Regan Total Return Income Fund (RCIRX) Celebrates Five-Year Anniversary

DALLAS--(BUSINESS WIRE)-- Regan Capital, an investment firm with approximately $2.9 billion in assets, celebrates the five-year anniversary of the Regan Total Return Income Fund (RCIRX), an open-ended mutual fund that invests across the fixed income market.

By focusing on high quality, discounted bonds and active trading, RCIRX seeks to outperform traditional total return strategies with less credit risk and less sensitivity to changes in interest rates.

As of September 30, 2025, the $1.60 billion RCIRX generated a total return of 6.13% year-to-date and 39.22% since its October 1, 2020 inception.

“The past five years have been one of the most volatile periods for markets in recent memory, with a global pandemic, a historic inflation spike and central bank response, geopolitical tensions, and the rollout of artificial intelligence. With this volatility, investors are hungry for stability and yield in their portfolios, which is what RCIRX seeks to provide,” said Skyler Weinand, chief investment officer and managing member of Regan Capital and portfolio manager of RCIRX. “RCIRX gives investors access to the massive bond market in a liquid and cost-efficient manner that is designed to withstand a variety of economic environments.”

As of 9/30/2025 RCIRX received an overall and three-year 4-Star Morningstar Rating™ out of 253 overall funds and for the three-year rating, 235 funds were considered in the Nontraditional Bond category, based on the risk-adjusted return criteria.

Regan Capital also manages other fixed income exchange-traded funds listed on NYSE, a UCITS exchange traded fund listed on European exchanges, private placement funds and separately managed accounts.

For more information, please visit: https://www.regancapital.com/

About Regan Capital

Founded in 2011, Regan Capital, LLC is an SEC Registered Investment Adviser. Based in Dallas, TX, the firm’s target investor base includes endowments and foundations, banks and insurance companies, retirement plans, family offices, high net worth individuals and Registered Investment Advisors.

Regan Capital was founded by Skyler Weinand, who serves as chief investment officer and managing member. Previously, Weinand was head of residential and consumer asset-backed (ABS) securities trading at Cantor Fitzgerald from July 2007 to March 2011. Prior to that, Weinand was responsible for trading a $2+ billion mortgage-backed securities (MBS) portfolio at Sit Investment Associates from July 2005 to June 2007. From 2001 to 2005, Weinand was employed with GMAC-RFC, where he was responsible for portfolio valuation on a $1 billion MBS subordinate book, structuring CDOs, and structuring the first re-performing securitizations to come to market.

Disclosures:

As of 9/30/2025, the 1-year standardized performance of RCIRX was 6.41%. As of 9/30/2025, the Since Inception (10/1/2020) cumulative standardized performance of RCIRX was 39.22%. The gross expense ratio is 1.15%.

Performance data quoted represents past performance; past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Current performance of the fund may be lower or higher than the performance quoted and may be obtained by calling 1-888-44-REGAN.

The Fund’s investment objectives, risks, charges and expenses must be considered carefully before investing. The prospectus and summary prospectus contain this and other important information about the investment company and may be obtained by calling 1 -888-44-REGAN. Read carefully before investing. For additional information on the Advisor please call 1 -214-550-1710 or email ir@regancapital.com.

Mutual fund investing involves risk. Principal loss is possible. Investments in asset-backed and mortgage-backed securities include additional risks that investors should be aware of, including credit risk, prepayment risk, possible illiquidity, and default, as well as increased susceptibility to adverse economic developments. Investments in debt securities typically decrease when interest rates rise. This risk is usually greater for longer-term debt securities. Investments in lower-rated and non-rated securities present a greater risk of loss of principal and interest than higher-rated securities do. For more information on these risks and other risks of the fund, please see the Prospectus.

The Morningstar Rating for funds, or “star rating”, is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange -traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product’s monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its three-, five-, and 10-year (if applicable) Morningstar Rating metrics. The weights are: 100% three-year rating for 36-59 months of total returns, 60% five-year rating/40% three-year rating for 60-119 months of total returns, and 50% 10-year rating/30% five-year rating/20% three-year rating for 120 or more months of total returns. While the 10-year overall star rating formula seems to give the most weight to the 10-year period, the most recent three-year period actually has the greatest impact because it is included in all three rating periods.

As of 9/30/25, the Regan Total Return Income Fund (RCIRX) received a Morningstar Rating™ of 4 stars (overall and for the three-year time period) out of 253 overall funds and for the three-year rating, 235 funds were considered in the Nontraditional Bond category, based on the risk-adjusted return criteria. Star ratings are relative to a peer group and do not necessarily mean the fund had high or positive total returns. Morningstar updates its star ratings monthly.

Past performance does not guarantee future results.

The Regan Total Return Income Fund (RCTRX & RCIRX) is distributed by Quasar Distributors, LLC.

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Scott Gamm

Strategy Voice Associates

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Source: Regan Capital