Qfin Holdings Filed 2025 Annual Report on Form 20-F

Qfin Holdings (NASDAQ: QFIN) filed its 2025 Annual Report on Form 20-F with the U.S. Securities and Exchange Commission on April 27, 2026 for the fiscal year ended December 31, 2025.

Rhea-AI Summary

Qfin Holdings (NASDAQ: QFIN) filed its 2025 Annual Report on Form 20-F with the U.S. Securities and Exchange Commission on April 27, 2026 for the fiscal year ended December 31, 2025. The Form 20-F and a Hong Kong Annual Report, containing substantially the same information, are available online.

The reports can be accessed on the company's investor relations website and the SEC and HKEx websites. Qfin will provide a free hard copy of the audited consolidated financial statements to shareholders and ADS holders upon request.

Argus Apr 28 session

-2.48% close to close Open Argus

Details

News Market Reaction – QFIN

On Apr 28, the first trading day after this news, QFIN closed 2.48% below the previous close.

Data tracked by StockTitan Argus for the Apr 28 session.

Market Context

This announcement formalizes QFIN’s 2025 financial and operational results via its Form 20-F and a p...

Analysis

This announcement formalizes QFIN’s 2025 financial and operational results via its Form 20-F and a parallel Hong Kong Annual Report for the year ended December 31, 2025. Most key data were already outlined in prior earnings and 6-K filings, which highlighted strong revenue, cash generation, and shareholder returns alongside a more cautious outlook. Investors monitoring this type of update typically focus on audited figures, risk disclosures, and consistency with earlier guidance when evaluating longer-term implications.

Key Figures

Form 20-F year-end: December 31, 2025 20-F filing date: April 27, 2026 Hong Kong Annual Report date: April 27, 2026

Form 20-F year-end

December 31, 2025

Fiscal year covered by 2025 Form 20-F

20-F filing date

April 27, 2026

Date 2025 Form 20-F was filed with SEC

Hong Kong Annual Report date

April 27, 2026

Date Hong Kong Annual Report was published

Historical Context

4 past events · Latest: Mar 17

4 events

1. Mar 17

   FY 2025 results

   24h Move

   -8.4%

   Strong 2025 revenue, net income and cash flow with higher dividend amid rising risks.

2. Mar 05

   Earnings date set

   24h Move

   -2.3%

   Announcement of date and time for Q4 and full-year 2025 results call.

3. Nov 18

   Q3 2025 earnings

   24h Move

   -14.2%

   Q3 revenue and earnings growth with strong cash, larger user base, lower ICE volumes.

4. Nov 06

   Earnings date set

   24h Move

   +0.6%

   Notice of board meeting and schedule for Q3 2025 results announcement and call.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

form 20-f, u.s. securities and exchange commission, ads, rules governing the listing of securities on the stock exchange of hong kong limited

4 terms

form 20-f regulatory

"announced that it has filed its annual report on Form 20-F for the fiscal year"

Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.

u.s. securities and exchange commission regulatory

"with the U.S. Securities and Exchange Commission on April 27, 2026."

The U.S. Securities and Exchange Commission is a government agency responsible for overseeing the stock market and protecting investors. It sets rules to ensure that companies share truthful information and that trading is fair, helping to maintain trust in the financial system. This oversight is important because it helps prevent fraud and ensures that investors can make informed decisions.

ads financial

"free of charge, to its shareholders and ADS holders upon request."

Ads are paid promotional messages a company places across media — online, on TV, in print, or on social platforms — to attract customers, explain products, or shape public perception. For investors, ads matter because they drive sales growth, affect how much a company must spend to win customers, and influence brand strength and long-term value. Ads can also create regulatory or reputational risk if claims are misleading, which can affect profits and stock price.

rules governing the listing of securities on the stock exchange of hong kong limited regulatory

"pursuant to the Rules Governing the Listing of Securities on The Stock Exchange of Hong Kong"

A formal rulebook that sets the eligibility, disclosure, governance and ongoing reporting requirements for companies that want their stocks or bonds traded on the Hong Kong Stock Exchange. It tells issuers what documents, financial standards and corporate controls they must have and what information they must share with the market. For investors, these rules act like a building code or recipe—creating consistent standards and transparency that help evaluate risk, compare issuers and trust that the market operates fairly.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SHANGHAI, China, April 27, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced that it has filed its annual report on Form 20-F for the fiscal year ended December 31, 2025 with the U.S. Securities and Exchange Commission on April 27, 2026. The annual report can be accessed on the Company’s investor relations website at https://ir.qfin.com as well as the SEC’s website at www.sec.gov. The Company will provide a hard copy of the annual report containing its audited consolidated financial statements, free of charge, to its shareholders and ADS holders upon request.

The Company has also published an annual report (the “Hong Kong Annual Report”) today pursuant to the Rules Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited (“HKEx”). The Hong Kong Annual Report contains substantially the same information as set forth in the Form 20-F and can be accessed on the Company’s investor relations website at https://ir.qfin.com as well as the HKEx’s website at http://www.hkexnews.hk.

About Qfin Holdings

Qfin Holdings is a leading AI-empowered Credit-Tech platform in China. By leveraging its sophisticated machine learning models and data analytics capabilities, the Company provides a comprehensive suite of technology services to assist financial institutions and consumers and SMEs in the loan lifecycle, ranging from borrower acquisition, preliminary credit assessment, fund matching and post-facilitation services. The Company is dedicated to making credit services more accessible and personalized to consumers and SMEs through Credit-Tech services to financial institutions.

For more information, please visit: https://ir.qfin.com.

For more information, please contact:

Qfin Holdings
E-mail: ir@qfin.com

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

When did Qfin Holdings (QFIN) file its 2025 Form 20-F?

Qfin filed its 2025 Form 20-F on April 27, 2026. According to the company, the filing covers the fiscal year ended December 31, 2025 and is available on the company's investor relations site and the SEC website for investor review.

Where can investors access Qfin Holdings' 2025 Form 20-F and Hong Kong Annual Report?

Investors can access both reports on Qfin's investor relations website and the SEC and HKEx sites. According to the company, the Form 20-F is on www.sec.gov and the Hong Kong Annual Report is on http://www.hkexnews.hk.

Will Qfin (QFIN) provide a hard copy of the annual report to shareholders?

Yes, Qfin will supply a free hard copy of the audited consolidated financial statements upon request. According to the company, shareholders and ADS holders may request the printed annual report without charge from investor relations.

Does Qfin's Hong Kong Annual Report differ from the Form 20-F for 2025?

No, the Hong Kong Annual Report contains substantially the same information as the Form 20-F. According to the company, both documents present equivalent disclosures and are posted on the investor relations site and relevant regulatory websites.

What fiscal period does Qfin's 2025 Form 20-F cover for QFIN?

The Form 20-F covers the fiscal year ended December 31, 2025. According to the company, that is the reporting period for the audited consolidated financial statements included in the filing and annual reports.