Republic Bancorp Inc Ky Stock Price, News & Analysis

Republic Bancorp (NASDAQ:RBCAA) reported Q3 2025 net income of $29.7M, up 12% year-over-year, and diluted EPS $1.52, up 11%. Return on average assets was 1.69% and return on average equity was 10.91% for the quarter.

The Core Bank drove results with Core Bank net income $19.8M (+15%), Core Bank NIM of 3.78% (up 25 bps) and Total Company NIM of 4.65% (up 16 bps). Deposits rose $21M quarter-to-quarter while total loans declined $92M. Provision was a net credit $479k for Q3. Noninterest expense increased by $5.0M, including higher salaries and technology costs.

Republic Bancorp (NASDAQ:RBCAA), the parent company of Republic Bank & Trust Company, has achieved recognition as one of the top 25 publicly traded banks in Bank Director's annual ranking. The Louisville-based bank was evaluated based on profitability, capital adequacy, and credit quality metrics using year-end 2024 data.

This achievement follows several other notable recognitions, including the Raymond James Community Bankers Cup for 2024, S&P Global Market Intelligence Top 50 Community Bank (2024-2025), and Newsweek's Best Regional Bank (2024-2025). The ranking was part of Bank Director's RankingBanking report, sponsored by Crowe, which analyzes the 300 largest publicly traded banks.

Republic Bancorp (NASDAQ: RBCAA) announced its participation in the upcoming Raymond James 2025 U.S. Bank Conference, scheduled for September 3-4, 2025. Logan Pichel, President and CEO, and Kevin Sipes, EVP and CFO, will engage in one-on-one meetings with institutional investors during the invitation-only event.

The bank, with approximately $7.0 billion in total assets as of June 30, 2025, operates 47 banking centers across five metropolitan areas in Kentucky, Indiana, Ohio, Florida, and Tennessee, plus a loan production office in Missouri. Management's presentation materials will be available on the company's website before September 3rd.

Republic Bancorp, Inc. (NASDAQ:RBCAA), parent company of Republic Bank & Trust Company, has been awarded the prestigious 2024 Raymond James Community Bankers Cup, recognizing it among the top 10% of community banks nationwide. The award evaluates banks with assets between $500 million and $10 billion based on profitability, operational efficiency, and balance sheet metrics.

The company reported strong financial performance with Q2 2025 net income of $31.5 million and diluted EPS of $1.61, marking increases of 25% and 24% respectively compared to Q2 2024. Republic has also garnered recognition from S&P Global Market Intelligence Top 50 Community Bank and Newsweek as Best Regional Bank and Best Online Lender.

Republic Bank & Trust Company (NASDAQ:RBCAA) has announced key leadership appointments to strengthen its executive team. Christy Ames has been promoted to Executive Vice President, Chief Legal Officer & General Counsel, bringing over 25 years of banking and finance experience. Additionally, Scott Nardi has been elevated to Senior Vice President, Chief Risk & Compliance Officer.

Ames, who has served as Republic's General Counsel since 2018, will oversee legal matters, SEC reporting, and various committees while also managing the Audit Department. Nardi, with more than 20 years of experience in financial services, will lead the Bank's Compliance, Risk, BSA, Fraud, and Security Departments.

Republic Bancorp (NASDAQ:RBCAA) reported strong Q2 2025 financial results with net income of $31.5 million, up 25% year-over-year, and diluted EPS of $1.61, a 24% increase from Q2 2024. The company achieved an ROA of 1.79% and ROE of 11.96%.

The Core Bank's performance was highlighted by a 13% increase in net interest income to $59.9 million, driven by NIM expansion from 3.46% to 3.72%. Notable improvements included a 24% growth in Warehouse balances to $567 million and reduced cost of interest-bearing deposits from 2.79% to 2.34%. The bank maintained strong asset quality with the Core Bank's allowance-to-loans ratio at 1.16%.

Republic Bancorp (NASDAQ: RBCAA) has declared a dividend for its shareholders. Class A Common Stock holders will receive $0.451 per share, while Class B Common Stock holders will receive $0.41 per share. The dividends will be payable on October 17, 2025, to shareholders of record as of September 19, 2025.

The company operates through Republic Bank & Trust Company, which maintains 47 banking centers across five metropolitan areas in Kentucky, Indiana, Ohio, Florida, and Tennessee. As of March 31, 2025, Republic Bancorp had approximately $7.1 billion in total assets.

Republic Bank & Trust Company (RBCAA) has launched 'Time to Thrive™', its first brand refresh in a decade. The new marketing campaign, developed in partnership with BUNTIN and C2 Strategic Communications, emphasizes the bank's commitment to enabling clients, associates, and communities to thrive. Led by President and CEO Logan Pichel, the campaign will be deployed across multiple channels including TV, social media, and out-of-home placements, with additional elements like print and radio to follow. The initiative will expand later in the year through brand stunts and strategic sponsorships, integrating the Thrive message across key banking services including HELOC and Private and Professional Banking.

Republic Bank (RBCAA) hosted its fifth annual Juneteenth Event at the Republic Bank Foundation YMCA, focusing on providing free health screenings and resources to West Louisville residents. The event, partnering with Kentucky African Americans Against Cancer (KAAAC) and other organizations, offered free prostate and dental screenings. The initiative addresses significant health disparities, as Black men face higher prostate cancer risks and Black Americans experience higher rates of untreated dental issues. According to statistics, one in eight men will be diagnosed with prostate cancer, with Black men at higher risk, while dental screenings typically cost around $130. The event also featured activities, food, and vendors from Black- and women-owned businesses, combining community celebration with essential healthcare services.