T. ROWE PRICE UNVEILS INNOVATIVE RETIREMENT INCOME TOOL FOR ADVISORS

Rhea-AI Summary

T. Rowe Price (NASDAQ: TROW) launched Income Solver on Jan. 14, 2026 via its fintech subsidiary Retiree Inc., a software tool for financial advisors that builds personalized, multi-dimensional retirement withdrawal strategies.

The tool coordinates withdrawals across investments, Social Security, Medicare premiums and other income sources, tests thousands of withdrawal sequences, and embeds an SSAnalyzer for Social Security claiming. Company research says the methodology can extend retirement income up to seven years or $1 million after taxes. Income Solver also supports Roth conversions, household rebalancing, and annual dynamic withdrawal sequencing to improve tax efficiency and planning efficiency.

Positive

• Income extension claim: up to seven years or $1,000,000 after taxes
• Scale of analysis: tests thousands of withdrawal strategies automatically
• Built-in SSAnalyzer for Social Security claiming optimization

Negative

• None.

News Market Reaction

+2.48%

1 alert

+2.48% News Effect

On the day this news was published, TROW gained 2.48%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Retirement income extension: up to seven years After-tax benefit: $1 million

2 metrics

Retirement income extension up to seven years Potential extension of client retirement income using Income Solver

After-tax benefit $1 million Research-based potential after-tax retirement income increase

Market Reality Check

Price: $97.07 Vol: Volume 2,537,082 is 1.38x...

normal vol

$97.07 Last Close

Volume Volume 2,537,082 is 1.38x the 20-day average of 1,832,625, indicating elevated trading interest ahead of this news. normal

Technical Shares at 103.51 are trading above the 200-day MA of 100.3, despite a -3.12% move over the last 24 hours.

Peers on Argus

Alongside TROW’s -3.12% move, multiple asset-management peers were also down: CG...

Alongside TROW’s -3.12% move, multiple asset-management peers were also down: CG -0.77%, NTRS -0.63%, TPG -0.70%, OWL -3.04%, and PFG -1.29%, pointing to broader sector pressure rather than a company‑only move.

Historical Context

5 past events · Latest: Jan 12 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 12	Strategic partnership	Positive	-0.4%	Partnership with First Abu Dhabi Bank to expand GCC investment solutions.
Jan 09	Financing transaction	Positive	-1.2%	Oak Hill Advisors led private debt financing for Majesco’s Vitech acquisition.
Jan 08	Financing transaction	Positive	+2.4%	OHA arranged unitranche financing supporting Majesco’s acquisition and refinancing.
Jan 08	Brand/content launch	Positive	+2.4%	Launch of season 5 of "The Angle" podcast focused on global energy sector.
Dec 15	Product offering	Positive	-1.2%	First co-branded model portfolios rolled out with Goldman Sachs Asset Management.

Pattern Detected

Recent strategic and partnership news has often been positive in tone but produced mixed to slightly negative next-day price reactions.

Recent Company History

Over the past month, T. Rowe Price has highlighted several strategic initiatives. On Dec 15, 2025, it debuted co-branded model portfolios with Goldman Sachs Asset Management, followed by the launch of season 5 of “The Angle” podcast on Jan 8, 2026. Oak Hill Advisors, associated with TROW, led private debt financings for Majesco’s acquisition of Vitech on Jan 8 and Jan 9, 2026, and a GCC partnership with First Abu Dhabi Bank was announced on Jan 12, 2026. Despite generally positive business developments, price reactions have alternated between gains and modest declines.

Market Pulse Summary

This announcement introduces Income Solver, a retirement income tool for advisors that T. Rowe Price...

Analysis

This announcement introduces Income Solver, a retirement income tool for advisors that T. Rowe Price’s research suggests could extend client income by up to seven years or $1 million after taxes. It adds to a recent stream of partnerships and product initiatives aimed at advisors. Investors may focus on how widely the software is adopted, its integration with existing retirement solutions, and any future disclosures on usage, pricing, or contribution to overall asset-gathering efforts.

Key Terms

roth conversions, required minimum distributions, social security, medicare premiums

4 terms

roth conversions financial

"Present advanced planning techniques, such as Roth conversions and household level rebalancing"

A Roth conversion is the process of moving money from a tax-deferred retirement account into a Roth account, where future withdrawals can be taken tax-free. You pay income tax on the converted amount now in exchange for tax-free growth later, like paying for a meal upfront so you don’t have to cover future bills; this matters to investors because it changes current tax liability, can affect retirement income predictability, and influences long-term tax and estate planning decisions.

required minimum distributions regulatory

"while navigating complex tax rules affecting required minimum distributions, Social Security, and Medicare premiums"

Required minimum distributions are the minimum amounts a person must withdraw annually from certain tax-advantaged retirement accounts once they reach a specified age; the amount is calculated from the account balance and the owner’s age. They matter to investors because forced withdrawals can increase taxable income, alter a long-term investment plan and reduce tax-deferred growth—similar to a scheduled ATM withdrawal that changes how much remains invested and how taxes are owed.

social security regulatory

"withdrawals from investment assets, Social Security, Medicare premiums, and other income sources"

Social security is a government-run program that provides regular payments to people who are retired, disabled, or otherwise eligible for income support, funded by taxes or contributions. Investors watch social security because changes to its funding, benefit levels, or eligibility affect consumer spending, the cost of labor and government budgets—much like a town’s safety net influencing how comfortably residents spend and plan for the future.

medicare premiums regulatory

"while navigating complex tax rules affecting required minimum distributions, Social Security, and Medicare premiums"

Medicare premiums are the regular payments that people pay to participate in the U.S. Medicare health insurance program, similar to a subscription fee for basic or additional coverage. Investors care because changes in these premiums affect how much consumers can afford healthcare, influence enrollment patterns, and can alter revenue and profit outlooks for insurers, hospitals, drugmakers and companies serving older consumers, much like how a price change shifts demand for a product.

