Welcome to our dedicated page for Quaint Oak Bancorp news (Ticker: QNTO), a resource for investors and traders seeking the latest updates and insights on Quaint Oak Bancorp stock.
Quaint Oak Bancorp, Inc. (QNTO) is the holding company for Quaint Oak Bank, a Pennsylvania-chartered stock savings bank, and the parent of the Quaint Oak Family of Companies. News about QNTO often centers on its earnings results, dividend decisions, loan production trends and strategic initiatives across its banking and non-bank subsidiaries.
Regular earnings releases provide detailed commentary on net income or net loss, changes in interest and dividend income, interest expense, non-interest income, non-interest expense and provisions for credit losses. Management discusses factors such as loan balances, yields on loans and interest-earning assets, deposit mix, Federal Home Loan Bank borrowings, and the performance of mortgage banking, SBA lending and commercial real estate lending operations.
Investors following QNTO news will also see dividend announcements, which are often furnished to the SEC on Form 8-K. These releases specify the quarterly cash dividend per share, declaration dates, record dates and payment dates, and sometimes include commentary on how dividend levels relate to capital, liquidity and strategic investment plans.
Company news has highlighted transactions and strategic shifts, such as the sale of a majority interest in Oakmont Capital Holdings, LLC, the discontinuation of Quaint Oak Real Estate, LLC, and a sale-leaseback of an office property that produced a one-time gain. More recently, management has discussed building a new business line in international correspondent banking, explaining its impact on expenses and anticipated role in funding and non-interest income.
By monitoring QNTO news on this page, readers can review historical and recent disclosures on asset quality metrics, capital ratios, loan sale activity, SBA production, mortgage banking volumes and Board decisions on dividends, all drawn from the Company’s press releases and related SEC filings.
Quaint Oak Bancorp (OTCQB: QNTO) reported net income of $174,000 for Q4 2025 ($0.07 per share) and $322,000 for full-year 2025 ($0.12 per share), versus $1.6 million and $2.8 million respectively in 2024. The company cited higher non-interest expense from technology and personnel investments, lower non-interest income, and shifts in deposit balances and loan volumes.
Key operational notes include $36.2 million of SBA loan originations in 2025 (vs $18.5M in 2024), a move to an originate-and-sell model at Oakmont Commercial, and activation of international correspondent banking in 2026.
Quaint Oak Bancorp (OTCQB: QNTO) reported a Q3 2025 net loss of $41,000 (loss of $0.02 per share) versus net income of $243,000 in Q3 2024, and nine‑month 2025 net income of $148,000 ($0.06 per share) versus $1.2 million a year earlier. Management attributes the quarterly decline to upfront costs for an international correspondent banking initiative that materially increased non‑interest expense.
Key operating highlights: non‑interest income +44.5% (Q3), net interest margin 2.77% (Q3), non‑interest expense +16.3% (Q3), provision for credit losses increased, Texas Ratio 9.80%, non‑performing loans 1.16% of loans.
Quaint Oak Bancorp (OTCQB: QNTO) announced its Board declared a quarterly cash dividend of $0.04 per share on October 8, 2025. The dividend is payable on November 3, 2025 to shareholders of record at the close of business on October 20, 2025.
Quaint Oak Bancorp is the holding company for Quaint Oak Bank, which operates three regional offices across the Delaware Valley, Lehigh Valley and Philadelphia markets. Subsidiaries include Quaint Oak Abstract, Quaint Oak Insurance Agency, Quaint Oak Mortgage and Oakmont Commercial. The release includes customary forward-looking statement language and contact information for CEO Robert T. Strong.
Quaint Oak Bancorp (OTCQB: QNTO) reported Q2 2025 net income of $272,000 ($0.10 per share), up 172% from $100,000 ($0.04 per share) in Q2 2024. For H1 2025, net income was $189,000 ($0.07 per share), down 80.6% from $973,000 ($0.39 per share) in H1 2024.
