Redwood Captl Stock Price, News & Analysis

Redwood Capital Bancorp (OTCQX:RWCB) reported unaudited results for the quarter and nine months ended September 30, 2025. Total assets were $542.0M, total deposits $485.3M and net loans $387.4M. Net income for Q3 2025 was $1.545M and year-to-date net income was $3.810M. Q3 net interest income rose to $5.142M, up 10% year-over-year; diluted EPS was $0.80 (+14%). The company fully retired the holding company’s debt and reported a leverage ratio of 10.67% at quarter-end. The Board declared a quarterly cash dividend of $0.09 per share payable November 12, 2025.

Redwood Capital Bancorp (OTCQX:RWCB), Humboldt County's only locally owned community bank holding company, has announced its second $1 million stock repurchase program. This new initiative follows the successful completion of their previous program, which resulted in the repurchase of 42,380 shares.

The program is effective immediately and will run through December 31, 2025, unless terminated earlier or the designated funds are depleted. The repurchases may be conducted through open market or private transactions, with funding primarily sourced from existing internal funds and dividends from Redwood Capital Bank, the company's subsidiary.

Redwood Capital Bancorp (OTCQX:RWCB) released its Q2 2025 financial results, demonstrating solid performance with net income of $1.1 million and earnings per share of $0.56. The bank reported total assets of $549.8 million, up 6% both quarter-over-quarter and year-over-year.

Key metrics include total deposits of $489.7 million and net loans of $382.3 million. The company's net interest income reached $4.7 million for Q2 2025, with year-to-date figures at $12 million. Book value per share increased to $27.21, up $0.38 for the quarter. The Board declared a quarterly cash dividend of $0.09 per share, payable on August 8, 2025.

Redwood Capital Bancorp (OTCQX:RWCB), Humboldt County's only locally owned community bank holding company, has announced its first-ever stock repurchase program. The company's Board of Directors has approved the repurchase of up to $1 million worth of outstanding common stock, effective from July 1, 2025 to September 30, 2025.

The repurchase program will be conducted through open market or private transactions, following Rule 10b5-1 guidelines set by the SEC. Funding will primarily come from the company's existing internal funds, supplemented by dividends from its wholly-owned subsidiary, Redwood Capital Bank. The program can be suspended, terminated, or modified based on market conditions, alternative investment opportunities, liquidity, and other factors.

Redwood Capital Bancorp (OTCQX:RWCB) reported strong Q1 2025 financial results, marking its 21st year as Humboldt County's only locally owned community bank. The bank's total assets reached $519.3 million, with deposits of $461.1 million and gross loans of $383 million as of March 31, 2025.

Key performance highlights include:

• Interest income increased 4% to $6 million compared to Q1 2024
• Net income after taxes of $1.6 million
• Book value per share up 12% to $26.83
• Quarterly cash dividend increased to $0.09 per share

The bank maintains strong financial health with a 9.64% liquidity ratio and 11.89% leveraged capital ratio. Redwood Capital Bank received top ratings from industry analysts, earning both the Findley Reports Super Premier Performing status and Bauer Financial's 5-Star rating.

Redwood Capital Bancorp (RWCB) reported strong financial results for the year ended December 31, 2024. The company achieved earnings per share of $2.69 and a 9.59% growth in tangible book value. Total assets reached $528 million, up 2% year-over-year, while deposits increased 2.5% to $471.7 million. Net loans stood at $382.6 million.

The company's consolidated net income before taxes totaled $7.2 million for 2024. Book value per share increased 10% to $25.83. The stock closed at $21.26, down 9.8% from the previous year. The Board declared a quarterly cash dividend of $0.08 per share, equivalent to an annual rate of $0.32 per share or 1.51% yield. The bank maintains strong liquidity with over $66 million in off-balance sheet deposits.

Redwood Capital Bancorp (RWCB) reported strong Q3 2024 financial results with net income of $1,373,000. The bank experienced deposit growth of $16.8 million, with total deposits reaching $470.5 million. Total assets stood at $534 million, while net loans were $380.9 million. The bank maintains strong capital positions with a Leverage Capital Ratio of 12.50% and Tangible Capital Ratio of 11.51%. Year-to-date earnings per share is $2.08, and the Board declared a quarterly dividend of $0.08 per share. The bank's sold deposits through IntraFi exceeded $67 million, demonstrating robust liquidity.

Redwood Capital Bank, a subsidiary of Redwood Capital Bancorp (OTCQX:RWCB), has announced the hiring of Stephanie Bye as Senior Vice President and Chief Risk Officer. Ms. Bye brings a wealth of experience and qualifications to the role, including CAMS, CFE, and CRCM designations, as well as a Bachelor's in law and society and a Master's in accountancy. She recently graduated top of her class from Pacific Coast Banking School, receiving the Kermit O. Hanson Award of Excellence.

Ms. Bye's career in finance began in 2010 with the FDIC, and she has held senior positions at various financial institutions. President and CEO John E. Dalby expressed confidence that Ms. Bye's addition to the senior management team will further enhance the bank's commitment to customer service and the local community.

Redwood Capital Bancorp (OTCQX:RWCB), the only locally owned community bank holding company in Humboldt County, reported its Q2 2024 financial results. Despite slight decreases in earnings, the company maintained a strong balance sheet with healthy capital and liquidity positions. Key figures include:

- Total assets: $520 million
- Net loans: $383 million
- Total deposits: $461 million
- Net interest income: $4.3 million for Q2, $9 million YTD
- Net income after taxes: $1.3 million for Q2, $2.7 million YTD
- Earnings per share: $0.68 for Q2, $1.38 YTD
- Book value per share: Increased by 2% to $24.41

The Board declared a quarterly cash dividend of $0.08 per share, payable on August 9, 2024.