Welcome to our dedicated page for Smartfinancial news (Ticker: SMBK), a resource for investors and traders seeking the latest updates and insights on Smartfinancial stock.
SmartFinancial, Inc. (NYSE: SMBK) news coverage centers on its role as a Knoxville, Tennessee-based bank holding company for SmartBank, a full-service commercial bank founded in 2007 with branches across Tennessee, Alabama, and Florida. Company press releases and SEC Form 8-K filings provide regular updates on financial performance, capital actions, and corporate developments affecting SMBK stock.
Investors following SmartFinancial news will find detailed quarterly earnings announcements that discuss net income, operating earnings, net interest income, net interest margin, loan and lease growth, deposit trends, noninterest income and expense, and credit quality metrics such as nonperforming assets. These earnings releases are typically paired with investor conference calls and slide presentations, which the company files as exhibits to Form 8-K.
News for SMBK also includes board decisions on regular quarterly cash dividends, with corresponding press releases and Regulation FD disclosures outlining record dates and payment dates. Capital and funding developments are another recurring theme, such as the issuance of 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035 and subsequent registered exchange offers for those notes, as described in SmartFinancial’s 8-K filings and Business Wire announcements.
Corporate actions and strategic transactions appear in SmartFinancial’s news flow as well. For example, a Form 8-K reports the sale of SBK Insurance Inc. by SmartBank and the establishment of a continuing strategic relationship, along with SmartFinancial’s minority ownership interest in the purchaser’s parent entity. Earnings-related news often highlights these transactions alongside balance sheet trends, providing context on how they affect capital, noninterest income, and long-term positioning.
This SMBK news page aggregates such company-issued releases and regulatory disclosures so readers can review SmartFinancial’s earnings results, dividend announcements, subordinated debt activity, and notable subsidiary transactions in one place.
SmartFinancial (NYSE: SMBK) announced a quarterly cash dividend of $0.08 per share, payable March 2, 2026, to shareholders of record on February 13, 2026. The board also authorized a $10 million share repurchase program effective March 1, 2026 through February 28, 2027.
The 2026 Repurchase Plan replaces the prior plan, permits open-market and negotiated repurchases and may use Rule 10b5-1 plans; it does not obligate SmartFinancial to repurchase any particular amount and may be amended or suspended by the board.
SmartFinancial (NYSE: SMBK) reported fourth-quarter 2025 net income of $13.7 million or $0.81 per diluted share, up from $9.6 million, $0.57 per share, in Q4 2024. Operating earnings were $13.7 million, or $0.81 per diluted share. Key operating metrics: $141 million net organic loan and lease growth (13% annualized quarter-over-quarter), deposit growth of $102 million, and tax-equivalent net interest margin expanded to 3.38%. Allowance for credit losses was $40.9 million (0.94% of loans). Total assets were $5.86 billion and tangible book value per common share rose to $26.85.
SmartFinancial (NYSE: SMBK) will release its fourth quarter 2025 earnings on Tuesday, January 20, 2026 after market close and will host a conference call on Wednesday, January 21, 2026 at 10:00 a.m. ET.
Dial-in numbers for the live teleconference are (833) 470-1428 or (646) 844-6383 with access code 680807. Call materials (earnings release and presentation) will be posted at 9:00 a.m. ET on the company website http://www.smartfinancialinc.com/CorporateProfile. A replay will be available through March 21, 2026 at (866) 813-9403 or (929) 458-6194 with access code 497919.
SmartFinancial (NYSE: SMBK) extended its registered exchange offer for up to $100.0 million aggregate principal amount of 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035. The offer, previously set to expire on January 2, 2026, now expires at 5:00 p.m. New York City time on January 9, 2026, unless further extended. As of January 2, 2026, $82.5 million principal (representing 82.5% of outstanding notes) had been tendered for exchange.
A registration statement on Form S-4 related to the exchange offer was declared effective by the SEC on December 1, 2025. All other terms of the exchange offer remain unchanged; document requests may be directed to the exchange agent, U.S. Bank Trust Company, National Association.
SmartFinancial (NYSE: SMBK) declared a regular quarterly cash dividend of $0.08 per share on October 31, 2025. The dividend is payable on December 2, 2025 to shareholders of record at the close of business on November 17, 2025.
This action provides a scheduled cash distribution to common shareholders and sets the payment and record dates for the December 2025 payout.
SmartFinancial (NYSE: SMBK) reported Q3 2025 net income of $13.7M or $0.81 diluted EPS and operating earnings of $14.5M or $0.86 per diluted share. The company achieved over $50M in quarterly operating revenue, $98M of net organic loan growth (10% annualized quarter-over-quarter) and $179M deposit growth (15% annualized quarter-over-quarter). Tangible book value per common share rose to $26.00, a 26% quarter-over-quarter annualized increase. Corporate actions included a $100M subordinated debt issuance, a $4.0M pre-tax gain on the sale of SBK Insurance and a $3.9M pre-tax loss from repositioning $85M of securities. Net interest income was $42.4M and tax-equivalent NIM was 3.25%.
SmartFinancial (NYSE: SMBK) will release its Third Quarter 2025 earnings on Tuesday, October 21, 2025 after market close and host a conference call on Wednesday, October 22, 2025 at 10:00 a.m. ET.
To join the live call dial (833) 470-1428 or (646) 844-6383 and enter access code 241226. Conference materials (earnings release and presentation) will be posted at 9:00 a.m. ET on the company's investor webpage: http://www.smartfinancialinc.com/CorporateProfile. A replay will be available through December 21, 2025 by dialing (866) 813-9403 or (929) 458-6194 with access code 307268.
SmartFinancial (NYSE: SMBK), the parent company of SmartBank, has announced its board of directors has declared a quarterly cash dividend of $0.08 per share. The dividend will be payable on August 25, 2025, to shareholders of record as of the close of business on August 8, 2025.
SmartFinancial (NYSE:SMBK) reported strong Q2 2025 results with net income of $11.7 million, or $0.69 per diluted share, compared to $8.0 million ($0.48/share) in Q2 2024. The company demonstrated robust performance with net organic loan growth of $132 million, representing a 13% annualized quarter-over-quarter increase.
Key highlights include net interest income of $40.3 million, a tax equivalent net interest margin of 3.29%, and solid credit quality with nonperforming assets at 0.19% of total assets. The company's total assets reached $5.49 billion, with total deposits increasing by $185.6 million. SmartFinancial maintained strong asset quality with an allowance for credit losses to total loans ratio of 0.96%.
The company achieved five consecutive quarters of positive operating leverage and was recertified as a Great Place to Work by over 92% of SmartBank associates.
SmartFinancial (NYSE: SMBK) has announced the schedule for its Second Quarter 2025 earnings release and conference call. The company will release its Q2 2025 earnings results on Monday, July 21, 2025, after market close.
A conference call to discuss the results will be held on Tuesday, July 22, 2025, at 10:00 a.m. ET. Conference call materials, including the earnings release and presentation, will be available on the company's website at 9:00 a.m. ET before the call. The interactive teleconference can be accessed by dialing (833) 470-1428 or (404) 975-4839 with access code 342904. A replay will be available through September 20, 2025.
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