Texas Capital Stock Price, News & Analysis

Texas Capital Bancshares (NASDAQ: TCBI) reported first quarter 2025 results with net income of $47.0 million and earnings per diluted share of $0.92. Key financial highlights include:

- Total deposits increased 9% year-over-year to $26.05 billion
- Total loans grew 7% year-over-year to $22.38 billion
- Book Value and Tangible Book Value both up 11% year-over-year
- Strong capital ratios with 11.6% CET1 and 15.6% Total Capital

Net interest income reached $236.0 million, with net interest margin at 3.19%. The company recorded a $17.0 million provision for credit losses, reflecting $9.8 million in net charge-offs and increased criticized loans. During Q1 2025, TCBI repurchased 396,106 shares at an average price of $78.25 per share, totaling $31.2 million.

Texas Capital Bancshares (NASDAQ: TCBI) announced that Rob C. Holmes, current President & Chief Executive Officer, has been appointed as Chairman of the Board of Directors following the company's 2025 Annual Meeting of Stockholders. Holmes, who has served as President & CEO and Board Director since 2021, was unanimously elected to the Chairman position by the Board in January 2025.

Former Chairman Bob Stallings has transitioned to the role of Lead Independent Director after serving as Chairman since 2023. Holmes emphasized the company's strong position with its differentiated platform, industry-leading capital and liquidity, expressing confidence in serving clients across economic conditions and meeting objectives for 2025 and beyond.

Texas Capital Bancshares (NASDAQ: TCBI) has announced its schedule for releasing Q1 2025 financial results. The company will publish its quarterly results before market opening on Thursday, April 17, 2025. Following the release, executive management will host a conference call and webcast at 9:00 a.m. EDT to discuss the operating results.

Participants can access the call either through pre-registration via a dedicated link for immediate access with a PIN, or by calling 833.470.1428 with access code 580174 at least fifteen minutes before the call. A live webcast will be available, accompanied by presentation slides accessible on the company's investor website. An audio replay will be made available on the investor website one hour after the call concludes.

Federal Home Loan Bank of Dallas (FHLB Dallas) and Texas Capital Bank have awarded a $100,000 Heirs' Property Program grant to LISC Houston to support homeownership preservation in Harris County, Texas. The grant aims to address tangled titles through targeted remediation.

The initiative focuses on heirs' property issues, which arise when property is inherited without proper legal documentation or will. This situation often becomes more complex with each generation, making it difficult to obtain clear property titles.

The grant is part of FHLB Dallas's broader 2024 program, which has allocated $2 million in Heirs' Property Program grants across its five-state District, partnering with 20 participating members. The program is expected to help clear approximately 560 titles and provide training and education to over 5,670 people regarding heirs' property issues.

Blue Tide, a North American producer of re-refined Group II+ base oils, has successfully upsized its revolving credit facility with Texas Capital as the lead and Origin Bank joining as a lending partner. The company initially secured a facility with Texas Capital in April 2024 to support its used motor oil (UMO) processing unit operations and hydrotreater construction.

With base oil production now operational in Baytown, Texas, the additional funding will support working capital and expansion initiatives as Blue Tide moves into full-scale operations. The expanded credit facility aims to enhance operational efficiencies and expand production capabilities, marking an important milestone for the company's growth strategy.

Texas Capital Bancshares (NASDAQ: TCBI) has received multiple industry awards in early 2025, reinforcing its position as Texas's premier full-service financial institution. The bank earned the Best Regional Bank title from Bankrate for the second consecutive year, recognized for its competitive APYs on deposit accounts. GOBankingRates also honored TCBI's Money Market Accounts for the second year running, noting their low fees and excellent yields.

Additionally, Newsweek included Texas Capital among America's Best Regional Banks and Credit Unions for the first time, based on comprehensive criteria including the Texas Ratio, profitability metrics, customer surveys involving 71,000 U.S. citizens, and analysis of 1.9 million social media reviews.

Texas Capital Bancshares (NASDAQ: TCBI) has announced its quarterly dividend for Series B Preferred Stock holders. The company declared a cash dividend of $14.375 per share of the 5.75% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series B, which equals $0.359375 per depositary share. Each depositary share represents a 1/40th interest in a Series B Preferred Stock share and trades on NASDAQ under the symbol 'TCBIO'. The dividend will be paid on March 17, 2025, to stockholders of record as of March 3, 2025.

Texas Capital Bancshares (NASDAQ: TCBI) announced that its Board of Directors unanimously elected Rob C. Holmes to serve as Chairman of the Board following the 2025 Annual Meeting of Stockholders, while maintaining his current positions as President & CEO. Current Chairman Bob Stallings will transition to Lead Independent Director and received a one-year waiver from the Board's retirement policy to stand for reelection in 2025.

The Board's decision reflects confidence in Holmes's transformational leadership since 2021, during which he has led the company's strategic plan to build the premier full-service financial services firm headquartered in Texas. The new governance structure aims to consolidate leadership under Holmes while maintaining independent director oversight.

The company also announced its Q4 and full-year 2024 operating results, highlighting successful execution of strategic milestones and strong client adoption trends, while maintaining industry-leading capital and liquidity positions.

Texas Capital Bancshares (NASDAQ: TCBI) reported its Q4 and full-year 2024 results, showing significant growth across key metrics. The bank achieved a 38% year-over-year increase in fee income areas, along with 13% growth in total deposits and 10% growth in total loans. Q4 2024 net income available to common stockholders was $66.7 million ($1.43 per diluted share), compared to a loss of $65.6 million in Q3 2024.

The bank maintained strong capital ratios with 11.4% CET1 and 15.4% Total Capital. Book Value and Tangible Book Value per share both increased 8% year-over-year. The provision for credit losses was $18.0 million in Q4 2024, with net charge-offs of $12.1 million. The board authorized a new $200.0 million share repurchase program through January 31, 2026.