Welcome to our dedicated page for SVB & T news (Ticker: SVBT), a resource for investors and traders seeking the latest updates and insights on SVB & T stock.
SVB&T Corporation (OTCQX: SVBT) is the parent company of Springs Valley Bank & Trust Company, a community-focused commercial bank serving customers in Indiana. This news page compiles the company’s public announcements, with an emphasis on earnings results, dividend declarations, and strategic commentary from management.
In its regular earnings releases, SVB&T Corporation reports unaudited quarterly and annual financial performance, including net income, earnings per share, return on average assets, net interest income, noninterest income, and noninterest expense. These updates also discuss trends in total assets, loans, deposits, and allowance for credit losses, as well as the impact of changing interest rate environments on interest income, interest expense, and net interest margin.
Investors following SVBT news will see detailed explanations of factors driving performance, such as loan demand in commercial and agriculture real estate, changes in deposit mix between interest-bearing and noninterest-bearing accounts, and the contribution of noninterest income from the Financial Advisory Group, electronic banking services, and gains on sold loans. The company also uses its news releases to announce quarterly cash dividends on its common stock and to describe any authorized share repurchase programs.
Management commentary included with these announcements provides additional context on the operating environment, including references to Federal Reserve policy, funding costs, asset quality, and strategic priorities like core deposit growth and relationship-oriented community banking. This page offers a centralized view of those disclosures, allowing readers to review how SVB&T Corporation communicates its financial and strategic developments over time.
SVB&T Corporation (OTCQX:SVBT) reported unaudited Q4 2025 net income of $2.00 million and EPS of $1.82, a 52.94% YoY EPS increase. YTD net income was $8.82 million and EPS $8.02 (up 43.99% YoY). The board declared a quarterly dividend of $0.28 payable ~April 15, 2026; record date March 16, 2026. Key drivers: higher net interest income from loan growth and repricing, lower interest expense, modestly higher provision expense, and a mortgage servicing asset fair value adjustment that reduced noninterest income.
SVB&T Corporation (OTCQX:SVBT) reported unaudited Q3 2025 net income of $2.59M or $2.35 EPS, a 50.64% increase in EPS versus Q3 2024, and ROAA of 1.64% versus 1.11% a year earlier. Net interest income before provision for Q3 was $5.35M, driven by higher loan yields and lower deposit costs.
YTD through September 30, 2025, net income was $6.83M or $6.21 EPS, with net interest income YTD of $15.17M. Book value per share rose to $64.35. The board reauthorized a share repurchase program of up to $1.0M; 2,100 shares repurchased YTD at an average $47.03.
SVB&T Corporation (OTCQX:SVBT), parent company of Springs Valley Bank & Trust Company, has declared a quarterly dividend of $0.23 per share of common stock. The dividend will be paid on January 15, 2026, to shareholders of record as of December 15, 2025.
This dividend represents a 15.0% annualized increase compared to the total dividend declared for fiscal year 2024. Springs Valley Bank & Trust Company operates in Dubois, Daviess, Gibson, and Orange Counties, offering full-service banking and financial services, including wealth management and investment services.
SVB&T Corporation (OTCQX:SVBT) reported strong Q2 2025 performance with earnings of $2.14 million or $1.94 EPS, marking a 25.16% increase year-over-year. The company achieved a 1.34% return on average assets (ROAA) and declared a quarterly dividend of $0.23 per share, representing a 15% annualized increase over 2024.
Net interest income before provision expense reached $5.13 million, up from $4.07 million in Q2 2024. The company's book value increased by 7.49% to $61.02 per share. Total assets grew to $642.94 million, with deposits increasing by $5.60 million to $568.68 million. Year-to-date earnings through June 2025 were $4.23 million or $3.85 EPS, showing a 36.52% increase over the same period last year.
SVB&T Corporation (OTCQX:SVBT), the parent company of Springs Valley Bank & Trust Company, has declared a quarterly dividend of $0.23 per share of common stock. The dividend will be paid around July 15, 2025, to shareholders of record as of June 16, 2025. This represents a significant 15.0% annualized increase compared to the total dividend declared for fiscal year 2024.
Springs Valley Bank & Trust Company operates in Dubois, Daviess, Gibson, and Orange Counties, providing full-service banking and financial services, including checking and savings accounts, certificates of deposit, electronic services, and various loan options. The company also offers financial advisory services specializing in estate planning, tax planning, and wealth management.
SVB&T (OTCQX:SVBT) reported Q4 2024 unaudited earnings of $1.30 million or $1.19 EPS, marking a 20.20% increase over the same period last year. The company achieved a return on average assets (ROAA) of 0.83% compared to 0.73% in Q4 2023.
The Board declared a quarterly dividend of $0.23 per share, representing a 15.00% annualized increase over 2024. Net interest income before provision expense was $4.49 million in Q4 2024, up from $4.25 million in Q4 2023. Total assets increased to $637.26 million, while total loans decreased to $478.99 million.
For the full year 2024, the company reported earnings of $6.11 million or $5.57 EPS, an 8.37% increase year-over-year, with a ROAA of 1.00%. Book value per share increased 7.80% to $59.14 as of December 31, 2024.
SVB&T (OTCQX:SVBT) reported Q3 2024 unaudited earnings of $1.71 million or $1.56 EPS, showing a 6.12% increase year-over-year on a per share basis. The company maintained a Return on Average Assets (ROAA) of 1.11%. Net interest income was $4.34 million, slightly down from $4.39 million in Q3 2023. Total assets increased to $622.09 million, with total loans reaching $488.61 million. Book value per share grew 13.04% to $58.77. Year-to-date earnings reached $4.81 million or $4.38 EPS, representing a 5.54% increase over the same period last year.
SVB&T (OTCQX:SVBT), the parent company of Springs Valley Bank & Trust Company, has declared a quarterly dividend of $0.20 per share on its common stock. This dividend is payable on or about January 15, 2025, to shareholders of record as of December 16, 2024. Notably, this represents an 11.11% annualized increase over the total dividend declared for the 2023 fiscal year.
Springs Valley Bank & Trust Company offers a wide range of financial services, including checking and savings accounts, certificates of deposit, and various loan options. The company also provides financial advisory services, specializing in estate planning, tax planning, and wealth management.
SVB&T (OTCQX:SVBT) reported Q2 2024 unaudited earnings of $1.70 million or $1.55 EPS, a 14.81% increase year-over-year. The company's Board declared a quarterly dividend of $0.20 per share, an 11.11% annualized increase over 2023. Key financial highlights include:
- Net interest income before provision: $4.07 million (down from $4.47 million in Q2 2023)
- Noninterest income: $2.84 million (up from $1.92 million in Q2 2023)
- Total assets: $622.33 million (up $8.78 million from December 31, 2023)
- Total loans: $486.58 million (up $2.98 million from December 31, 2023)
- Total deposits: $535.17 million (up $1.71 million from December 31, 2023)
The company's YTD earnings for the six months ended June 30, 2024, were $3.10 million or $2.82 EPS, a 5.62% increase year-over-year.
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