United Bancorporation of Alabama, Inc. Announces Third Quarter Results
United Bancorporation of Alabama (NASDAQ: UBAB) reported quarterly and year-to-date results for the period ending September 30, 2025. For the nine months, net income was $13.5 million versus $20.0 million a year earlier and diluted EPS was $4.07 versus $5.63 in 2024. Net income for Q3 2025 was $4.2 million versus $5.1 million in Q3 2024, with Q3 EPS of $1.29 versus $1.45.
Quarterly highlights include a net interest margin of 4.6%, repurchase of 56,000 shares of UBAB stock, and nonperforming assets down 48% year-over-year.
United Bancorporation of Alabama (NASDAQ: UBAB) ha riportato i risultati trimestrali e year-to-date per il periodo terminato il 30 settembre 2025. Nei primi nove mesi, l"utile netto è stato di 13,5 milioni di dollari rispetto a 20,0 milioni di dollari un anno prima e l"EPS diluito è stato di 4,07 dollari contro 5,63 dollari nel 2024. L"utile netto per il Q3 2025 è stato di 4,2 milioni di dollari versus 5,1 milioni nel Q3 2024, con un EPS del Q3 di 1,29 dollari contro 1,45 dollari.
Le evidenze trimestrali includono un margine di interesse netto del 4,6%, il riacquisto di 56.000 azioni UBAB e un calo delle attività non performanti del 48% su base annua.
United Bancorporation of Alabama (NASDAQ: UBAB) reportó resultados trimestrales y year-to-date para el periodo que terminó el 30 de septiembre de 2025. En los primeros nueve meses, la utilidad neta fue de 13,5 millones de dólares frente a 20,0 millones de dólares un año antes y las ganancias diluidas por acción fueron de 4,07 dólares frente a 5,63 dólares en 2024. La utilidad neta del T3 2025 fue de 4,2 millones de dólares frente a 5,1 millones en el T3 2024, con una ganancia por acción del T3 de 1,29 dólares frente a 1,45 dólares. Los aspectos destacados del trimestre incluyen un margen de interés neto del 4,6%, la recompra de 56.000 acciones de UBAB y una caída de los activos no performantes del 48% interanual.
United Bancorporation of Alabama (NASDAQ: UBAB)는 2025년 9월 30일로 종료되는 기간의 분기 및 연누적 실적을 발표했습니다. 9개월 동안 순이익은 1,350만 달러이고 전년 동기의 2,000만 달러에 비해 감소했으며 희석 주당순이익(EPS)은 4.07달러로 2024년의 5.63달러에 비해 감소했습니다. 2025년 3분기 순이익은 420만 달러로 2024년 3분기의 510만 달러에 비해 감소했고, 3분기 EPS는 1.29달러로 1.45달러였습니다. 분기 하이라이트로는 순이자마진 4.6%, UBAB 주식 56,000주 재매입, 그리고 연간 비교로 비실적자산이 48% 감소했습니다.
United Bancorporation of Alabama (NASDAQ: UBAB) a publié les résultats trimestriels et cumulés pour la période se terminant le 30 septembre 2025. Pour les neuf mois, le bénéfice net s'est élevé à 13,5 millions de dollars contre 20,0 millions de dollars l'année précédente et le BPA dilué était de 4,07 dollars contre 5,63 dollars en 2024. Le bénéfice net du T3 2025 était de 4,2 millions de dollars contre 5,1 millions au T3 2024, avec un BPA du T3 de 1,29 dollar contre 1,45 dollar. Parmi les points forts du trimestre figurent une marge nette d'intérêt de 4,6%, le rachat de 56 000 actions UBAB et une diminution des actifs non performants de 48% d'une année sur l'autre.
United Bancorporation of Alabama (NASDAQ: UBAB) berichtete quartalsweise und year-to-date Ergebnisse für den Zeitraum bis zum 30. September 2025. In den ersten neun Monaten betrug der Nettogewinn 13,5 Mio. USD gegenüber 20,0 Mio. USD im Vorjahr, und der verdünnte Gewinn je Aktie lag bei 4,07 USD gegenüber 5,63 USD im Jahr 2024. Der Nettogewinn im Q3 2025 betrug 4,2 Mio. USD gegenüber 5,1 Mio. USD im Q3 2024, und der Q3-BEPS betrug 1,29 USD gegenüber 1,45 USD. Zu den Quartal-Highlights gehören eine Nettomarge von 4,6%, der Rückkauf von 56.000 UBAB-Aktien und ein Rückgang der notleidenden Vermögenswerte um 48% gegenüber dem Vorjahr.
United Bancorporation of Alabama (NASDAQ: UBAB) أصدرت نتائج ربع سنوية ونتائج حتى التاريخ المستهدف للفترة حتى 30 سبتمبر 2025. خلال التسعة أشهر، بلغ صافي الدخل 13,5 مليون دولار مقابل 20,0 مليون دولار في العام السابق، وكانت ربحية السهم المخفَّفة 4,07 دولار مقابل 5,63 دولار في 2024. كان صافي الدخل للربع الثالث من 2025 4,2 مليون دولار مقابل 5,1 مليون دولار في الربع الثالث 2024، وبلغ EPS للربع الثالث 1,29 دولار مقابل 1,45 دولار. تشمل أبرز نقاط الربع هوامش فائدة صافي قدرها 4,6%، وإعادة شراء 56.000 سهم من أسهم UBAB، وانخفاض الأصول غير الأداءة بنسبة 48% على أساس سنوي.
- Net interest margin of 4.6%
- Nonperforming assets decreased 48% year-over-year
- Repurchased 56,000 shares of UBAB stock
- Nine-month net income declined 32.5% to $13.5 million
- Nine-month diluted EPS fell 27.7% to $4.07
- Q3 net income declined 17.6% to $4.2 million
- Q3 diluted EPS decreased 11% to $1.29
QUARTERLY HIGHLIGHTS
- Net interest margin of
4.6% - Repurchased 56,000 shares of UBAB stock
- Nonperforming assets decreased
48% from prior year
About United Bancorporation of Alabama, Inc.
United Bancorporation of Alabama, Inc. is a
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SOURCE United Bancorporation
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