. L'impact financier a été cité comme préoccupation principale par 63% des répondants. Le rapport souligne également que 54% des répondants estiment nécessaire de renforcer la formation liée à l'IA, tandis que 60% des entreprises disposant d'une assurance EPL envisagent d'ajuster les conditions de leur couverture.
QBE North America (OTCMKTS: QBIEY) hat seinen Employment Practices Liability Report veröffentlicht, der bedeutende Trends zu Arbeitsplatzrisiken aufzeigt. Die Erkenntnisse basieren auf einer Umfrage unter 200 Rechts- und HR-Fachleuten aus Unternehmen mit Umsätzen zwischen $500 Millionen und $5 Milliarden.
Zentrale Ergebnisse zeigen, dass 69% der Organisationen im vergangenen Jahr mit beschäftigungsbezogenen Ansprüchen konfrontiert waren und 42% mit einer Zunahme der Anspruchshäufigkeit rechnen. Finanzielle Auswirkungen wurden von 63% der Befragten als wichtigste Sorge genannt. Der Bericht hebt ferner hervor, dass 54% der Befragten die Stärkung von KI-bezogenen Schulungen für notwendig halten, während 60% der Unternehmen mit EPL-Versicherung planen, ihre Deckungsbedingungen anzupassen.
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"As hybrid work arrangements, regulations, and technologies like artificial intelligence, continue to evolve, employers must balance workplace progress with protection," said Mary Anne Mullin, senior vice president, EPL and Fiduciary Product Leader, QBE North America. "Many organizations are adjusting their risk strategies to address new vulnerabilities."
The report is based on a survey of 200 legal and HR professionals at organizations with annual revenues between
- Employment-related claims persist. In the past 12 months,
69% of legal and HR professionals said their organization experienced claims made by employees alleging discrimination, harassment, retaliation, or other employment-related issues. Forty-two percent of respondents expect the frequency of employment-related claims at their organization to increase over the next year. - Employment-related claims and litigation are having an impact. Sixty-three percent of respondents believe financial costs are the most significant consequence of employment-related claims and litigation. Other impacts include damage to reputation and brand, and loss of employee morale and productivity.
- Employee education and training can help prevent and mitigate potential claims. Respondents believe employee education and training should be strengthened most in these areas: use of artificial intelligence (AI) for HR purposes (
54% ), employee data privacy concerns (47% ), and workplace harassment and discrimination (47% ). - EPL insurance provides protection for emerging exposures. Among respondents whose companies have EPL insurance, over the next 12 months,
60% plan to adjust deductibles or premiums,57% intend to update coverage to reflect new legal requirements, and51% plan to add coverage for specific risks.
"Employers are being tested in new ways as exposures increase," said Eden Stark, vice president, Financial Lines Claims, QBE North America. "Organizations should review their employment practices and risk management strategies to address new and emerging risks."
More information about QBE's Employment Practice Liability product is available at Management Liability | QBE US.
Survey Methodology
The survey was conducted by Wakefield Research among 200 legal and HR professionals with a minimum seniority of director, at organizations with an annual revenue of between
About QBE North America
QBE North America is a global insurance leader that gets to the heart of what's at risk for customers. Part of QBE Insurance Group Limited, QBE North America reported Gross Written Premiums in 2024 of
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SOURCE QBE North America
FAQ
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