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United Bancorp Inc Ohio Stock Price, News & Analysis

UBCP Nasdaq

Welcome to our dedicated page for United Bancorp Ohio news (Ticker: UBCP), a resource for investors and traders seeking the latest updates and insights on United Bancorp Ohio stock.

United Bancorp Inc Ohio (UBCP) provides essential financial services through its Unified Bank network across Ohio and West Virginia. This news hub offers investors and stakeholders timely updates on the company’s operational developments, financial strategies, and community initiatives.

Access verified press releases detailing UBCP’s mortgage origination progress, treasury management enhancements, and deposit service innovations. The curated collection serves as a reliable resource for tracking interest margin management approaches and credit quality maintenance in evolving markets.

Explore updates spanning financial performance disclosures, leadership announcements, and regulatory compliance milestones. Content reflects the company’s dual focus on traditional banking services and adaptive fee-based revenue strategies without speculative commentary.

Bookmark this page for ongoing insights into United Bancorp’s regional market positioning and risk-managed growth initiatives. Check regularly for new developments in consumer banking solutions and commercial financial services tailored to local communities.

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United Bancorp (NASDAQ: UBCP) announced a $0.19 per-share fourth quarter cash dividend declared November 19, 2025, for shareholders of record on December 10, 2025 and payable on December 19, 2025.

The fourth-quarter regular dividend and year-to-date payments total $0.92 per share (including a $0.1750 special dividend in Q1), a 7.6% increase versus the same period last year. At the Q4 payment level this produces a forward yield of 5.4% using a quoted market value of $13.98 at the most recent quarter end.

Company balance-sheet metrics as of September 30, 2025: $866.8 million total assets and $66.5 million total shareholders equity. United Bancorp operates through Unified Bank with 18 offices across eastern Ohio and one West Virginia county.

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United Bancorp (NASDAQ:UBCP) reported Q3 2025 diluted EPS $0.34 and net income $1,931,000; for the first nine months of 2025, diluted EPS was $0.99 and net income $5,717,000.

Year-over-year Q3 net income rose 6.1% and EPS rose 9.7%; nine-month net income rose 3.0% and EPS rose 4.2%. Total assets were $866.8M, gross loans $496.5M, deposits $645.2M, and net interest margin improved 16 bps to 3.66%. Credit metrics remain strong: nonaccrual loans $3.1M (0.63% of loans), allowance for credit losses 0.87% of loans, regulatory capital $75.1M (8.9% of avg assets).

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United Bancorp (NASDAQ:UBCP) has announced an increase in its third quarter dividend to $0.1875 per share, representing a 5.6% increase from the previous year's Q3 dividend. The dividend will be paid on September 19, 2025, to shareholders of record as of September 10, 2025.

Year-to-date, UBCP has paid total cash dividends of $0.73, including a special dividend of $0.1750 in Q1, marking an 8.2% increase from the previous year. Based on UBCP's market value of $14.50, the regular dividend yields 5.2%. The company operates through Unified Bank with 18 banking offices across Ohio and West Virginia, managing total assets of $847.9 million.

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United Bancorp (NASDAQ:UBCP) reported Q2 2025 financial results with net income of $1.914 million and diluted EPS of $0.33, representing a 10% increase over Q2 2024. For H1 2025, the company achieved net income of $3.786 million and diluted EPS of $0.65.

The company reached a milestone with gross loans exceeding $500.7 million, up 3.4% year-over-year. Total assets increased by $26.0 million to $847.9 million, while deposits grew by $19.8 million to $642.9 million. The net interest margin improved to 3.65%, up 11 basis points from the previous year.

UBCP maintained strong credit quality with nonperforming assets at 0.60% of total assets and announced significant investments in infrastructure, including a new Wheeling Banking Center, Unified Mortgage Division, and Treasury Management Programs.

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United Bancorp (NASDAQ:UBCP) reported Q1 2025 results with net income of $1.87M and diluted EPS of $0.32, showing decreases of 6.1% and 8.6% YoY respectively, but increases on a linked-quarter basis. The company's net interest income grew by $131,000 (2.2% YoY), with net interest margin improving to 3.60%. Total assets were $830.7M, down 0.40% YoY, while gross loans increased by $16.6M (3.5%). The company maintains strong credit quality with nonperforming assets to total assets at 0.68%. UBCP continues its expansion with several initiatives including a new Wheeling Banking Center, Unified Mortgage Division development, Treasury Management Programs enhancement, and technology investments. The company paid a regular dividend of $0.1825 and a special dividend of $0.1750 in Q1, offering a total dividend yield of 6.7%.
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United Bancorp (UBCP) has announced an increased second quarter dividend of $0.1850 per share, representing a 5.7% increase from the previous year. The dividend will be paid on June 20, 2025, to shareholders of record on June 10, 2025.

