Security Fed Corp Stock Price, News & Analysis

Security Federal Corporation (OTCBB:SFDL) reported higher quarterly and year-to-date earnings for the periods ended September 30, 2025. Net income available to common shareholders was $3.2M (EPS $1.01) for Q3 2025 vs $2.0M (EPS $0.62) in Q3 2024, and $8.14M (EPS $2.57) YTD vs $5.88M (EPS $1.83) prior year. Results were driven by net interest income up 16.0% quarter and a $200k net reversal of provision for credit losses YTD.

Deposits rose 8.6% YoY, investment securities increased by $128.4M, and common equity book value per share reached $35.80.

Security Federal Corporation (OTCID:SFDL), the parent company of Security Federal Bank, has declared its 139th consecutive quarterly dividend of $0.15 per share. The dividend will be paid on September 15, 2025, to shareholders of record as of August 31, 2025.

The dividend announcement reflects the bank's continued profitability. Security Federal Bank operates 19 full-service branch locations across South Carolina and Georgia, offering a comprehensive range of financial services including trust, investments, and insurance services through its subsidiary, Security Federal Insurance, Inc.

Security Federal Corporation (OTCID: SFDL) reported strong financial results for Q2 2025. Net income available to common shareholders reached $2.4 million ($0.75 per share) in Q2 2025, up from $2.1 million ($0.66 per share) in Q2 2024. For the first six months of 2025, net income was $5.0 million ($1.56 per share), compared to $3.9 million ($1.20 per share) in 2024.

The bank's performance was driven by an 11.1% increase in net interest income to $11.3 million, improved non-interest income, and no provision for credit losses. Total assets grew to $1.6 billion, a 5.3% year-over-year increase. The bank maintained strong credit quality with non-performing assets at just 0.37% of total assets and an allowance for credit losses of 2.00% of gross loans.

Security Federal Corporation (SFDL) has declared its 138th consecutive quarterly dividend of $0.15 per share, payable on June 15, 2025, to shareholders of record as of May 31, 2025. The dividend announcement stems from the bank's continued profitability. Security Federal Bank operates 19 full-service branch locations across South Carolina and Georgia, offering comprehensive financial services including trust, investments, and insurance through its subsidiary, Security Federal Insurance, Inc.

Security Federal Corporation (SFDL) reported strong Q1 2025 earnings with net income of $2.6 million ($0.81 per share), up from $1.8 million ($0.54 per share) in Q1 2024. The improvement was driven by increased net interest income of $11.2 million (up 12.5%) and higher non-interest income of $2.4 million (up 5.3%). Total assets reached $1.6 billion, growing 4.3% year-over-year. The bank maintained strong credit quality with no provision for credit losses in Q1 2025, while non-performing assets remained low at 0.46% of total assets. Common equity book value per share increased to $32.57, and the bank demonstrated robust capital ratios with total risk-based capital at 20.16%.

Security Federal (OTCBB: SFDL) has announced a special cash dividend of $0.10 per share, payable on April 15, 2025, to shareholders of record as of March 31, 2025. The decision comes as a result of the company's continued profitability.

CEO J. Chris Verenes emphasized that future dividend payments and amounts will depend on the Board's assessment of the company's financial condition, earnings, and capital requirements. Security Federal Bank operates nineteen full-service branch locations across South Carolina and Georgia, offering a comprehensive range of financial services including trust, investments, and insurance through its subsidiary, Security Federal Insurance, Inc.

Security Federal (SFDL) has announced a quarterly dividend increase of $0.01 (7.1%) to $0.15 per share, payable on March 15, 2025, to shareholders of record as of February 28, 2025. This marks the company's 137th consecutive quarterly dividend since its conversion from mutual to stock ownership in October 1987.

The dividend declaration stems from the bank's continued profitability. Security Federal Bank operates nineteen full-service branches across South Carolina and Georgia, offering comprehensive financial services including trust, investments, and insurance through its subsidiary, Security Federal Insurance, Inc.

Security Federal (SFDL) reported Q4 2024 net income of $3.0 million ($0.94 per share), down from $3.6 million ($1.12 per share) in Q4 2023. Full-year 2024 net income was $8.9 million ($2.77 per share), compared to $10.2 million ($3.14 per share) in 2023.

Q4 highlights include a 7.8% increase in net interest income to $11.3 million, with total interest income rising 10.1% to $20.2 million. Non-interest income grew 2.8% to $2.8 million, while non-interest expense increased 5.2% to $9.5 million.

The bank's total assets reached $1.6 billion, up 4.0% in 2024. Total loans increased 10.4% to $687.1 million, while deposits grew 10.8% to $1.3 billion. The allowance for credit losses remained stable at 1.98% of gross loans, with non-performing assets at 0.47% of total assets.

Security Federal has declared a quarterly dividend of $0.14 per share, payable on December 15, 2024, to shareholders of record as of November 30, 2024. This marks the company's 136th consecutive quarterly dividend since its conversion from mutual to stock ownership in October 1987. The dividend declaration reflects the bank's continued profitability. Security Federal Bank operates 19 full-service branches across South Carolina and Georgia, offering financial services including trust, investments, and insurance through its subsidiary, Security Federal Insurance.