Qcr Holdings Stock Price, News & Analysis

QCR Holdings (NASDAQ: QCRH) has received a BBB- rating with Stable Outlook from KBRA for its newly issued subordinated notes. The notes consist of $50 million due 2035 (callable after 5 years) and $20 million due 2037 (callable after 7 years), with proceeds intended to retire existing debt of $70 million.

QCR Holdings is a $9.2 billion-asset multi-bank holding company operating across six Midwestern regions with 36 branches. The company manages $6.7 billion in trust and investment assets and specializes in correspondent banking and low-income housing tax credit (LIHTC) financing. The rating reflects strong earnings, robust noninterest income from capital markets revenue, and improving capital ratios, though liquidity remains somewhat limited with cash and investments at 7% of total deposits.

QCR Holdings (NASDAQ: QCRH) has successfully completed private placements of $70 million in subordinated notes through two tranches: $50 million in 6.875% Fixed-to-Floating Rate Notes due 2035 and $20 million in 7.225% Fixed-to-Floating Rate Notes due 2037.

The placement aligns with the company's previously announced redemption of $70 million in callable subordinated notes. The entire issuance was placed privately with a local company, achieving a blended interest rate below 7%. The notes will initially bear fixed interest rates before transitioning to floating rates based on three-month SOFR plus spreads of 350-375 basis points.

QCR Holdings (NASDAQ: QCRH) has announced a quarterly cash dividend declaration. The company's Board of Directors has approved a dividend of $0.06 per share. The dividend will be paid on October 3, 2025, to shareholders who are on record as of September 18, 2025.

QCR Holdings (NASDAQ: QCRH) reported strong Q2 2025 financial results with net income of $29.0 million, or $1.71 per diluted share. The company demonstrated robust performance with adjusted net income of $29.4 million ($1.73 per diluted share). Key highlights include a 4 basis point expansion in NIM TEY to 3.46%, significant capital markets revenue growth of 51% quarter-over-quarter, and an 8% annualized loan growth.

The company's asset quality remained excellent with NPAs decreasing by $5.5 million (11%) to 0.46% of total assets. Tangible book value per share grew by $1.64 (13% annualized), and the TCE/TA ratio improved to 9.92%. The company maintained strong capital positions with a total risk-based capital ratio of 14.26% and common equity tier 1 ratio of 10.43%.

QCR Holdings (NASDAQ: QCRH) has scheduled its second quarter 2025 financial results announcement for July 23, 2025, after market close. The company will hold a conference call and webcast on July 24, 2025, at 10:00 a.m. Central Time to discuss the results.

Participants can join the teleconference by dialing 888-346-9286 (international: 412-317-5253). The event replay will be available through July 31, 2025, accessible via 877-344-7529 (international: 412-317-0088) with access code 8414968. A webcast will also be available on the company's News and Events page.

QCR Holdings (NASDAQ: QCRH) announced key leadership changes and dividend news. The company re-elected three Class II directors - Brent R. Cobb, Mark C. Kilmer, and Amy L. Reasner - to three-year terms, while reducing board size from 13 to 11 members. Following previously announced changes, Todd A. Gipple has taken over as President and CEO, replacing Larry J. Helling who retired. Nick W. Anderson has assumed the CFO position, and Brittany N. Whitfield will serve as Chief Accounting Officer. Additionally, QCRH declared a quarterly cash dividend of $0.06 per share, payable on July 3, 2025, to shareholders of record as of June 18, 2025.

QCR Holdings (NASDAQ: QCRH) reported first quarter 2025 financial results with net income of $25.8 million, or $1.52 per diluted share. Key highlights include:

• Adjusted net income of $26.0 million ($1.53 per diluted share)
• Core deposit growth of 20% annualized
• Wealth management revenue growth of 14% annualized
• Tangible book value per share grew $1.43 (11% annualized)

The company's performance showed margin expansion with net interest income of $60.0 million and adjusted NIM TEY of 3.41%. Noninterest income totaled $16.9 million, with capital markets revenue at $6.5 million. Asset quality remained strong with a nonperforming assets ratio of 0.53%. The efficiency ratio was 60.54%, and the effective tax rate was 1% for the quarter.

QCR Holdings (NASDAQ: QCRH) has scheduled the release of its first quarter 2025 financial results, covering the period ended March 31, 2025. The results will be announced after market close on Tuesday, April 22, 2025.

The company will host a conference call and webcast on Wednesday, April 23, 2025, at 10:00 a.m. Central Time to discuss the quarterly performance. Interested parties can join via teleconference using the dial-in numbers 888-346-9286 (domestic) or 412-317-5253 (international). The replay will be available through April 30, 2025, using access code 7198237. Additionally, a webcast will be accessible through the company's News and Events webpage.

QCR Holdings (NASDAQ: QCRH) announced significant executive changes effective May 22, 2025. Larry J. Helling will retire as CEO of both the Company and Cedar Rapids Bank and Trust Company following the annual stockholders meeting. Todd A. Gipple, current President and CFO, will become President and CEO, while Nick W. Anderson, current Senior VP and Chief Accounting Officer, will assume the CFO position.

Helling, who joined the organization in 2001 and became CEO in 2019, led the company through challenging times including the pandemic and inflationary environment. Gipple has served as CFO since 2000 and has been a director since 2009. Anderson, a CPA and Illinois native, has served as Chief Accounting Officer since 2019, overseeing all financial reporting.