The company's total cash dividends for the first two quarters of 2025 amount to $0.5425, including a special cash dividend of $0.1750 in Q1, marking a 9.0% increase year-over-year. Based on UBCP's market value of $13.42 at the recent quarter-end, the regular dividend yields 5.51%.

The company reported total assets of $816.7 million and total shareholder's equity of $65.5 million as of December 31, 2024. UBCP operates through Unified Bank with eighteen banking offices across Ohio and West Virginia.

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United Bancorp (UBCP) has announced two dividend payments for Q1 2025. The regular quarterly dividend of $0.1825 per share represents a 5.8% increase from last year's Q1 dividend and will be paid on March 20, 2025, to shareholders of record on March 10, 2025. This regular dividend amounts to $0.73 annually, yielding 5.6% based on recent market value.

Additionally, UBCP declared a special dividend of $0.1750 per share, up 16.7% from the previous year, payable on the same dates. The company's total projected cash dividends for 2025, including the special dividend, amount to $0.9050 per share. The decision reflects UBCP's solid earnings, strong capital position, and ample liquidity.

As of December 31, 2024, UBCP reported total assets of $820.8 million and shareholder's equity of $67.6 million. The company operates through Unified Bank with eighteen banking centers across Ohio and West Virginia.

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United Bancorp (NASDAQ:UBCP) reported its Q4 and full-year 2024 financial results. For Q4 2024, the company achieved net income of $1.85 million and diluted EPS of $0.31, showing decreases from Q4 2023 but a slight increase of 1.7% from Q3 2024. Full-year 2024 results included net income of $7.4 million and diluted EPS of $1.27.

The company faced challenges including net interest margin compression and balance sheet growth due to elevated interest rates throughout 2024. Total average assets reached $828.1 million, up 3.2% year-over-year, while gross loans increased by 1.6% to $491 million. The company maintained strong credit quality with nonaccrual loans at 0.21% of gross loans.

UBCP's tangible shareholders' equity increased by $4.2 million (6.7%) to $66.8 million, and tangible book value per share rose to $11.21. The company paid total dividends of $0.8550 per share in 2024, yielding 6.6% based on the year-end stock price of $13.00.

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United Bancorp (NASDAQ:UBCP) has announced a fourth quarter dividend payment of $0.18 per share, payable on December 20, 2024, to shareholders of record on December 10, 2024. This represents an increase from previous quarterly payments of $0.1725, $0.1750, and $0.1775. Year-to-date, UBCP has paid total cash dividends of $0.8550, including a special dividend of $0.15, marking a 4.9% increase from the previous year. The regular dividend yields 5.4% based on UBCP's market value of $13.13. The company reports total assets of $825.5 million and shareholder's equity of $65.5 million as of September 30, 2024.

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United Bancorp (NASDAQ:UBCP) reported Q3 2024 financial results with diluted earnings per share of $0.31 and net income of $1.82 million. For the first nine months of 2024, the company achieved diluted EPS of $0.95 and net income of $5.55 million. Total assets reached $825.5 million with average loans increasing by 4.4% to $480.8 million. The company maintained strong credit quality with nonperforming assets at 0.46% of total assets. Despite industry challenges including margin compression and growth, UBCP increased its tangible shareholders' equity by 25.2% year-over-year to $64.6 million.

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FAQ

What is the current stock price of United Bancorp Ohio (UBCP)?

The current stock price of United Bancorp Ohio (UBCP) is $13.39 as of November 28, 2025.

What is the market cap of United Bancorp Ohio (UBCP)?

The market cap of United Bancorp Ohio (UBCP) is approximately 76.8M.
United Bancorp Inc Ohio

Nasdaq:UBCP

UBCP Rankings

UBCP Stock Data

76.79M
4.91M
14.88%
11.43%
0.11%
Banks - Regional
State Commercial Banks
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United States
MARTINS FERRY