Shinhan Financial Group files its FY2025 Form 20-F to the SEC
Rhea-AI Summary
Shinhan Financial Group (NYSE: SHG) filed its Annual Report on Form 20-F for the year ended December 31, 2025 with the U.S. Securities and Exchange Commission on April 22, 2026.
The report is available on Shinhan Financial Group's investor website and on the SEC website; shareholders can request a free hard copy via email.
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News Market Reaction – SHG
-1.53%
-1.53%
Session close to close
In the Apr 22 session, SHG declined 1.53%, reflecting a mild negative market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
FX translation rate: W1,444.6 per US$1.00
Common shares outstanding: 477,157,399 shares
Net profit: KRW 4,972 billion
+5 more
8 metrics
FX translation rate
W1,444.6 per US$1.00
Noon Buying Rate on December 31, 2025 used in 20-F
Common shares outstanding
477,157,399 shares
Period-end share count in Form 20-F
Net profit
KRW 4,972 billion
Consolidated net profit attributable to shareholders, FY2025
EPS
KRW 9,812
Earnings per share, FY2025
ROE
9.1%
Return on equity, FY2025
CET1 ratio
13.35%
Common Equity Tier 1 capital ratio, FY2025
Annual dividend per share
KRW 2,590
Total 2025 common share dividend including approved amounts
Total annual dividend
KRW 1,245.7 billion
Total 2025 dividend corresponding to 3.01% yield
Key Terms
form 20-f, ifrs accounting standards, noon buying rate, cet1 ratio, +4 more
8 terms
form 20-f regulatory
"filed its Annual Report on Form 20-F for the year ended December 31, 2025"
Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.
ifrs accounting standards financial
"prepared on a consolidated basis under IFRS Accounting Standards."
International Financial Reporting Standards (IFRS) are a set of common rules for preparing company financial reports so numbers like profit, assets and debt are presented consistently across countries. Think of them as a standardized recipe or blueprint that helps investors compare businesses the same way they would compare cars using the same list of features; consistent reporting reduces surprises and makes it easier to assess value, risk and performance.
noon buying rate financial
"figures using W1,444.6 per US$1.00, the Noon Buying Rate in New York"
The noon buying rate is the official foreign-exchange price published around midday that shows how much domestic currency a central bank or major financial authority will pay to buy one unit of a foreign currency. Investors use it as a standardized reference for valuing overseas assets, settling cross-border transactions, and marking portfolios to market—like a daily sticker price at a store that everyone accepts when comparing or exchanging goods across currencies.
cet1 ratio financial
"Capital strength remained solid, as the CET1 ratio reached 13.35%"
CET1 ratio measures a bank's core equity capital (the most loss-absorbing funds like common stock and retained earnings) relative to the size of its risk-adjusted assets. It shows how big the bank's financial cushion is compared with what it has on its books; a higher ratio means greater ability to absorb losses, lower regulatory risk, and generally more investor confidence in the bank's stability.
bis ratio financial
"and the consolidated BIS ratio was 15.94%."
The BIS ratio is a measure of a bank’s financial cushion, calculated by comparing the bank’s capital to the size and risk of its assets as defined by international banking standards. It tells investors how well a bank can absorb losses and stay solvent—think of it as the thickness of an airbag relative to the size of a car: the bigger the cushion, the safer the ride. Regulators use it to judge stability and permission to grow lending.
npl ratio financial
"Asset quality stayed sound, with a group NPL ratio of 0.64%"
The NPL ratio measures the share of a lender’s loans that are not being repaid on schedule — loans that are overdue or in default — expressed as a percentage of total loans. Investors use it like counting rotten apples in a fruit basket: a higher percentage signals greater credit stress and potential losses, which can hurt a bank’s profits, capital strength and future lending ability.
blackout period regulatory
"The company has also designated April 9, 2026 to April 23, 2026 as a blackout period."
A blackout period is a temporary window when company insiders, employees or certain plan participants are barred from buying or selling the company’s stock, usually around earnings releases or other material events. It matters to investors because it reduces the risk of unfair trading based on secret information and can affect share liquidity and timing—think of it as a “no trading” zone set to keep the market fair and orderly.
View in glossary
AI-generated analysis. How Rhea-AI works. Not financial advice.
http://www.shinhangroup.com/en/ir/disclosure/overseas, as well as the
A hard copy of the annual report will be provided to shareholders upon request, free of charge, via "shfg@shinhan.com".
Contact: Sena Kim, +82-2-6360-3148, kimsena@shinhan.com
View original content:https://www.prnewswire.com/news-releases/shinhan-financial-group-files-its-fy2025-form-20-f-to-the-sec-302750187.html
SOURCE Shinhan Financial Group
FAQ
When did Shinhan Financial Group (SHG) file its FY2025 Form 20-F with the SEC?
Shinhan Financial Group filed its FY2025 Form 20-F with the SEC on April 22, 2026. According to the company, the filing covers the fiscal year ended December 31, 2025 and is intended to meet U.S. reporting obligations for foreign issuers.
Where can investors access Shinhan Financial Group's (SHG) FY2025 Form 20-F online?
Investors can access the FY2025 Form 20-F on Shinhan Financial Group's investor website and the SEC website. According to the company, copies are posted at the investor disclosure page and also available through www.sec.gov for public download.
What fiscal period does Shinhan Financial Group's (SHG) filed Form 20-F cover?
The filed Form 20-F covers the fiscal year ended December 31, 2025. According to the company, the document provides the annual reporting information for Shinhan Financial Group for that full calendar fiscal year.
Who can investors contact for questions about Shinhan Financial Group's (SHG) FY2025 Form 20-F?
Investors can contact Sena Kim at Shinhan Financial Group for enquiries; contact details are provided. According to the company, the press contact is Sena Kim, including a phone number and corporate email for investor relations questions.
Does Shinhan Financial Group (SHG) publish its Form 20-F on both Korean and U.S. sites?
Shinhan Financial Group publishes the Form 20-F on its investor website and files it with the U.S. SEC. According to the company, the report is available on the company's overseas disclosure page and via the SEC's public database.