First Financial Corp Stock Price, News & Analysis

First Financial Corporation (NASDAQ:THFF) reported third quarter 2025 results: net income $20.8M versus $8.7M in Q3 2024 and diluted EPS $1.75 versus $0.74. Net interest income hit a record $54.6M (+15.8% YoY) and net interest margin rose to 4.25%. Average loans grew to $3.93B (+6.02% YoY) and total loans outstanding reached $3.97B (+6.79% YoY). Provision for credit losses fell to $2.0M from $9.4M a year earlier; pre-tax, pre-provision income was $27.7M.

Deposits declined modestly to $4.62B; shareholders’ equity increased to $622.2M; book value per share was $52.50 and tangible book value per share was $42.75. Nonperforming loans rose to $19.3M (0.49% of loans).

First Financial Corporation (NASDAQ: THFF) has announced its latest quarterly dividend of 51 cents per share. The dividend will be paid on October 15, 2025, to shareholders of record as of October 1, 2025. First Financial Corporation operates as the holding company for First Financial Bank N.A., serving customers across Indiana, Illinois, Kentucky, Tennessee, and Georgia.

First Financial Corporation (NASDAQ:THFF) reported strong Q2 2025 financial results, with net income of $18.6 million, up from $11.4 million in Q2 2024. The company achieved diluted EPS of $1.57, compared to $0.96 in the same period last year.

Key highlights include a record net interest income of $52.7 million, up 34% year-over-year, and an improved net interest margin of 4.15%. The bank's loan portfolio grew to $3.90 billion, a 21.62% increase from Q2 2024, partly due to the SimplyBank acquisition. Asset quality improved with nonperforming loans decreasing to $9.8 million from $15.9 million year-over-year.

Total deposits reached $4.66 billion, up from $4.13 billion in Q2 2024, while the efficiency ratio improved to 59.37% from 64.56%. The bank maintained strong capital ratios with a Tier 1 leverage ratio of 10.91%.

First Financial Corporation (NASDAQ: THFF) has announced a quarterly dividend of $0.51 per share, maintaining its commitment to shareholder returns. The dividend will be paid on July 15, 2025, to shareholders who hold shares as of the record date July 1, 2025. First Financial Corporation operates as the holding company for First Financial Bank N.A., with operations spanning across five states: Indiana, Illinois, Kentucky, Tennessee, and Georgia.

First Financial (NASDAQ:THFF) reported strong Q1 2025 results with net income of $18.4 million, up from $10.9 million in Q1 2024. The company achieved a diluted EPS of $1.55, compared to $0.93 in the same period last year.

Key highlights include record net interest income of $52.0 million, a 33.5% increase year-over-year, and improved net interest margin of 4.11%. Average total loans grew 20.80% to $3.84 billion, while average deposits increased 14.95% to $4.65 billion. The growth was partially attributed to the SimplyBank acquisition in July 2024.

Credit quality showed improvement with nonperforming loans decreasing to $10.2 million from $24.3 million year-over-year. The efficiency ratio improved to 57.54% from 67.21%, and return on average assets increased to 1.34% from 0.91%.

First Financial (NASDAQ: THFF) has announced its latest quarterly dividend payment. The company's board of directors has declared a dividend of 51 cents per share for shareholders.

The dividend will be payable on April 15, 2025, to stockholders of record as of the close of business on April 1, 2025. First Financial operates as the holding company for First Financial Bank N.A., with operations spanning across Indiana, Illinois, Kentucky, Tennessee, and Georgia.

First Financial (NASDAQ:THFF) reported its Q4 2024 results with net income of $16.2 million, up from $12.4 million in Q4 2023. The company's diluted EPS increased to $1.37 from $1.06 year-over-year. For the full year 2024, net income was $47.3 million compared to $60.7 million in 2023.

Key highlights include record net interest income of $49.6 million in Q4, a net interest margin expansion to 3.94%, and total loans increasing to $3.84 billion, up 21.13% year-over-year. The acquisition of SimplyBank on July 1, 2024, contributed significantly, adding $467 million in loans and $622 million in deposits.

The company's asset quality improved with nonperforming loans decreasing to $13.3 million from $24.6 million year-over-year. The allowance for credit losses stood at $46.7 million, representing 1.22% of total loans.

First Financial (NASDAQ: THFF) has announced its quarterly dividend payment. The company's board of directors has declared a dividend of $0.51 per share. The dividend will be paid on January 15, 2025, to shareholders who are recorded as holders at the close of business on January 3, 2025. First Financial operates as the holding company for First Financial Bank N.A., with operations across Indiana, Illinois, Kentucky, Tennessee, and Georgia.

First Financial (NASDAQ:THFF) reported its third quarter 2024 results, including the closure of its SimplyBank acquisition. Key highlights:

- Net income of $8.7 million, down from $16.3 million in Q3 2023
- Diluted EPS of $0.74, compared to $1.37 in Q3 2023
- Return on average assets of 0.64%, down from 1.35% in Q3 2023
- Credit loss provision increased to $9.4 million from $1.2 million in Q3 2023
- Average total loans increased 17.74% year-over-year to $3.71 billion
- Total deposits grew 16.74% year-over-year to $4.72 billion
- Net interest margin expanded to 3.78% from 3.74% in Q3 2023

The acquisition of SimplyBank added $467 million in loans and $622 million in deposits. The company expects continued net interest margin improvement in coming quarters.