AI-generated analysis. Not financial advice.

"Income Solver" can help extend a client's income in retirement an additional seven years or $1 million after taxes, research says

BALTIMORE, Jan. 14, 2026 /PRNewswire/ -- T. Rowe Price (NASDAQ-GS: TROW), a global asset management firm and a leader in retirement, has launched Income Solver^® through its fintech subsidiary Retiree Inc., a software tool that helps financial advisors differentiate their practice by elevating retirement planning with advanced, multi-dimensional withdrawal strategies. The software helps financial advisors develop personalized withdrawal strategies for their clients, which coordinate their clients' withdrawals from investment assets, Social Security, Medicare premiums, and other income sources while seeking to minimize the impact of complex tax rules. These outcomes are rooted in a proprietary methodology that our research indicates can help extend a client's retirement income up to an additional seven years or $1 million after taxes.

"A 'set it and forget it' approach does not work once someone is in the decumulation phase of life and needs income to live on," said Bill Meyer, Head of Retiree Inc. "Income Solver is different from other financial planning software by dynamically analyzing and implementing the withdrawal sequence every year, which has the potential to add significant portfolio longevity."

Income Solver enables advisors to:

• Provide clients with the details they need to generate income in retirement
• Save time and reduce manual errors by letting Income Solver test thousands of withdrawal strategies and deliver a curated list to review
• Present advanced planning techniques, such as Roth conversions and household level rebalancing, for greater tax efficiency
• Manage fluctuating retirement cashflows, while navigating complex tax rules affecting required minimum distributions, Social Security, and Medicare premiums
• Optimize Social Security claiming with the embedded SSAnalyzer^® tool
• Streamline the planning process and spend more time engaging with clients regularly through planning check-ins

The addition of Retiree, Inc.'s Income Solver builds on T. Rowe Price's robust suite of retirement income solutions for advisors and is supported by "Solving the Retirement Income Puzzle," an educational program that provides advisors with content they can use to teach and assist pre-retirees in navigating the complexities of retirement income planning.

"At T. Rowe Price, we are committed to staying at the forefront of retirement innovation and delivering a broad range of solutions to help advisors differentiate their value and grow their client relationships," stated Kevin Collins, Head of U.S. Intermediaries at T. Rowe Price. "Income Solver enables advisors to ask their clients, 'What would you do with seven more years of money in retirement?' This is a powerful question to help people imagine the possibilities of their retirement."

ABOUT T. ROWE PRICE 
T. Rowe Price (NASDAQ-GS: TROW) is a leading global asset management firm, entrusted with managing $1.78 trillion in client assets as of December 31, 2025, about two-thirds of which are retirement-related. Renowned for over 85 years of investment excellence, retirement leadership, and independent proprietary research, the firm leverages its longstanding expertise to ask better questions that can drive better investment decisions. Built on a culture of integrity and prioritizing client interests,    T. Rowe Price empowers millions of investors worldwide to thrive amidst evolving markets. Visit troweprice.com/newsroom for news and public policy commentary.

Retiree Inc., a wholly owned subsidiary of T. Rowe Price, is an information technology company that develops retirement income planning and withdrawal strategy software and Social Security analysis software for financial professionals and financial services companies.

View original content to download multimedia:https://www.prnewswire.com/news-releases/t-rowe-price-unveils-innovative-retirement-income-tool-for-advisors-302661260.html

SOURCE T. Rowe Price Group

FAQ

What is Income Solver from T. Rowe Price (TROW) and when was it launched?

Income Solver is a retirement withdrawal planning tool launched on Jan. 14, 2026 by T. Rowe Price through its Retiree Inc. fintech subsidiary.

How can Income Solver (TROW) affect a client's retirement income?

Company research indicates Income Solver's methodology can extend income up to seven years or $1,000,000 after taxes for some clients.

What features does T. Rowe Price's Income Solver (TROW) offer advisors?

Features include automated testing of thousands of withdrawal strategies, Roth conversion modeling, household rebalancing, Medicare and RMD coordination, and an embedded SSAnalyzer for Social Security.

Will Income Solver (TROW) help advisors reduce manual planning work?

Yes; Income Solver automates strategy testing and delivers a curated list of withdrawal plans to review, aiming to save time and reduce manual errors.

Does Income Solver (TROW) change how Social Security is claimed?

Income Solver includes an SSAnalyzer tool to help optimize Social Security claiming decisions as part of withdrawal sequencing.