Key financial metrics show total assets decreased 2.1% to $670.8 million, with improved asset quality ratios including non-performing assets at 0.89% of total assets and a Texas Ratio of 9.24%. The net interest margin increased to 2.85% in Q2 2025 from 2.28% in Q2 2024, while the interest rate spread widened to 2.19% from 1.57%.
The bank reported stabilized expenses except for anticipated one-time costs in H2 2025, improved mortgage banking performance, and on-target SBA production despite continued small business sector weakness.
Quaint Oak Bancorp (OTCQB: QNTO) announced that its Board of Directors has declared a quarterly cash dividend of $0.04 per share on the company's common stock. The dividend will be payable on August 4, 2025, to shareholders of record as of July 21, 2025.
CEO Robert T. Strong indicated that the Board has decided to reduce the quarterly dividend as part of their strategy to enhance capital levels, strengthen liquidity, and reinvest in strategic initiatives for long-term success. The company operates through three regional offices in the Delaware Valley, Lehigh Valley, and Philadelphia markets, with subsidiary companies including Quaint Oak Abstract, Quaint Oak Insurance Agency, Quaint Oak Mortgage, and Oakmont Commercial.
Quaint Oak Bancorp (OTCQB: QNTO) has declared a quarterly cash dividend of $0.13 per share on its common stock. The dividend will be paid on May 5, 2025, to shareholders of record as of April 21, 2025.
The company operates through its wholly-owned subsidiary Quaint Oak Bank, a Pennsylvania-chartered stock savings bank with three regional offices in the Delaware Valley, Lehigh Valley and Philadelphia markets. The bank's subsidiary companies include Quaint Oak Abstract, Quaint Oak Insurance Agency, Quaint Oak Mortgage, and Oakmont Commercial, a specialty commercial real estate financing company. All subsidiaries operate across multiple states.
Quaint Oak Bancorp (QNTO) reported strong financial results for Q4 and full-year 2024. The company's Q4 net income reached $1.6 million ($0.60 per share), up 38.3% from $1.1 million in Q4 2023. Full-year 2024 net income was $2.8 million ($1.08 per share), a 38.4% increase from 2023.
Key highlights include a $1.5 million gain from a sale-leaseback transaction of their Allentown property and improved non-interest income. The bank's total risk-based capital ratio stood at 14.34%. Notable events include the sale of its 51% interest in Oakmont Capital Holdings in March 2024, resulting in a $1.4 million pretax gain.
The bank reported non-performing loans at 1.07% of total loans receivable, with an allowance for credit losses at 1.20%. Total assets decreased 9.1% to $685.2 million, while stockholders' equity increased by $4.1 million to $52.6 million.
Quaint Oak Bancorp (OTCQB: QNTO) has announced a quarterly cash dividend of $0.13 per share on its common stock, as declared by its Board of Directors on January 15, 2025. The dividend will be paid on February 10, 2025, to shareholders of record as of January 27, 2025.
The company operates through its wholly-owned subsidiary, Quaint Oak Bank, a Pennsylvania-chartered stock savings bank with three regional offices in the Delaware Valley, Lehigh Valley, and Philadelphia markets. The bank's subsidiaries include Quaint Oak Abstract, Quaint Oak Insurance Agency, Quaint Oak Mortgage, and Oakmont Commercial, which specializes in commercial real estate financing.
Quaint Oak Bancorp (OTCQB: QNTO) reported net income of $243,000 ($0.09 per share) for Q3 2024, compared to a net loss of $255,000 in Q3 2023. For the nine months ended September 30, 2024, net income was $1.2 million ($0.47 per share), up 38.5% from $878,000 in the same period of 2023. The company sold its 51% interest in Oakmont Capital Holdings and discontinued Quaint Oak Real Estate operations. Total assets decreased 7% to $701.6 million, with loans receivable declining 11.4%. Non-performing loans represented 0.99% of total loans, with the allowance for credit losses at 1.24%.
FAQ
What is the current stock price of Quaint Oak Bancorp (QNTO)?
What is the market cap of Quaint Oak Bancorp (QNTO)?
