Schwab (CHARLES) Corp. (The) Stock Price, News & Analysis

Charles Schwab (NYSE:SCHW) has released its July 2025 Monthly Activity Report, showcasing strong growth across key metrics. The company achieved a record $46.9 billion in core net new assets, representing a 62% increase from July 2024.

Total client assets reached $10.96 trillion, marking a 15% year-over-year increase and a 2% rise from June 2025. The company opened 377,000 new brokerage accounts, up 15% from the previous year. Trading activity remained strong with over 7 million daily average trades for the seventh consecutive month, while client margin loan balances grew 4% month-over-month. However, transactional sweep cash decreased by $4.6 billion to $407.5 billion due to client purchasing activity and advisory fee payments.

Charles Schwab (NYSE:SCHW) reported that its Trading Activity Index (STAX) increased to 41.79 in July from 40.66 in June, indicating cautious optimism among retail investors despite market highs. The reading ranks "low" compared to historic averages.

Market conditions showed reduced volatility with the VIX falling below 15, while economic indicators remained positive with 147,000 U.S. jobs created in June and unemployment dropping to 4.1%. Inflation concerns emerged as June CPI rose 2.7% annually, up from 2.4% in May.

Schwab clients were net sellers of equities, particularly in Information Technology, while showing buying interest in Communication Services, Health Care, and Financials. Top bought stocks included NVIDIA, Tesla, and Palantir, while Apple, Ford, and AMD were among the most sold.

Charles Schwab (NYSE:SCHW) has released its Q3 2025 Trader Sentiment Survey, revealing a significant surge in market optimism. Bullish sentiment doubled to 57% of traders, marking the highest level since 2022. Despite this optimism, 57% of traders believe the market is overvalued, and 85% expect volatility to remain steady or increase through 2025.

The survey shows that 80% of traders plan to 'buy the dip' in Q3, up from 61% in Q2. Regarding inflation, 55% expect it to remain steady, while 29% anticipate it will reignite. Sector-wise, traders are most bullish on IT (63%), Energy (56%), and Finance (51%). Asset class sentiment shows strong bullishness toward AI stocks (62%), growth stocks (56%), and domestic stocks (55%).

Charles Schwab (NYSE:SCHW) released its annual 401(k) plan participant survey, revealing a decline in retirement confidence amid persistent inflation concerns. Only 34% of participants feel very likely to achieve their savings goals, down from 43% in 2024. Despite economic pressures, savers are maintaining 401(k) contributions, with just 11% reducing their contributions.

The study shows participants expect to need $1.6 million for retirement and anticipate their savings lasting 22 years. Workers estimate 401(k)s will provide 45% of their retirement income, up 2% from last year. Notably, Gen Z shows the highest retirement confidence at 53%, expecting to retire at age 62. The survey also highlights that 74% of workers wouldn't accept a job without a 401(k), and 57% report their employers have taken actions to help manage financial stress.

Charles Schwab (NYSE:SCHW) has announced a significant expansion of its share repurchase program, authorizing $20 billion in stock buybacks, replacing the previous authorization which had $6.9 billion remaining. The company also declared a regular quarterly cash dividend of $0.27 per common share, payable August 22, 2025.

The Board of Directors also declared dividends on multiple series of preferred stock, all payable September 2, 2025. As of June 30, 2025, Schwab had 1.822 billion weighted-average common and common equivalent shares outstanding.

Management highlighted the company's strong balance sheet, diversified financial model, and robust capital levels as key factors enabling both continued client growth support and stockholder capital returns.

Charles Schwab (NYSE:SCHW), managing $10.76 trillion in total client assets, has significantly expanded its overnight trading capabilities. The company now offers 24-hour trading, five days a week (24/5) for more than 1,100 securities, primarily ETFs, through its thinkorswim® platform suite.

Since launching expanded overnight trading in February 2025, Schwab has experienced substantial client engagement, with thousands of new clients joining weekly. The most traded stocks during overnight sessions include Tesla (TSLA), NVIDIA (NVDA), and Nio (NIO). Record trading volumes were observed during significant global events, with June 12 seeing volumes more than double the nightly average amid Middle East tensions.

Charles Schwab (NYSE:SCHW) reported exceptional Q2 2025 results, with record quarterly GAAP earnings of $1.08 per share ($1.14 adjusted). The company achieved 25% year-over-year revenue growth to a record $5.9 billion, driven by strong client engagement and diversified revenue streams.

Core net new assets grew 31% year-over-year to $80.3 billion, while total client assets reached a record $10.76 trillion. The company opened over 1 million new brokerage accounts and enhanced stockholder value by returning $2.8 billion in excess capital, including $2.5 billion in preferred equity redemption and $351 million in common stock repurchases.

Net interest margin expanded by 12 basis points to 2.65%, while client transactional sweep cash balances ended at $412.1 billion. The company maintained strong capital ratios with preliminary consolidated Tier 1 Leverage at 9.8% (7.2% adjusted).

Charles Schwab (NYSE:SCHW) released its 2025 Modern Wealth Survey, revealing that Americans now believe it takes $839,000 to be financially comfortable, up from $778,000 in 2024 but down from $1 million in 2023. The survey indicates that $2.3 million is considered the threshold for being "wealthy," slightly lower than 2024's $2.5 million.

The study shows that 63% of respondents feel it takes more money to be wealthy compared to last year, citing inflation (73%), economic conditions (62%), and higher taxes (48%) as key factors. Notably, Gen Z and Millennials are more optimistic about achieving wealth, with 43% and 42% respectively believing they're on track, compared to 33% of Gen X and 20% of Boomers.

The survey also reveals that Americans who identify as savers, investors, and planners are significantly more likely to feel confident about achieving both financial comfort and wealth, with 31% of savers and investors already feeling financially comfortable compared to the overall average of 20%.

Charles Schwab (NYSE:SCHW) reported that its Trading Activity Index (STAX) rose slightly to 40.66 in June 2025, up from 39.68 in May, marking the first increase after three consecutive monthly declines. Despite the S&P 500's 5% climb to record highs, the STAX remains well below its 2025 peak of 51.94 from February.

Schwab clients demonstrated a cautious approach, with notable net selling in Information Technology sector, particularly in NVIDIA and Microsoft stocks, despite their strong performance. The analysis revealed a continued trend of investors favoring ETFs over individual stocks, with significant rotation from tech into industrial and discretionary sectors.

The report coincides with broader market conditions including declining volatility, steady Fed rates at 4.25-4.5%, and falling Treasury yields, with the 10-year note dropping below 4.3% in late June.